Welcome to UCO Bank
Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.
About UCO Bank
UCO Bank, a commercial bank established in 1943, has a nationwide network of over 3,000 service units across India and abroad. The bank caters to the financial and banking needs of its customers by offering services such as deposit accounts, loans, credit cards, and debit cards.
Deposit Account
UCO Bank offers four types of savings accounts with low minimum balance requirements and attractive interest rates. Customers can also link their accounts to fixed deposit schemes to earn higher returns.
UCO Bank offers two types of current accounts—UCO Basic and UCO Care. The minimum balance requirement for these accounts varies based on the location category, such as metro, urban, semi-urban, and rural branches.
Loan
UCO Bank offers four types of home loans at attractive interest rates, with low processing charges and simple documentation. The maximum repayment tenure available is up to 30 years.
UCO Bank offers five types of personal loans to meet various urgent financial needs, all at attractive interest rates. The minimum loan amount varies depending on the specific loan scheme selected.
UCO Bank offers three types of loans against property to meet the diverse financial needs of its customers. These loans come with flexible tenures and affordable EMIs.
UCO Bank offers four types of education loans to its customers. The maximum loan amount available is ₹10 lakh for studies within India and ₹20 lakh for studies abroad.
Investment
UCO Bank offers fixed deposit schemes with a minimum deposit amount of ₹1,000. Customers can open an FD for a tenure ranging from 7 days to 10 years.
UCO Bank offers a recurring deposit scheme called the UCO Sowbhagya RD Scheme, allowing customers to deposit up to ₹1 lakh per month for a tenure ranging from 12 to 60 months.
Cards
SBI offers a wide range of credit cards that provide benefits such as cashback, reward points, and welcome bonuses across categories like lifestyle, travel, shopping, and more.
UCO Bank offers debit cards and RuPay prepaid cards with no minimum balance requirement. With a UCO Bank debit card, customers can shop online, pay bills, and carry out various digital transactions with ease.
Banking
UCO Bank customers can instantly check their account balance through net banking, mobile banking, SMS banking, ATMs, passbook updates, the missed call service, or the bank’s toll-free number.
UCO Bank provides mobile banking services through the UCO mBanking Personal App, allowing customers to check their account balance, transfer funds, pay bills, and perform various other transactions.
With UCO Bank’s net banking facility, customers can easily check their account balance, transfer funds within or outside the bank, open fixed deposit accounts, and access many other online services.
UCO Bank offers 24×7 customer care support for queries, complaints, feedback, and more. Customers can reach the bank through SMS, email, or toll-free numbers.