Welcome to Equitas Small Finance Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About Equitas Small Finance Bank
Equitas Small Finance Bank is a new-age Small Finance Bank (SFB) that began its operations on 5 September 2016. The bank has built a strong presence with 392 branches and 321 ATMs/Cash Recyclers across 13 states and 2 union territories (as of March 31, 2018). Equitas offers a wide range of banking and financial services, catering to the needs of individuals, businesses, and MSMEs.
Deposit Account
Equitas Small Finance Bank offers 14 types of Savings Accounts designed for women, salaried employees, NRIs, and more. These accounts provide benefits like reward points, locker rental discounts, and other value-added features.
Equitas Small Finance Bank offers 7 types of Current Accounts tailored for different business needs. These accounts support liquid deposits, allow unlimited daily transactions, and enable easy fund withdrawals for smooth business operations.
Loan
Equitas Small Finance Bank offers Home Loans up to ₹300 lakh with flexible tenures of up to 20 years. These loans feature quick approvals, easy repayment options, and can be used for self-construction, purchase, repairs, renovation, or loan takeover.
Equitas Small Finance Bank offers Gold Loans to help meet urgent financial needs with minimal documentation, flexible interest rates, and easy repayment options.
Equitas Small Finance Bank offers Loan Against Property for salaried individuals, self-employed, and non-professionals, with loan amounts up to ₹3 crore and flexible tenures of up to 15 years at attractive interest rates.
Equitas Small Finance Bank provides a range of Business Loans up to ₹75 lakh, offering minimal documentation, attractive interest rates, and flexible repayment options to support diverse business needs.
With the Equitas Small Finance Bank Used Car Loan, customers can purchase a wide range of pre-owned cars with up to 100% financing, competitive interest rates, and flexible tenures of up to 84 months, all with minimal documentation and a hassle-free process.
Investment
Equitas Small Finance Bank offers Fixed Deposit (FD) schemes with high returns, along with an additional 0.50% interest for senior citizens (excluding NRE/NRO deposits).
Equitas Small Finance Bank offers Recurring Deposits (RDs) starting at just ₹1,000 per month, with flexible tenures ranging from 12 to 120 months for steady, disciplined savings.
Cards
Equitas Small Finance Bank, in partnership with HDFC Bank, offers co-branded credit cards featuring exclusive reward points, dining benefits, and several premium privileges.
Equitas Small Finance Bank provides a variety of Visa, RuPay, and virtual debit cards designed to meet different customer needs, offering cashless payments, discounts, and smooth shopping experiences.
Banking
Equitas Small Finance Bank customers can check their account balance easily through Net Banking, Mobile Banking, Passbook, ATM, and Customer Care services.
Account holders can access their mini statement through Phone Banking, Net Banking, Passbook, ATM, or by contacting Customer Care.
With Equitas Small Finance Bank Net Banking, customers can check account balance, transfer funds, pay utility bills, and access many other online banking services with ease.
Customers can reach Equitas Small Finance Bank Customer Care through the toll-free number or via email for queries and support.