Welcome to AU Small Finance Bank

Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.

About AU Small Finance Bank

Founded in 2017, AU Small Finance Bank offers a wide range of banking products and financial services, including Savings Accounts, Current Accounts, Term Deposits, and more to meet diverse customer needs.

Deposit Account

Savings Account

AU Small Finance Bank offers 9 types of Savings Accounts for minors, women, senior citizens, and more, allowing customers to earn up to 7% p.a. interest on their balances.

Current Account

AU Small Finance Bank offers three Current Account options—AU Current Account, AU Power Current Account, and AU Vishesh Current Account—designed to meet diverse business and transactional needs.

Loan

Home Loan

AU Small Finance Bank provides 7 types of home loans at attractive interest rates, offering flexible options for different customer needs. Borrowers can choose automated EMI repayment, where monthly installments are directly debited from their AU Small Finance Bank savings account, ensuring a smooth and hassle-free repayment process.

Personal Loan

AU Small Finance Bank offers personal loans at competitive interest rates with low processing fees and minimal documentation, ensuring quick and hassle-free approval.

Loan against Property

AU Small Finance Bank provides Secured Business Loans for MSMEs, offering funding against the market value of your property. The loan process is quick, hassle-free, and starts from ₹2 lakh. Borrowers can also avail higher loan amounts with longer repayment tenures, making it ideal for business growth and expansion.

Vehicle Loan

AU Small Finance Bank provides vehicle loans at attractive interest rates, making it easier to finance your purchase. The bank offers multiple options, including car loans, two-wheeler loans, tractor loans, and commercial vehicle loans, catering to a wide range of customer needs.

Loan Against Vehicle

AU Small Finance Bank offers 4 types of Loan Against Vehicle, allowing account holders to pledge their vehicle to meet personal or business needs. These loans come with attractive interest rates and hassle-free processing, ensuring quick and smooth access to funds.

Gold Loan

AU Small Finance Bank offers Gold Loans along with a zero balance savings account, providing quick access to funds. Customers can get instant disbursal and enjoy the flexibility to repay at their convenience.

Investment

Fixed Deposit

AU Small Finance Bank offers Fixed Deposit (FD) schemes with high returns, making it ideal for safe investments. The bank also provides an additional 0.50% interest rate to senior citizens, ensuring better earnings on their savings.

Recurring Deposit

AU Small Finance Bank offers Recurring Deposit (RD) accounts with a minimum deposit of just ₹100. Customers can choose a flexible tenure ranging from 3 months to 10 years, making it a convenient way to build disciplined savings.

Covid Shield Deposit

AU Small Finance Bank offers the Covid Shield Deposit, a unique emergency savings option designed to handle unexpected situations. Customers receive free life cover up to ₹5 lakh along with renewal vouchers on deposit renewals, making it a secure and rewarding financial safety net.

Cards

Credit Card

AU Small Finance Bank provides a range of credit cards including the Zenith, Altura, Altura Plus, and Vetta Credit Card. These cards come with reward points, travel benefits, and several exclusive privileges, offering a rewarding banking experience.

Debit Card

AU Small Finance Bank offers a variety of debit cards for both savings and current account customers. These cards provide attractive offers, discounts, and cashback on shopping, travel, dining, and more, ensuring a rewarding spending experience.

Banking

Balance Enquiry

AU Small Finance Bank account holders can check their account balance through multiple channels, including Net Banking, Mobile Banking, Missed Call, SMS, Passbook, ATM, and Customer Care.

Balance Enquiry

AU Small Finance Bank offers a missed call service for quick access to your mini statement. Simply dial 1800-121-2586 to receive your latest transaction details instantly.

Net Banking

AU Net Banking provides convenient, safe, and secure access to banking services from home. It supports cashless transactions, is available 24×7, and offers a flexible and user-friendly way to manage your account anytime.

Customer Care

AU Small Finance Bank customers can contact 24×7 customer care by calling the toll-free numbers 1800 1200 1200 or 1800 26 66677. The bank also offers a Video Banking facility to help users resolve queries, raise complaints, or submit service requests conveniently.