Welcome to Kotak Mahindra Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About Kotak Mahindra Bank
Kotak Mahindra Bank is one of India’s prominent banking and financial services institutions. Headquartered in Mumbai, the bank operates through a strong network of over 1,500 branches and 2,352 ATMs across the country (as of 31 May 2019). It provides a comprehensive suite of services, including personal banking, investment banking, life and general insurance, as well as wealth management solutions, catering to the diverse financial needs of individuals and businesses.
Deposit Account
The bank offers 12 different types of savings accounts designed to meet various financial needs. Customers can earn interest of up to 6% on their savings, along with the benefit of zero transaction fees and no monthly account charges.
Kotak Mahindra Bank provides 10 types of current accounts tailored to meet diverse business and financial requirements. Customers can open a current account with a minimum initial deposit of ₹10,000.
Loan
Kotak Mahindra Bank offers a range of home loan schemes with zero processing fees and minimal documentation, making the application process quick and hassle-free. Customers can avail home loans with flexible repayment options for a tenure of up to 20 years.
Kotak Mahindra Bank provides personal loans designed to meet a variety of financial needs, including weddings, medical emergencies, and other personal expenses. Customers can avail loan amounts ranging from ₹50,000 to ₹15 lakh at attractive interest rates.
Kotak Mahindra Bank provides car loans at competitive interest rates, making vehicle financing more affordable for customers. The bank offers flexible repayment options with a maximum tenure of up to 7 years, and customers can apply for a loan starting from ₹75,000.
Kotak Mahindra Bank offers education loans for studies at leading institutions across India and abroad. Students can avail up to ₹10 lakh for education within India and up to ₹20 lakh for overseas studies, ensuring strong financial support for higher education.
Kotak Mahindra Bank offers gold loans that provide quick and convenient financing at competitive interest rates. Customers can pledge gold ornaments or coins of 18 karat purity and above to avail the loan with minimal documentation and a hassle-free process.
Investment
Kotak Mahindra Bank offers fixed deposit schemes that provide a safe and reliable investment option. Customers can earn interest rates of up to 7% and start their investment with a minimum deposit of just ₹5,000.
Kotak Mahindra Bank offers recurring deposit schemes with flexible tenures ranging from 6 months to 10 years. Customers can start investing with a minimum monthly deposit of ₹25,000, going up to ₹1,00,000, making it a convenient option for disciplined savings.
Cards
Kotak Mahindra Bank offers 20 types of credit cards, each designed to provide a wide range of benefits, including cashback and reward points. Customers can enjoy exclusive privileges across multiple categories such as dining, travel, lifestyle, shopping, and more.
Kotak Mahindra Bank offers 15 types of debit cards, each designed with unique features to suit different customer needs. Depending on the card, users can enjoy benefits such as unlimited ATM withdrawals, lost card liability cover, personal accident insurance, and several other value-added services.
Banking
Account holders can instantly check their account balance through various Kotak Mahindra Bank services, including net banking, mobile banking, SMS banking, and the toll-free customer support number.
Kotak Mahindra Bank offers 24×7 phone banking services, giving customers quick and convenient access to their accounts anytime and from anywhere.
Kotak Mahindra Bank customers can use the Net Banking facility to conveniently access a wide range of services, including viewing account details, transferring funds, updating profile information, and much more—all from the comfort of their home.
Kotak Mahindra Bank offers 24×7 customer support through SMS, email, and phone, ensuring that customers can get quick assistance for urgent queries or any account-related concerns at any time.