Overview of IDFC FIRST Ashva Credit Card
The IDFC FIRST Ashva Credit Card is a semi-premium metal card designed for individuals seeking rewards and lifestyle perks across multiple categories, such as travel, shopping, and entertainment. It offers up to 10X reward points on monthly spends above ₹20,000. With a redemption rate of 1 RP = ₹0.25, the effective value back is around 1.66%, which is moderate for this card segment.
Aimed at high-net-worth users, the card focuses on travel and lifestyle benefits. Complimentary airport lounge access is available when you spend a minimum of ₹20,000 in the preceding month, while golf privileges require double that spend to be fully utilized.
The card’s Visa Infinite benefits enhance the travel experience through perks like airport meet & greet, personalized travel concierge, and more. Additional features such as free movie tickets, railway lounge access, low forex markup of 1%, and extensive insurance coverage make this card a well-rounded option for lifestyle-focused individuals.
Rewards & Travel Benefits
Rewards Program
Earn 10X reward points on monthly spends above ₹20,000 and on birthday transactions.
Earn 5X reward points on spends under ₹20,000 in a billing cycle.
Earn 3X points on transactions of ₹2,000 or more made through FIRST Digital Credit Card, including rent, wallet load, education, and government payments.
Earn 1X points on spends below ₹2,000 via FIRST Digital Credit Card, utilities, and insurance payments.
1 reward point is earned for every ₹150 spent.
Redeem points at a rate of 1 Reward Point = ₹0.25.
Travel Benefits
Enjoy a low foreign exchange conversion fee of 1%.
Avail up to 16 complimentary visits annually to selected domestic airport lounges and spas in India (maximum 4 per quarter).
Get up to 8 complimentary international airport lounge visits per year (maximum 2 per quarter).
Enjoy up to 16 complimentary visits to railway lounges at select Indian Railways stations annually (maximum 4 per quarter).
Cardholders can bring 1 guest along to railway lounges using their complimentary visits if the guest has a valid train ticket.
Trip Cancellation Protection
Hotel Benefits
Avail a flat ₹5,000 discount on bookings of ₹25,000 or more at The Postcard luxury hotels and resorts in India, once per quarter.
Other Features & Benefits
Welcome Benefits
Earn ₹500 cashback on each of 4 transactions of ₹500 or more made within 60 days of card issuance.
Receive 2,500 bonus reward points when your Ashva Credit Card is successfully delivered.
Golf Benefits
Enjoy up to 24 golf rounds or lessons per year, capped at 2 per month.
Get your first complimentary round/lesson after spending ₹20,000 in a month.
Unlock your second complimentary round/lesson after monthly spends of ₹40,000 in the previous statement cycle.
Movie Benefits
Milestone Benefits
Fuel Surcharge Waiver
Visa Infinite Privileges
Complimentary night at ITC Hotels & Elivaas on a 2-night booking.
Up to 50% off on the second night at ITC Hotels & Elivaas.
Discounts on airport meet & greet and transfer services at over 450 global locations.
Personalized travel assistance including flight bookings, staycations, activities, and dining.
Exclusive perks at 900+ luxury hotels worldwide, such as discounts, complimentary breakfast, and room upgrades.
Insurance Benefits
Air Accident Cover: ₹1 Crore
Personal Accident Cover: ₹10 Lakh
Lost Card Liability Cover: ₹50,000
Loss of Checked-in Baggage: USD 500
Delay of Checked-in Baggage: USD 100
Delay in Flight & Loss of Passport/Other Documents: USD 300 each
Roadside Assistance: ₹1,399
IDFC FIRST Ashva Credit Card Reward Points & Cashback Calculator
Fees and Charges
Things to Know Before Applying
Who Should Consider This Card
Individuals planning to spend around ₹8 lakh annually to fully leverage the card’s perks.
Frequent travelers seeking a comprehensive credit card with travel and lifestyle benefits.
Those looking for a premium card offering rewards and lifestyle privileges.
Users who can maintain monthly spends above ₹20,000 to earn higher reward points.
Eligibility Criteria
Steps to Close IDFC FIRST Ashva Credit Card
If you want to close your IDFC FIRST Ashva Credit Card, you can easily initiate the process through the digital banking services offered by IDFC FIRST Bank.
Close via Mobile App or Net Banking
Follow these simple steps to request closure:
- Step 1: Log in to Your Account
Access your IDFC FIRST Bank mobile app or internet banking using your registered credentials. - Step 2: Go to Cards Section
Navigate to the Accounts/Cards section and select your Ashva Credit Card. - Step 3: Select Closure Option
Choose the close card or card closure option from the available settings. - Step 4: Enter Required Details
Provide necessary details such as the reason for closure and complete the verification process. - Step 5: Confirm the Request
Review the details and submit your request. OTP verification may be required.
Important Things to Check Before Closing
Ensure there are no pending dues on your card
Clear all EMIs and outstanding balances
Redeem all reward points or benefits
Cancel auto-debits or subscriptions linked to the card
After Submitting the Request
Avoid using the card after placing the closure request
Destroy the card securely after receiving confirmation
Check your credit report after a few weeks to ensure the status is updated as “Closed”
IDFC FIRST Ashva Credit Card Helpline Number
If you need assistance regarding your IDFC FIRST Ashva Credit Card, you can get in touch with the customer support team of IDFC FIRST Bank. The bank provides reliable support for billing queries, transactions, card blocking, and closure requests.
Customer Care Numbers (24×7)
These numbers are available round the clock for all credit card-related queries.
Email Support
You can send your queries or complaints from your registered email ID for quicker resolution.
Services Available
Customer care can assist you with:
Credit card billing and transaction-related queries
Payment and statement support
Blocking your card in case of loss or fraud
Credit card closure or cancellation requests
General banking assistance
Important Note
