Welcome to ICICI Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About ICICI Bank
ICICI Bank is one of India’s largest private-sector banks, with total consolidated assets of ₹11,242.81 billion as of March 31, 2018. Established in 1955 with support from the World Bank, the bank was created to provide medium- and long-term project financing to Indian businesses.
In 1999, ICICI Bank became the first Indian company and the first non-Japan Asian bank to be listed on the New York Stock Exchange. Later, in October 2001, ICICI Bank merged with ICICI Personal Financial Services Limited and ICICI Capital Services Limited, strengthening its presence in the financial sector.
Deposit Account
ICICI Bank offers nine types of savings accounts designed to meet different customer needs. These accounts allow customers to carry out everyday banking transactions with ease while earning interest on their savings.
ICICI Bank Current Accounts are designed to meet the needs of small and mid-sized traders, as well as self-employed professionals. The bank offers three types of current accounts, each tailored to support smooth and efficient business banking.
Loan
ICICI Bank offers home loans with higher eligibility and affordable EMIs at attractive interest rates, ensuring customers can easily meet their housing finance needs.
ICICI Bank offers personal loans of up to ₹20 lakh at attractive interest rates, with flexible repayment tenures of up to 7 years, making it convenient for customers to manage their financial needs.
ICICI Bank offers a variety of business loans, including financing for commercial vehicles, construction equipment, and other business requirements, helping entrepreneurs expand and manage their operations efficiently.
ICICI Bank offers collateral-free loans of up to ₹10 lakh to micro and small manufacturing and service units, providing easy access to funds for business growth and day-to-day operations.
ICICI Bank offers up to 100% financing of the on-road price, along with special loan schemes for premium bikes and low down-payment options, making it easier for customers to choose a plan that fits their financial needs.
ICICI Bank offers car loans of up to 100% of the vehicle’s on-road price. The bank has tie-ups with major automobile manufacturers, enabling customers to access attractive deals and convenient financing options.
ICICI Bank offers education loans of up to ₹50 lakh for studies in India and up to ₹1 crore for education abroad, helping students meet their academic expenses with ease.
ICICI Bank offers gold loans ranging from ₹10,000 to ₹15 lakh with a simple and hassle-free documentation process, ensuring quick access to funds when needed.
Investment
ICICI Bank offers attractive interest rates on Fixed Deposits, along with the option to avail a loan against your FD. Customers can open an ICICI Bank Fixed Deposit with a minimum amount of just ₹1,000.
ICICI Bank offers Recurring Deposits with flexible tenures ranging from 6 months to 10 years. Customers can benefit from attractive returns and also avail a loan against their RD for added financial convenience.
Cards
ICICI Bank offers a wide range of credit cards packed with features and benefits to suit different customer needs. These cards can be used for shopping, dining, entertainment, and more, while also earning rewards and cashback on every spend.
ICICI Bank offers a variety of debit cards that customers can choose based on their daily withdrawal and spending needs. These cards also provide benefits across multiple categories, including entertainment, travel, e-commerce, healthcare, and more.
Banking
ICICI Bank account holders can check their account balance through various convenient methods, including missed call banking, SMS banking, the toll-free helpline, ATMs, passbook updates, or by visiting the nearest branch.
ICICI Bank’s mobile banking services allow customers to access their accounts anytime, anywhere. Users can check their balance, transfer funds, and perform many other banking tasks with ease through the mobile app.
With ICICI Bank’s internet banking facility, account holders can transfer funds, open Fixed Deposits, purchase general insurance, pay utility bills, and access a wide range of other online banking services effortlessly.
ICICI Bank account holders can contact the bank’s toll-free customer care number to get information about various products and services, as well as to resolve any queries or concerns quickly and conveniently.