Welcome to Dhanlaxmi Bank

Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.

About Dhanlaxmi Bank

Dhanlaxmi Bank is a public company established on 14th November 1927, with its headquarters in Thrissur, Kerala. The bank serves customers by offering a wide range of banking and financial products and services.

Deposit Account

Savings Account

Offers 11 types of savings accounts, each providing essential facilities such as an ATM-cum-debit card, online shopping, fund transfers, and more.

Current Account

Dhanlaxmi Bank offers a range of current accounts, including Power, Premium, Super Power, and Regular Current Accounts.

Loan

Home Loan

Dhanlaxmi Bank offers home loans with Step-Up and Step-Down EMI options, featuring flexible repayment tenures ranging from 1 year to 30 years.

Personal Loan

Offers personal loans to salaried and self-employed customers aged 23 and above, with low processing fees and simplified documentation.

Loan against Property

Dhanlaxmi Bank customers can avail a Loan Against Property by pledging their property to meet personal or business needs. The loan comes with a flexible repayment tenure ranging from 3 to 15 years.

Business Loan

Dhanlaxmi Bank offers business loans to manufacturers, traders, wholesalers, retailers, and other eligible applicants with at least 5 years of total business experience, including 4 years in their current venture.

Car Loan

Dhanlaxmi Bank offers two types of car loans—New Car Loans and Used Car Loans—with repayment tenures ranging from a minimum of 12 months to a maximum of 60 months.

Education Loan

Dhanlaxmi Bank offers education loans to students pursuing studies at leading institutions in India and abroad, helping them achieve their career goals and aspirations.

Investment

Fixed Deposit

Dhanlaxmi Bank offers a wide range of fixed deposit schemes designed to meet the diverse investment needs of its customers.

Recurring Deposit

Allows investment with a small initial amount, followed by monthly recurring deposits for a fixed, predetermined period.

Cards

Credit Card

Offers two types of credit cards—Gold Credit Card and Platinum Credit Card—that help consumers manage their finances and maintain a good credit profile.

Debit Card

Dhanlaxmi Bank debit cardholders can shop online, pay restaurant and utility bills, earn rewards, access exclusive booking offers, and enjoy many other benefits.

Banking

Balance Enquiry

Dhanlaxmi Bank enables users to check their account balance through multiple methods, including net banking, mobile banking, and passbook updates.

Mobile Banking

Dhanlaxmi Bank’s mobile banking service is the easiest way to transfer funds, pay bills, discover offers, and much more.

Net Banking

With Dhanlaxmi Bank’s net banking facility, customers can access a wide range of services from the comfort of their homes.

Customer Care

Dhanlaxmi Bank’s customer care service allows account holders to get their queries answered and issues resolved by calling the customer care number.