Welcome to Indian Overseas Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About Indian Overseas Bank
Indian Overseas Bank (IOB) is a leading public sector bank in India, founded on 10 February 1937. Headquartered in Chennai, the bank has expanded its presence internationally with branches in five countries. IOB offers a comprehensive range of banking and financial services, including deposit accounts, loans, credit cards, debit cards, and various investment options, catering to the diverse needs of its customers.
Deposit Account
Indian Overseas Bank (IOB) provides multiple Savings Account options designed for convenient, hassle-free banking and to meet the diverse financial needs of its customers.
Indian Overseas Bank (IOB) offers a range of Current Accounts designed for businessmen, firms, and companies, providing flexible features to meet diverse business banking needs.
Loan
Indian Overseas Bank (IOB) provides multiple Home Loan schemes to help customers buy, build, or renovate a house, with flexible repayment tenures of up to 30 years.
Indian Overseas Bank (IOB) offers Personal Loans to individuals earning above ₹5,000, featuring a low processing fee and no prepayment charges for flexible repayment.
Indian Overseas Bank (IOB) offers Loan Against Property to meet urgent financial needs, with a maximum loan amount of up to ₹2 crore.
Indian Overseas Bank (IOB) offers Two-Wheeler Loans with flexible repayment options, allowing customers to repay the loan in up to 72 EMIs.
Indian Overseas Bank (IOB) offers Car Loans for both new and used four-wheelers, with flexible repayment of up to 84 EMIs.
With the IOB Education Loan (Vidya Jyoti), students can avail up to ₹30 lakh for studies in India and ₹40 lakh for education abroad.
Investment
Indian Overseas Bank (IOB) offers a range of Fixed Deposit (FD) schemes, allowing customers to invest with a minimum deposit of just ₹1,000.
Indian Overseas Bank (IOB) offers Recurring Deposit (RD) accounts with flexible tenures from 6 to 120 months, starting at a minimum deposit of ₹50 per month in multiples of ₹5.
Cards
Indian Overseas Bank (IOB) offers 2 types of Credit Cards designed to meet different customer needs, with card limits ranging from ₹10,000 to ₹5 lakh.
Indian Overseas Bank (IOB) provides a variety of Debit Cards tailored to customer needs, offering benefits like cashback, discounts, and convenient transaction features.
Banking
Indian Overseas Bank (IOB) offers easy balance enquiry through Net Banking, Mobile Banking, SMS Banking, Passbook, ATM, and Customer Care services.
With IOB Mobile Banking, customers can check account balance, view mini statements, transfer funds, and pay utility bills, taxes, and more—anytime, anywhere.
Indian Overseas Bank (IOB) account holders can use Net Banking to check balance, transfer funds, open deposit accounts, and access many other online banking services with ease.
Indian Overseas Bank (IOB) customers can contact the 24×7 toll-free Customer Care number for any queries, complaints, support, or feedback.