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HDFC Diners Club Privilege Credit Card

The HDFC Diners Club Privilege Credit Card is designed for those who love dining, shopping, and rewards. Cardholders earn up to 13.3% rewards, including 5x points on Zomato and Swiggy. Enjoy exclusive movie deals like B1G1 on BookMyShow, all with a first-year fee of ₹1,000 plus applicable taxes.

HDFC Diners Club Privilege Credit Card

About HDFC Diners Club Privilege Credit Card

The HDFC Diners Club Privilege Credit Card is ideal for those seeking lifestyle perks across dining, shopping, and entertainment. Cardholders earn accelerated rewards with popular platforms like Zomato and Swiggy, enjoy quarterly milestone benefits from brands like Decathlon and Marriott, and access the Buy One, Get One offer on BookMyShow. Additionally, the card offers up to 10X rewards via Smarbuy, resulting in a reward rate of up to 13.33% in select categories, with a base rate of 1.33%.

However, compared to the Regalia Gold card, it misses out on certain premium features such as a lower forex markup fee, higher overall reward rates, air-mile redemption options, and more frequent lounge access. As a result, while it delivers solid lifestyle benefits, it may not fully match the premium advantages offered by Regalia Gold at a similar price point.

Reward Structure

Earning Rewards

  • Earn 4 points for every ₹150 spent on general retail purchases.

  • Get 5× rewards when you order from Swiggy and Zomato (equivalent to 20 points per ₹150).

  • Earn up to 10× points on Smartbuy purchases (40 points for every ₹150 spent).

Ways to Redeem Points

  • Book flights or hotels through Smartbuy and get a value of ₹0.56 per point.

  • Enjoy special dining offers via the Smartbuy Privilege Dining Catalogue at ₹0.50 per point.

  • Redeem points on products in the catalog for up to ₹0.35 per point.

  • Convert points to cashback at a rate of ₹0.207 per point.

Diners Club Privilege Credit Card – Key Features & Advantages

  • Welcome Rewards: Complimentary memberships for Swiggy One and Times Prime upon card activation.
  • Milestone Rewards: Spend ₹1.5 lakh within a calendar quarter to receive gift vouchers worth ₹1,500 from select brands such as Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon.
  • Airport Lounge Access: Enjoy 2 free lounge visits per quarter, applicable if you spent ₹15,000 or more in the previous quarter.
  • Movie Offers: Avail ‘Buy 1 Get 1 Free’ on weekend movie or non-movie tickets (Friday to Sunday) through BookMyShow, up to ₹250 per ticket, for a maximum of 2 complimentary tickets per month.
  • Fee Waiver: Annual fee can be waived if your total spending exceeds ₹3 lakh in the preceding year.
  • Dining Benefits: Save up to 20% on restaurant bills booked through Swiggy Dineout.
  • Insurance Coverage:
    • Accidental air death benefit of ₹1 crore
    • Emergency overseas hospitalization cover up to ₹25 lakh
    • Travel protection including baggage delay up to ₹50,000
    • Credit liability protection up to ₹9 lakh

HDFC Diners Club Privilege Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

HDFC Diners Club Privilege Credit Card: Fees & Charges

Fee Type Amount
Joining Fee Rs. 1,000+GST
Annual Fee Rs. 1,000+GST
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges
For Statement Balance:
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Things to Consider Before Applying

Who Should Consider This Card:

  • Individuals who frequently order food online or eat out.

  • Those looking for a card offering attractive reward points.

  • Moviegoers who want perks on weekend ticket bookings.

  • Cardholders who can spend around ₹6 lakh annually to fully benefit from milestone rewards and fee waivers.

Eligibility Criteria:

  • Age: 21 to 60 years (up to 65 years for self-employed applicants)

  • Salaried Income: Minimum ₹35,000 per month

  • Self-employed Income: ITR showing over ₹6 lakh per year

Steps to Close HDFC Diners Club Privilege Credit Card

If you want to close your HDFC Diners Club Privilege Credit Card, you should follow the official procedure provided by HDFC Bank to ensure a smooth and secure closure process.

Contact Customer Care

  • Call HDFC Bank credit card customer support using the number printed on your card or available on the official website
  • Follow the IVR instructions and select the option related to credit cards
  • Speak with a customer care representative to request card closure

Initiate Closure Request

  • Ask the executive to register your credit card closure request
  • You may also be guided through automated IVR steps or digital options to proceed
  • Follow all instructions carefully to avoid delays

Verify Your Identity

You will need to complete verification by providing

  • Full name
  • Registered mobile number
  • Last four digits of your credit card
  • Any additional details if requested by the bank

Confirm Closure

  • After successful verification, confirm your request to close the credit card
  • Ensure all outstanding dues are fully cleared before final approval
  • The bank may take a few working days to process your request

Important Points

  • Clear all pending dues including EMIs, interest, and other applicable charges before initiating closure
  • Redeem all reward points or benefits, as they may expire once the card is closed
  • Avoid using the card after submitting the closure request
  • Cancel all auto-debits, subscriptions, and standing instructions linked to the card
  • Request confirmation via SMS or email after the closure is completed

After Card Closure

  • Cut the card diagonally across the chip and magnetic strip to prevent misuse
  • Check your credit report after a few weeks to ensure the account status is updated as “Closed”
  • Report any discrepancy immediately to HDFC Bank for correction

HDFC Diners Club Privilege Credit Card Helpline Number

If you need assistance related to your HDFC Diners Club Privilege Credit Card, you can contact the customer support team of HDFC Bank. They provide support for billing queries, payments, card blocking, reward points, and other credit card-related services.

Customer Care Numbers (India)

These numbers can be used for all types of credit card-related queries across India.

International Support

  • Overseas Helpline: +91-22-6160 6161
    This number can be used when calling from outside India

Email Support

Availability

  • Customer support for general queries is available during working hours
  • Emergency services such as card blocking are available 24×7

Services Available

  • Assistance with billing and statement-related queries
  • Support for payments and outstanding dues
  • Help with reporting lost or stolen credit cards
  • Card blocking, replacement, or reissue requests
  • Guidance for credit card closure or cancellation

Important Points

  • Keep your registered mobile number and card details ready for verification
  • Do not share confidential information such as OTP, PIN, or CVV
  • Always use official HDFC Bank contact channels to avoid fraud
  • Immediately report any suspicious or unauthorized transactions

FAQs

What complimentary annual memberships are included with the Diners Club Privilege card?

When you activate the card, you receive free memberships for Swiggy One and Times Prime. Additionally, if you spend over ₹1.5 lakh in a calendar quarter, you get a gift voucher worth ₹1,500 from select brands like Marriott, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon.

The card offers rewards across dining, shopping, and entertainment. Key perks include welcome benefits, milestone rewards, fee waiver on renewal, complimentary airport lounge access, and reward points that can be redeemed in multiple ways.

The card carries an annual fee of ₹2,500 plus taxes. However, if you spend ₹3 lakh or more in a year, the next year’s renewal fee is waived.

Yes, reward points remain valid for 2 years from the date they are earned. They can be redeemed for flights and hotels via SmartBuy, dining vouchers, products from the catalog, or converted to cashback.

No, golf privileges have been discontinued from August 1, 2023.

You can apply online through HDFC Bank’s official website or submit a physical application at any HDFC Bank branch.

This card is ideal for those who want strong rewards on dining and monthly movie discounts, along with lifestyle perks like lounge access and milestone benefits.

It is a premium credit card from HDFC Bank, designed for individuals with a monthly income of ₹35,000 or more, offering lifestyle rewards and exclusive benefits.