Emirates Skywards ICICI Bank Emeralde Credit Card

The Emirates Skywards ICICI Bank Emeralde Credit Card is designed for frequent travelers seeking premium benefits. Cardholders earn up to 2.5% rewards on all spends, enjoy unlimited airport lounge access worldwide, and receive Emirates Silver Tier membership. With a first-year fee of ₹10,000 plus taxes, it offers exclusive travel and lifestyle perks.

Emirates Skywards ICICI Bank Emeralde Credit Card

Emirates Skywards ICICI Bank Emeralde Credit Card Overview

The Emirates Skywards ICICI Bank Emeralde Credit Card is a top-tier co-branded card designed specifically for frequent Emirates airline travellers. Cardholders can earn Skywards Miles at an attractive rate of up to 2.5% on their spends, which can be redeemed for flights, upgrades, and other travel-related services with Emirates.

The card offers additional perks such as complimentary Emirates Silver Tier membership upon activation, with the opportunity to upgrade to Gold Tier after annual spends of Rs. 15 Lakh, unlocking higher-tier privileges. Renewal of the card also includes automatic renewal of the Silver Tier benefits.

Frequent flyers benefit from unlimited access to both domestic and international airport lounges. Beyond travel, the card provides value in lifestyle categories as well, including dining discounts and a Buy 1 Get 1 offer on BookMyShow, making it versatile for everyday use.

While the card is ideal for Emirates loyalists looking to enhance their travel experience, it comes with a relatively high forex markup fee of 3.5%, which international travellers should consider.

Note: This card is currently not listed on Paisabazaar. For more details or to apply, please visit ICICI Bank’s official website.

Rewards & Travel Perks

Earning Rewards

  • Earn 2.5 Skywards Miles for every Rs. 100 spent on general purchases.

  • Earn 1 Skywards Mile for every Rs. 100 spent on insurance and utility bills.

  • Accumulated Skywards Miles can be redeemed for flight bookings, upgrades, and other Emirates travel benefits via the official Emirates website.

Lounge & Travel Benefits

  • Enjoy unlimited complimentary access to domestic airport lounges.

  • Avail unlimited international lounge and spa access at select Indian airports through Dreamfolks Pass.

Additional Features & Benefits

Joining Perks

  • Complimentary Emirates Silver Tier membership upon card activation.

  • Receive 10,000 Skywards Miles on payment of the joining fee.

Annual Benefits

  • Automatic renewal of Silver Tier membership with annual fee payment.

  • Upgrade to Emirates Gold Tier membership on spending Rs. 15 Lakh in a year, unlocking higher-tier privileges.

  • Earn 10,000 Skywards Miles on payment of the annual fee.

  • Movie Benefit: Buy one ticket and get up to Rs. 750 off on the second ticket, up to 4 times per month via BookMyShow.

  • Dining Offers: Exclusive deals through ICICI Bank Culinary Treats Programme.

  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between Rs. 400 and Rs. 4,000 at all fuel stations, capped at Rs. 250 per month.

Emirates Skywards ICICI Bank Emeralde Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Fees and Charges

Fee Type Amount
Joining Fee Rs. 10,000
Annual Fee Rs. 10,000
Finance Charges 3.75% p.m. (45.% p.a.)
Late Payment Charges
For Statement Balance:
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Important Information Before Applying

Who Should Consider This Card

  • Frequent Emirates flyers looking to earn Skywards Miles on everyday spends.

  • Users who are comfortable redeeming rewards exclusively with Emirates.

  • Those who can spend Rs. 15 Lakh annually to unlock Gold Tier benefits.

  • Travellers who value unlimited access to domestic and international airport lounges.

Eligibility Requirements

  • Age: Between 21 and 60 years.

  • Occupation: Open to both salaried and self-employed individuals.

  • Income: As specified by the bank during application.

Steps to Close Emirates Skywards ICICI Bank Emeralde Credit Card

If you want to permanently close your Emirates Skywards ICICI Bank Emeralde Credit Card, you can follow the official closure process provided by ICICI Bank. The bank offers both online and offline options to ensure a safe and hassle-free closure.

Close via Net Banking (Online Method)

  • Log in to your ICICI Bank net banking account using your registered credentials
  • Go to the “Cards” or “My Accounts” section from the dashboard
  • Select your Emirates Skywards ICICI Bank Emeralde Credit Card
  • Choose the option related to card closure, deactivation, or service request
  • Follow the instructions shown on the screen and submit your request for closure

The bank will process your request within a few working days after verification.

Close via Customer Care

  • You can also initiate the closure by contacting ICICI Bank customer support

Inform the customer care representative that you wish to close your credit card. You will need to verify your identity using details such as your registered mobile number, date of birth, and last four digits of the card. The executive will guide you through the remaining steps.

Important Points to Follow

  • Make sure all outstanding dues, including EMI payments, interest, and pending charges, are fully cleared before applying for closure
  • Redeem any remaining reward points or travel benefits linked with the card before closure
  • Cancel all recurring payments, subscriptions, and auto-debits linked to the card
  • Avoid using the card after submitting the closure request
  • Keep track of SMS or email confirmation sent by the bank regarding closure status

After Closure

  • Cut the physical card into multiple pieces, especially through the chip and magnetic stripe, once closure is confirmed
  • Check your credit report after a few weeks to ensure the account status is updated as “Closed”
  • Contact the bank immediately if any discrepancy is found in the closure status or outstanding balance appears incorrectly

Emirates Skywards ICICI Bank Emeralde Credit Card Helpline Number

If you need any assistance related to your Emirates Skywards ICICI Bank Emeralde Credit Card, you can contact the customer support team of ICICI Bank. The bank provides dedicated support for billing issues, payments, card blocking, reward points, and other credit card-related services.

Customer Care Helpline Numbers (India)

  • Toll-Free Number: 1800 1080
  • This number is available 24×7 for general banking and credit card support.

Support for Customers Travelling Abroad

  • International Helpline: +91-22-33667777
    This number can be used when calling from outside India.

NRI Customer Support

Email Support

Services Available

  • Assistance with billing and statement-related concerns
  • Support for payments and outstanding dues
  • Information about reward points and travel benefits
  • Help in reporting lost or stolen credit cards
  • Card blocking, replacement, or reissue requests
  • Requests related to credit card closure or cancellation

Important Tips

  • Always use official ICICI Bank contact channels for safe communication
  • Keep your registered mobile number and card details ready for verification
  • Never share sensitive information such as OTP, PIN, or CVV
  • Always note down your complaint or reference number for tracking purposes

FAQs

What lounge access perks does this card offer?

Cardholders enjoy unlimited complimentary access to domestic and international airport lounges, along with select spa facilities at major airports in India through Dreamfolks Pass.

Yes. The card provides up to 20,000 Skywards Miles via joining and renewal benefits. You receive 10,000 Skywards Miles on both the payment of joining and annual fees, and the Silver Tier membership is automatically renewed with the annual fee.

Absolutely. This card is ideal for Emirates flyers. Frequent travellers can earn significant Skywards Miles on spends, which can be redeemed for flights, upgrades, and other travel-related bookings with Emirates.

No, the card does not offer an annual fee waiver. However, paying the annual fee earns you 10,000 Skywards Miles and ensures the renewal of your Silver Tier membership.

Yes. The Buy 1 Get 1 offer on BookMyShow allows you to get up to Rs. 750 off on the second ticket, and this benefit can be used up to four times each month.

Yes. Cardholders earn 1 Skywards Mile for every Rs. 100 spent on insurance and utility bills, allowing you to accumulate rewards even on essential payments.