Welcome to Punjab and Sind Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About Punjab and Sind Bank
Punjab and Sind Bank (PSB) was established in 1908 with the mission of promoting financial inclusion and uplifting underserved communities. Headquartered in New Delhi, the bank has a PAN-India presence and offers a wide range of services through its extensive branch network, as well as through net banking and mobile banking facilities.
Deposit Account
The basic savings accounts offered by PSB provide all essential facilities, including an ATM-cum-debit card, shopping convenience, and online fund transfer options.
Individuals, partnership firms, private and public limited companies, HUFs, specified associations, trusts, and similar entities are eligible.
Loan
This housing loan provides financial support to eligible customers for purchasing a new home, constructing a house, or repairing an existing one.
It offers personal loans with a maximum repayment tenure of up to 60 months, subject to the applicable age limit, whichever comes earlier.
This loan can be availed for the purchase, construction, repair, or upgradation of a house located exclusively in rural or semi-urban areas.
This scheme provides financial assistance to customers for purchasing new or pre-owned two-wheelers or four-wheelers.
This loan scheme is designed to provide financial assistance to meritorious students pursuing higher education in India or abroad.
PSB offers gold loans starting from a minimum amount of ₹1,000, featuring flexible interest rates and minimal documentation requirements.
Medical practitioners registered with statutory bodies are eligible for this loan, with the maximum loan amount available being ₹500 lakh.
Investment
Cards
PSB offers the RuPay Kisan Credit Card, specially designed to meet the credit needs of farmers and agriculturists across India.
PSB offers both RuPay and Master Debit Cards to meet the varying needs of its customers, providing a daily ATM cash withdrawal limit of ₹25,000.
Banking
Once customers subscribe to PSB SMS Banking, they can access the various SMS-based banking services offered by the bank.
With PSB’s mobile banking apps, customers can access their accounts and carry out all major transactions anytime, anywhere.
With PSB Net Banking, customers can check account summaries, transfer funds, pay bills online, and access many other services.
With PSB’s NEFT and RTGS facilities, customers can securely send and receive money from anywhere, with NEFT offering near real-time transfers and RTGS enabling instant high-value transactions.