Welcome to State Bank of India
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About State Bank of India
State Bank of India (SBI) is the largest public sector bank in India, trusted by millions of customers for its extensive range of banking and financial services. Established originally as the Bank of Calcutta in 1806, SBI holds the distinction of being India’s oldest and most prominent banking institution.
Headquartered in Mumbai, the bank operates a robust network of over 24,000 branches, 59,000+ ATMs, and 195 international offices spread across 36 countries. Following the merger of its five associate banks and Bharatiya Mahila Bank on April 1, 2017, SBI further strengthened its position as a global banking leader.
SBI offers a wide spectrum of banking products and services including Savings Accounts, Credit Cards, Fixed Deposits, Personal Loans, Home Loans, Business Loans, Car Loans, Gold Loans, Mudra Loans, Loan Against Property, and Debit Cards. Its strong digital banking infrastructure ensures secure, convenient, and customer-centric financial solutions for individuals, businesses, and corporates across India and abroad.
With a legacy of over two centuries, State Bank of India continues to set new benchmarks in trust, innovation, and customer service within the Indian banking industry.
Deposit Account
SBI offers five types of savings accounts, allowing customers to earn up to 4% p.a. interest on their balances. Account holders can also link their savings account to a MOD account to enjoy higher interest earnings.
SBI offers eight types of current accounts with low maintenance charges to meet diverse business and customer needs. These accounts can be opened with a minimum balance requirement of ₹10,000.
Loan
SBI home loans have helped more than 30 lakh families in India achieve their dream of owning a home. These loans come with low interest rates, minimal processing fees, and complete transparency with no hidden charges.
SBI offers four types of personal loans with repayment tenures ranging from 1 to 5 years. These loans are designed to meet the diverse financial needs of customers and come with attractive interest rates.
SBI offers two types of Loans Against Property — Mortgage of Immovable Property and Rent Plus. These loans come with flexible repayment tenures and affordable EMIs, making them suitable for various personal and business needs.
SBI account holders can avail a Gold Loan ranging from ₹20,000 to ₹20 lakh by pledging their gold ornaments or eligible gold coins. The loan features minimal documentation and attractive interest rates, making it a convenient option for quick financial support.
SBI offers two types of two-wheeler loans with zero advance EMI and competitive interest rates. The interest is calculated on a daily reducing balance, and customers also enjoy the flexibility to pay their EMI at any time during the month.
SBI offers four types of car loans to help customers finance their vehicle with ease. These loans come with low interest rates, affordable EMIs, minimal documentation, and quick disbursement. SBI also provides one of the longest car loan tenures, extending up to 7 years.
SBI offers five types of education loans, enabling students to pursue studies at leading institutions across India. Customers can avail loan amounts of up to ₹1.5 crore, along with special interest concessions for girl students.
SBI offers both secured and unsecured business loan options to support various business needs. With hassle-free documentation, attractive interest rates, and flexible repayment tenures, SBI makes it easier for entrepreneurs to access timely financial support.
Investment
SBI offers a wide range of Fixed Deposit schemes for both regular individuals and senior citizens. The interest rates range from 5.00% to 6.80% for general customers and from 5.50% to 7.30% for senior citizens, providing secure and rewarding investment options.
SBI offers Recurring Deposits with flexible tenures ranging from 12 to 120 months. Customers can also avail a loan or overdraft facility of up to 90% against their RD balance, making it a convenient savings and credit option.
Cards
SBI offers a diverse range of credit cards designed to provide benefits like cashback, reward points, and welcome bonuses. These cards cater to various spending categories, including lifestyle, travel, shopping, and more, ensuring value for every type of customer.
SBI offers a variety of debit cards tailored to meet different customer needs. Each card provides multiple benefits, including flexible withdrawal limits and rewards on shopping, travel, and more, ensuring a convenient and rewarding banking experience.
Banking
SBI account holders can instantly check their account balance through multiple convenient methods, including net banking, toll-free customer care, mobile banking, passbook updates, missed call banking, SMS banking (SBI Quick), USSD, and ATMs.
SBI offers mobile banking services through the SBI Anywhere Personal Banking App, allowing customers to check account balances, transfer funds, pay bills, and access many other banking features conveniently from their mobile devices.
SBI provides comprehensive net banking services that enhance customer convenience. Through SBI Net Banking, users can easily check account balances, transfer funds within or outside the bank, and access a wide range of online banking features.
SBI account holders can use the bank’s 24×7 customer care services for queries, complaints, feedback, and assistance. Customers can connect through SMS, email, or the toll-free helpline for quick and convenient support.