Welcome to Nainital Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About Nainital Bank
The Nainital Bank Limited (NBL), widely known as Nainital Bank, was established in 1922 with the aim of offering a diverse range of products and services to meet the banking needs of various customer segments. In 1973, the Reserve Bank of India instructed Bank of Baroda—one of India’s leading banks—to take over the management of Nainital Bank. Today, Nainital Bank operates 135 branches and is headquartered in Nainital, Uttarakhand.
Deposit Account
It offers five types of savings accounts, each providing a range of banking benefits such as fund transfers, attractive interest rates, and more.
Any resident individual—including single account holders, joint account holders, and even illiterate persons—is eligible to open a current account with Nainital Bank Limited.
Loan
This housing loan scheme offers financial assistance to eligible customers for purchasing a new home, constructing or repairing an existing house, or even purchasing land.
This retail lending scheme provides financing to salaried individuals and government employees for an amount up to fifteen times their net take-home salary or ₹3 lakh, whichever is lower.
This scheme provides financial assistance to customers for purchasing new or pre-owned two-wheelers or four-wheelers.
This loan scheme is designed to provide financial assistance to meritorious students pursuing higher education in India or abroad.
Investment
Nainital Bank offers fixed deposit schemes across various tenures, with a minimum investment requirement of ₹1,000.
Nainital Bank’s recurring deposit scheme allows customers to start saving with a minimum monthly deposit of ₹100 and a minimum tenure of 12 months.
Cards
Nainital Bank offers three types of credit schemes, two of which are specifically designed to meet the credit needs of agriculturists and farmers in India.
Nainital Bank offers a RuPay Debit Card to enhance the convenience and ease of banking for its customers.
Banking
This facility enables customers to receive SMS alerts on their mobile phones for all transactions carried out in their accounts.
With Nainital Bank’s mobile banking services, customers can access their accounts and carry out all major transactions directly from their mobile phones.
With Nainital Bank’s net banking services, customers can check account summaries, transfer funds, pay bills online, recharge mobiles, download statements, open fixed deposits, and much more.
The bank also offers customers the option to access detailed transaction history and view their available account balance through e-statements.