Welcome to YES Bank

Empowering every Indian with modern digital banking solutions — from savings to investments, all in one secure place.

About YES Bank

YES Bank is India’s fourth-largest private sector bank and the only bank to receive a Greenfield Bank license from the Reserve Bank of India (RBI). The bank has developed a strong Corporate, Retail, and SME banking network, offering a wide range of services including Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management across the country.

Deposit Account

Savings Account

YES Bank offers a range of savings accounts tailored to meet the diverse banking needs of its customers. The bank provides five different types of savings accounts, each designed with unique features and benefits.

Current Account

YES Bank offers a unique three-tier current account structure with an auto-upgrade facility, featuring Edge Business, Prime Business, and Exclusive Business accounts. Charges are applied based on usage, ensuring flexibility for different business needs.

Loan

Home Loan

YES Bank offers a variety of home loan schemes for individuals looking to purchase, build, or construct a house. The bank provides loan amounts of up to ₹5 crore with flexible repayment tenures of up to 35 years, making homeownership more accessible and convenient.

Personal Loan

YES Bank offers personal loans ranging from ₹1 lakh to ₹40 lakh at attractive interest rates, with flexible tenures between 12 and 60 months. The bank provides three types of personal loan options, allowing customers to choose the one that best fits their financial needs.

Loan against Property

YES Bank offers high loan amounts at attractive interest rates with flexible tenures of up to 15 years. The bank also ensures a smooth borrowing experience through simplified documentation and quick processing.

Business Loan

YES Bank offers collateral-free business loans of up to ₹50 lakh with flexible repayment tenures ranging from 12 to 60 months. These loans help businesses meet their financial needs without the requirement of any security.

Two-Wheeler Loan

YES Bank offers Two-Wheeler Loans ranging from ₹1 lakh to ₹25 lakh with a maximum tenure of up to 5 years. The bank provides funding of up to 85% of the on-road price for selected models, making vehicle ownership more affordable.

Car Loan

YES Bank offers car loans ranging from ₹1 lakh to ₹500 lakh for its customers. For selected models, the bank provides up to 100% financing of the vehicle’s on-road price, ensuring a smooth and convenient car-buying experience.

Loan against Securities

Customers can pledge a wide range of securities and avail best-in-class loan-to-value (LTV) ratios, going up to 85% of the value of the pledged securities.

Gold Loan

YES Bank offers gold loans ranging from ₹25,000 to ₹50 lakh with flexible tenures between 6 months and 3 years. No guarantor is required, making the process simple and convenient for borrowers.

Investment

Fixed Deposit

YES Bank offers Fixed Deposit schemes that allow customers to securely invest their surplus funds and earn attractive interest on their savings.

Recurring Deposit

YES Bank Recurring Deposits help customers grow their savings through monthly installments. The interest rate offered varies based on the deposit amount and the chosen tenure.

Cards

Credit Card

YES Bank offers a variety of credit cards, each designed to provide attractive rewards and benefits, including discount vouchers on dining, entertainment, travel, and more.

Debit Card

YES Bank offers seven types of debit cards, each equipped with enhanced withdrawal and spending limits, along with exclusive value-added services to ensure a convenient and rewarding banking experience.

Banking

Balance Enquiry

YES Bank account holders can check their balance through multiple convenient options, including NetBanking, Mobile Banking, SMS Banking, passbook updates, missed call service, ATMs, and more.

Mobile Banking

YES Bank customers can enjoy convenient mobile banking through the YES Mobile app. The app offers a wide range of services, including fund transfers, SMS banking, balance enquiries, and much more—all accessible anytime, anywhere.

Net Banking

YES Bank’s NetBanking facility offers a wide range of services, from fund transfers and balance enquiries to bill payments and online bookings, providing customers with seamless and convenient digital banking.

Customer Care

YES Bank customers can reach the bank’s 24×7 customer care helpline for quick and convenient account access, along with assistance for any queries or service-related support.