Smart Financial Planning for Everyone
Calculate your EMIs, compare interest rates from top Indian banks, and make informed decisions for your financial future.
EMI Calculator
Plan your loan repayments with our easy-to-use EMI calculator. Adjust the sliders to see how different parameters affect your monthly payments.
Banks
Compare interest rates and features from India's leading banks to find the best loan option for your needs.
State Bank of India
8.40% – 10.05%
- Trusted Public Sector Bank
- Large Branch Network
- Affordable Home Loans
Axis Bank
8.60% – 10.50%
- Fast Loan Approval
- Digital Banking Leader
- Attractive EMI Offers
HDFC Bank
8.45% – 10.25%
- Top Private Bank
- Flexible EMI Options
- Premium Credit Cards
ICICI Bank
8.50% – 10.75%
- Quick Digital Process
- Strong Online Support
- Wide Loan Range
Kotak Bank
8.70% – 10.60%
- Low Processing Fees
- Modern Mobile Banking
- Easy Personal Loans
Canara Bank
8.35% – 9.95%
- Govt. Backed Stability
- Easy Home Loans
- PAN-India Presence
Bank of Baroda
8.30% – 9.90%
- Public Sector Trust
- Competitive Interest Rates
- Loan Top-Up Options
Bank of India
8.45% – 10.00%
- Reliable Service
- Low EMI Tenure
- Quick Sanction
Punjab National Bank
8.35% – 9.85%
- Government Owned
- Easy Eligibility
- Affordable Loan Schemes
Union Bank of India
8.40% – 9.95%
- Nationwide Network
- Secure Services
- Easy Repayment Plans
Bandhan Bank
8.90% – 10.75%
- Fast Personal Loans
- Microfinance Expertise
- Simple Documentation
Federal Bank
8.60% – 10.20%
- Customer Friendly
- Quick Disbursal
- Strong Digital System
IDBI Bank
8.55% – 10.15%
- Public Sector Support
- Low Processing Fees
- Flexible EMIs
IDFC FIRST Bank
8.65% – 10.50%
- Transparent Rates
- Quick Approvals
- App-Based Loan Management
IndusInd Bank
8.75% – 10.85%
- Premium Credit Cards
- Fast Loan Process
- Excellent Customer Support
India’s banking landscape covers a wide spectrum — from large public sector banks with national reach to nimble private banks offering modern digital services. According to a recent list, India has multiple categories of banks including public sector banks (PSBs), private banks, regional rural banks (RRBs), foreign banks, small-finance banks and payments banks.
Below is a summary of some of the major players, their strengths, and what they offer — useful for someone comparing EMI, credit, loan or other banking services.
Branch/ATM Reach: If you travel or live in less urban areas, branch presence matters — PSBs tend to have the widest networks.
Digital & EMI Capabilities: Private banks often have better online platforms, faster service, more flexible EMI and credit-card offers (for example, converting purchases into EMI).
Product fit: Are you looking for simple savings, robust credit card rewards, loans, or international banking? Choose accordingly.
Customer service & stability: While large banks provide stability, smaller banks can offer personalised service and competitive rates.
Fees, rates & offers: Look at interest rates, processing fees and special offers (especially relevant if you’re comparing EMIs, loans or credit services).
India’s banking sector offers strong variety — from massive public banks like SBI to agile private banks such as Kotak or RBL. For someone seeking EMI loan or credit-card services (for example), the private banks often shine in digital convenience, while public banks excel in national coverage and reliability. Use the above list as a starting point to compare features across banks before making your choice.