KrisFlyer SBI Card Apex

The KrisFlyer SBI Card Apex is a premium travel credit card with a first-year fee of ₹9,999 plus taxes. Cardholders enjoy tier upgrade to KrisFlyer Elite Gold, earn up to 10 KrisFlyer miles per Rs. 200 spent, and receive up to 16 complimentary airport lounge visits annually.

KrisFlyer SBI Card Apex

About KrisFlyer SBI Card Apex

SBI Card partners with Singapore Airlines to offer co-branded travel cards, with the KrisFlyer SBI Card Apex being the premium option. Priced at an annual fee of around Rs. 10,000, this card is designed for existing KrisFlyer members and frequent Singapore Airlines travelers.

Cardholders earn up to 10 KrisFlyer miles per Rs. 200 spent, along with milestone rewards, KrisFlyer Elite Gold upgrades, and complimentary lounge access. While it provides excellent travel benefits, the card offers limited perks for non-travel or lifestyle spending compared to other premium credit cards.

Note: This card is not listed on Paisabazaar. For more details or to apply, visit the SBI Card website.

Welcome Rewards & Benefits

Sign-Up Bonus

  • Earn 10,000 KrisFlyer miles after paying the joining fee and completing your first transaction within 60 days of receiving the card.

Earning Miles

  • Singapore Airlines Group spends: 10 KrisFlyer miles for every Rs. 200 spent.

  • International purchases: 8 KrisFlyer miles for every Rs. 200 spent.

  • Other eligible purchases: 6 KrisFlyer miles for every Rs. 200 spent.

Redeeming Miles

  • Collected KrisFlyer miles are credited to your KrisFlyer account monthly based on the statement date.

  • Miles can be used to book flights with Singapore Airlines.

Additional Features & Benefits

Lounge Access

  • Complimentary Priority Pass membership valued at USD 99.

  • Up to 8 free international lounge visits per year (max 2 per quarter).

  • Up to 8 free domestic lounge visits per year (max 2 per quarter).

Milestone Rewards

  • Earn 10,000 extra KrisFlyer miles on annual spends of Rs. 5 lakh.

  • Earn 3,000 extra KrisFlyer miles on annual spends of Rs. 10 lakh.

  • Upgrade to KrisFlyer Elite Gold membership after spending Rs. 7.5 lakh on Singapore Airlines.

Fuel Surcharge Waiver

  • 1% waiver on fuel charges, up to Rs. 250 per month, applicable on fuel spends up to Rs. 3,000.

Insurance Protection

  • Air accident cover of Rs. 3.5 crore.

  • Baggage loss or delay coverage up to Rs. 1 lakh.

  • Fraud protection up to Rs. 10 lakh.

KrisFlyer SBI Card Apex Reward Points & Cashback Calculator

Reward Points Calculator

Fees & Charges

Fee Type Amount
Joining/Annual Fee Rs. 9,999 + applicable taxes
Finance Charges Up to 3.75% per month (45% per annum)
Late Payment Charges
On outstanding balance of –
Up to Rs. 500 Nil
More than Rs. 500 up to Rs. 1,000 Rs. 400
More than Rs. 1,000 up to Rs. 10,000 Rs. 750
More than Rs. 10,000 up to Rs. 25,000 Rs. 950
More than Rs. 25,000 up to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Things to Consider Before Applying

Who Should Consider This Card:

  • Ideal for high spenders who are okay with a premium annual fee.

  • Frequent Singapore Airlines travelers looking to save on flights.

  • Users who can fully benefit from milestone-based rewards.

  • Those comfortable earning KrisFlyer miles redeemable only for Singapore Airlines bookings.

Cards with Similar Benefits:

  • Kotak IndiGo 6E Rewards XL Credit Card

  • IndusInd Bank Avios Visa Infinite Credit Card

  • Emirates Skywards ICICI Bank Emerald Credit Card

Steps to Close KrisFlyer SBI Card Apex

If you want to close your KrisFlyer SBI Credit Card, you can follow the official closure process provided by SBI Card. You may choose offline methods or customer support assistance depending on your convenience.

Visit Nearest SBI Branch

  • Go to your nearest State Bank of India branch with valid identity proof and your credit card details
  • Request the credit card closure application form from the bank official
  • Fill in all required details carefully and accurately
  • Submit the completed form for verification and further processing

Contact Customer Care

Process details

  • Call customer care and request initiation of your credit card closure
  • Provide your registered mobile number and last four digits of the card for verification
  • Complete the authentication process as guided by the representative

Send a Written Request

You may also send a formal written request by post. Include the following details

  • Full name of the cardholder
  • Registered residential address
  • Active contact number
  • Last four digits of the credit card

Mailing Address

SBI Cards and Payment Services Limited

  • Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower
  • E-1, 2, 3 Netaji Subhash Place, Wazirpur New Delhi – 110034

Important Points to Remember

  • Ensure all outstanding dues including EMIs, interest, and other charges are fully cleared before initiating closure
  • Redeem all reward points, miles, or benefits before closing the card
  • Cancel all auto-debits, subscriptions, and standing instructions linked to the card
  • Avoid using the card after submitting the closure request
  • Always request confirmation via SMS or email after successful closure

After Card Closure

  • Cut the physical card diagonally across the chip and magnetic strip after confirmation
  • Check your credit report after a few weeks to ensure the status is updated as “Closed”
  • Report any discrepancy immediately to the bank for correction

KrisFlyer SBI Card Apex Helpline Number

If you need assistance related to your KrisFlyer SBI Credit Card Apex, you can contact the customer support team of SBI Card. They provide support for billing issues, payment queries, reward points, card blocking, and other credit card-related services.

Customer Care Helpline Numbers

Availability

  • IVR services are available 24×7
  • Customer care executives are available Monday to Saturday, 9:00 AM to 6:00 PM

Note: Calls to 1860 numbers may be chargeable depending on your telecom operator

International Customer Support

  • Overseas Helpline: +91-80-26599990
    This number can be used when calling from outside India

Email Support

For personal credit card queries, you can also use SBI Card net banking or the official website to raise service requests

SMS Services for Existing Cardholders

Send SMS to 5676791 from your registered mobile number

  • Balance Check: BAL XXXX
  • Available Credit Limit: AVAIL XXXX
  • Block Card: BLOCK XXXX
  • Payment Status: PAYMENT XXXX
  • Reward Points: REWARD XXXX
  • E-Statement: ESTMT XXXX
  • Duplicate Statement: DSTMT XXXX MM

Replace XXXX with the last four digits of your card

WhatsApp Support

How to Activate

  • Give a missed call on 08080945040
  • Register via SBI Card mobile app or official website
  • Send SMS WAOPTIN XXXX to 5676791

Services Available

  • Help with billing and statement-related queries
  • Support for lost or stolen cards
  • Assistance with fraud and unauthorized transactions
  • Information regarding reward points and offers
  • Requests for credit card closure, upgrade, or other service changes

Important Points

  • Keep your registered mobile number and card details ready for verification
  • Never share sensitive details such as OTP, PIN, or CVV
  • Always note your complaint or reference number for tracking
  • Immediately block your card if you notice any suspicious activity

FAQs

How do I use the KrisFlyer miles earned on this card?

Miles accumulated are credited monthly to your KrisFlyer account. You can log in to your KrisFlyer profile on the Singapore Airlines website to redeem them for flight bookings.

Miles earned through this card are valid for three years from the date they are credited to your account.

The card provides a milestone-based upgrade to KrisFlyer Elite Gold, but you need an existing KrisFlyer membership to qualify.

Currently, there is no provision to waive the annual fee for this card.

This card is co-branded with Singapore Airlines.

Yes, cardholders get up to 8 complimentary visits each to domestic and international lounges per year.