Welcome to Karnataka Bank

Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.

About Karnataka Bank

Karnataka Bank, established in 1924 and headquartered in Mangalore, operates a strong network of 842 branches across 22 states and 2 Union Territories. The bank caters to diverse customer needs by offering a wide range of banking and financial products and services.

Deposit Account

Savings Account

The bank offers 9 types of savings accounts, each designed to meet different customer banking needs with convenient features and flexible benefits.

Current Account

Karnataka Bank offers current account schemes ideal for small merchants, grocery shops, small vendors, and other businesses, providing convenient and efficient banking support.

Loan

Home Loan

Karnataka Bank offers a range of home loan schemes tailored to meet individual needs, whether for buying a new house or renovating an existing one.

Personal Loan

The bank offers personal loans up to ₹5 lakh for eligible customers, with a flexible repayment tenure of up to 60 months, ensuring easy and affordable financing.

Loan against Property

Karnataka Bank offers Loan Against Property up to ₹500 lakh, with customers able to choose from 4 different LAP options, providing flexible funding for various financial needs.

Education Loan

Students can avail Karnataka Bank Education Loans for graduate programs, technical courses, vocational education, and training courses, ensuring smooth access to quality education.

Gold Loan

Customers can avail a Gold Loan by pledging their gold ornaments, helping them meet immediate financial needs with quick and convenient funding.

Investment

Fixed Deposit

The bank offers Fixed Deposits with a minimum deposit of ₹100 and a flexible tenure ranging from 7 days to 120 months, making it a secure and convenient savings option.

Recurring Deposit

The bank offers Recurring Deposit (RD) accounts with a minimum monthly deposit of ₹50 and a flexible tenure ranging from 6 months to 120 months, making it ideal for disciplined savings.

Cards

Credit Card

The bank offers the Karnataka Bank SimplySAVE SBI Card and the Karnataka Bank SBI Platinum Credit Card in association with SBI Card, providing rewarding and convenient credit solutions.

Debit Card

Karnataka Bank offers various debit cards to meet the banking needs of all customers. These cards enable you to shop online, book tickets, and enjoy many other convenient services.

Banking

Missed Call Banking

Customers can check their account balance by giving a missed call from their registered mobile number to the bank’s designated toll-free numbers, offering quick and hassle-free access.

Mobile Banking

Karnataka Bank offers multiple mobile banking apps for Android, iPhone, and Windows users, making banking easier, faster, and more convenient for all customers.

Net Banking

The MoneyClick Net Banking facility by Karnataka Bank allows customers to manage their finances and transactions easily from the comfort of their home or office.

Customer Care

Karnataka Bank customers can connect with bank representatives for any banking-related issues via toll-free numbers, instant messages, or email, ensuring quick and reliable support.