Welcome to IDFC First Bank

Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.

About IDFC First Bank

IDFC FIRST Bank, listed on both NSE and BSE, is a leading Indian financial institution focused on offering debt financing solutions to MSMEs and individual consumers. The bank provides a wide range of services across India through its extensive branch network, as well as robust net banking and mobile banking platforms.

Deposit Account

Savings Account

The bank offers 9 types of Savings Accounts, each providing benefits like easy fund transfers, attractive interest rates, and other convenient banking features.

Current Account

The bank offers a variety of Current Accounts designed to meet different business needs, with average monthly balance requirements ranging from ₹10,000 to ₹1 lakh.

Loan

Home Loan

ChatGPT said:IDFC FIRST Bank offers Home Loans ranging from ₹5 lakh to ₹5 crore across 57+ locations in India, all at competitive interest rates.

Personal Loan

The bank offers Personal Loans for both salaried and self-employed individuals, ranging from ₹1 lakh to ₹25 lakh, with flexible tenures of 1 to 5 years.

Loan against Property

ChatGPT said:IDFC FIRST Bank offers Loan Against Property of up to ₹5 crore, with a repayment tenure extending up to 65 years of age or until the borrower’s retirement.

Business Loan

IDFC FIRST Bank provides Business Loans of up to ₹40 lakh, with a repayment tenure of up to 60 months.

Two-Wheeler Loan

The bank offers Two-Wheeler Loans to salaried and self-employed individuals aged 18 years and above, with a flexible repayment tenure of up to 5 years.

Car Loan

The bank offers Commercial Vehicle Loans to proprietorships, partnership firms, companies, and more, with a repayment tenure of up to 5 years.

Investment

Fixed Deposit

IDFC FIRST Bank offers Fixed Deposits with attractive returns and provides no penalty on early withdrawal for senior citizens.

Recurring Deposit

IDFC FIRST Bank’s Recurring Deposit starts at ₹2,000 per month with a minimum tenure of 6 months.

Cards

Credit Card

IDFC FIRST Bank offers a range of Credit Cards featuring high daily limits along with attractive benefits on purchases and cash withdrawals.

Debit Card

IDFC FIRST Bank offers 5 types of Debit Cards, each providing enhanced daily limits for purchases and cash withdrawals.

Banking

Balance Enquiry

Account holders can instantly check their account balance through net banking, mobile banking, toll-free number, passbook, or ATM.

Mobile Banking

With IDFC FIRST Bank Mobile Banking, customers can easily check account details, view mini statements, transfer funds, pay bills, and much more.

Net Banking

With IDFC FIRST Bank Net Banking, customers can access a wide range of banking services conveniently from the comfort of their homes.

Customer Care

To activate IDFC FIRST Bank SMS Banking, send the required transaction code from your registered mobile number to 5676732 or 9289289960.