Welcome to Punjab National Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About Punjab National Bank
Punjab National Bank (PNB), established on April 12, 1895 in Lahore and headquartered in New Delhi, is one of India’s oldest and leading public sector banks. It offers a wide range of financial and banking services including savings and current accounts, credit and debit cards, loans, and investment options. As of March 2019, PNB operates 6,989 branches and 9,255 ATMs across the country.
Deposit Account
Punjab National Bank offers a variety of savings accounts—from regular and premium accounts to salary and family protection accounts—designed to meet the diverse financial needs of its customers.
PNB offers two types of current accounts designed to meet diverse business and individual banking needs. These accounts are ideal for customers who carry out frequent transactions, including individuals, firms, HUFs, and companies.
Loan
Punjab National Bank offers a variety of home loan options to help customers purchase their dream home. These loans come with attractive interest rates, low processing fees, and minimal documentation charges, ensuring an affordable and hassle-free borrowing experience.
Punjab National Bank offers three types of personal loans designed to meet customers’ urgent financial needs at attractive interest rates. The minimum loan amount starts from ₹50,000 (may vary as per eligibility and scheme).
PNB offers two-wheeler loans for both the general public and women at attractive interest rates. To apply, the minimum net monthly income required is ₹10,000 for the general public and ₹8,000 for women, making the loan accessible and affordable.
Punjab National Bank offers two types of car loans at attractive interest rates to help customers purchase their desired vehicle. The repayment tenure varies based on the type of car and the specific car loan scheme chosen by the customer.
PNB offers a range of education loans for students studying at leading institutions in India and abroad. These loans can be used to cover course fees, purchase books, pay hostel charges, examination fees, and other education-related expenses, making higher studies more accessible.
Punjab National Bank offers Gold Loans against gold jewellery, ornaments, and gold coins, with a maximum loan amount of up to ₹10 lakh. PNB provides gold loans for both agricultural and non-agricultural purposes, catering to a wide range of financial needs.
Investment
Punjab National Bank offers a variety of Fixed Deposit schemes that allow customers to invest their surplus funds for higher returns. The interest rates range from 5% to 6.75% for deposit tenures starting from 7 days up to 10 years.
Punjab National Bank offers various Recurring Deposit schemes with flexible tenures ranging from 6 to 120 months. Customers should ensure timely payments, as penalty charges apply for any missed or delayed installments.
Cards
PNB offers six types of credit cards tailored to meet customer needs across categories like travel, dining, and shopping. These cards allow users to earn reward points, cashback, and various other benefits on their everyday spending.
Punjab National Bank offers a variety of debit cards designed to meet the financial needs of its customers. These cards provide the convenience of cashless transactions and easy access to funds, making everyday banking simple and efficient.
Banking
Punjab National Bank customers can check their account balance through NetBanking, Mobile Banking, SMS, ATMs, or by contacting the bank’s 24×7 customer care helpline for quick assistance.
Customers can access their PNB mini statement through NetBanking, Mobile Banking, SMS, ATMs, or by calling the customer care number to view their last 10 transactions.
With PNB NetBanking, customers can access a wide range of banking services on the go. They can transfer funds, view account details, update their profile, and perform many other banking tasks conveniently online.
Punjab National Bank customers can access 24×7 customer care through SMS, email, or by calling the helpline for any queries, account-related issues, or feedback.