ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is a lifestyle-focused card with a first-year fee of ₹499 plus taxes. It offers accelerated reward points on everyday spends, movie discounts on ticket bookings, and special dining deals at select partner restaurants, making it suitable for regular entertainment and shopping expenses.

ICICI Bank Expressions Credit Card

About ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is a beginner-friendly option that stands out for its customizable card designs, allowing users to choose a look that matches their personality. The card rewards everyday spending by offering accelerated points on most purchases, making it useful for regular shopping and bill payments. Even select categories like utilities and insurance, which often earn limited rewards, are eligible for points at a standard rate.

Along with rewards, the card includes lifestyle-oriented features such as dining and entertainment offers, movie-related benefits, and travel-related privileges like lounge access and hotel deals on specific variants. Overall, it is a suitable choice for users seeking a simple, entry-level credit card that combines basic rewards with lifestyle perks across common spending categories.

Rewards, Movie & Dining Benefits

Rewards Structure

  • Earn 3 reward points for every ₹100 spent on most purchases
  • Get 1 reward point per ₹100 on spends towards utilities and insurance

Movie Privileges

  • Enjoy 25% savings on movie tickets when booking at least two tickets per transaction
  • Discount capped per booking and available up to two times each month

Dining Offers

  • Access to special dining deals at select partner restaurants through an exclusive dining benefits program

Other Features & Benefits

Fuel Benefit

  • 1% fuel surcharge waiver on fuel purchases made at select fuel stations
  • Applicable on transactions up to a specified spending limit per fuel purchase

Annual Fee Reversal

  • Annual fee can be waived on reaching a defined yearly spending milestone

Card Network Privileges

  • Access to exclusive lifestyle and travel offers at premium hotels, dining outlets, spas, and more
  • Complimentary domestic airport lounge access once per quarter on meeting the required spending criteria in the previous quarter

ICICI Bank Expressions Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

ICICI Bank Expressions Credit Card: Fees & Charges

Fees & Charges Amount
Joining Fee Rs. 499 + Applicable Taxes
Annual Fee Rs. 499 + Applicable Taxes
Financial Charges 3.75% p.m. | 45% p.a.
Late Payment Charges
For Statement Balance:
Less than Rs. 100 Nil
Rs. 100 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Key Points Before Applying

  • Ideal for those who wish to personalize their card with a unique design.

  • Suitable if you prefer a card with a minimal annual fee and simple eligibility requirements.

  • Great choice for earning reward points on all transactions, including bills and insurance payments.

  • Annual fee can be waived if you spend ₹1.5 lakh or more in a year.

Steps to Close ICICI Bank Expressions Credit Card

If you wish to permanently close your ICICI Bank Expressions Credit Card, you can use both online and offline methods provided by ICICI Bank for a smooth and secure closure process.

Close via Net Banking (Online Method)

You can easily request closure through net banking by following these steps:

  • Log in to your ICICI Bank Net Banking account

  • Go to the “My Cards” section

  • Select the credit card you want to close

  • Click on the “Deactivate/Close Card” option

  • Follow the on-screen instructions to submit your request

Note: The closure process may take a few working days to complete.

Close via Customer Care

Alternatively, you can contact ICICI Bank customer care:

Inform the customer care executive that you want to close your credit card. You will need to provide:

  • Last four digits of your card

  • Registered mobile number

  • Basic identity verification details

Follow the instructions given by the representative to complete your request.

Important Points to Remember

  • Clear all outstanding dues, including EMIs, interest, and applicable charges

  • Redeem reward points or benefits before closure, as they may expire

  • Cancel all auto-debits or subscriptions linked to the card

  • Stop using the card once the closure request is submitted

  • Wait for confirmation via SMS or email from the bank

After Closure

  • Safely destroy the card by cutting across the chip and magnetic strip

  • Check your credit report after a few weeks to ensure the status is updated as “Closed”

  • Report any discrepancies to the bank immediately

ICICI Bank Expressions Credit Card Helpline Number

If you need any assistance regarding your ICICI Bank Expressions Credit Card, you can connect with the customer support team of ICICI Bank. The bank offers multiple support channels to help with billing queries, payments, card blocking, reward points, and other credit card services.

Customer Care Helpline Numbers (India)

  • Toll-Free Number: 📞 1800 1080

  • Available 24×7 for general banking and credit card-related queries

Support for Customers Travelling Abroad

  • International Helpline: 📞 +91-22-33667777

  • This number can be used by customers while travelling outside India

NRI Customer Support

Toll-Free Numbers (India):

Global Helpline (Non-Toll Free):

Email Support (NRI):

Email Support

  • Customer Care Email: 📧 customer.care@icicibank.com

  • You can send your queries or requests from your registered email ID for faster processing

Services Available

You can contact customer care for:

  • Credit card billing and statement-related queries

  • Payment assistance and outstanding dues information

  • Reward points and benefits-related queries

  • Reporting lost or stolen cards

  • Card blocking, reissue, or upgrade requests

  • Credit card closure or cancellation requests

Important Tips

  • Always use official ICICI Bank contact details for secure communication

  • Keep your registered mobile number and card details ready for verification

  • Never share sensitive information like OTP, PIN, or CVV

  • Note down your complaint or reference number for future tracking

FAQs

Does this card provide airport lounge access?

Yes, cardholders can enjoy one complimentary domestic airport lounge visit per quarter, provided you have spent ₹75,000 in the previous quarter. This facility is applicable only for the VISA variant.

The card has an annual fee of ₹499 plus taxes. You can waive off this fee by spending ₹1.5 lakh within a year.

This is an entry-level credit card that lets you personalize your card design. You can select from over 175 designs across categories like sports, travel, music, fashion, food, adventure, and nature.

You can apply online by filling out the application form on ICICI Bank’s official website. Alternatively, you can visit the nearest ICICI Bank branch to submit an offline application.

Yes, the card provides a 1% fuel surcharge waiver on transactions up to ₹4,000 per month at HPCL petrol pumps, helping you save on fuel expenses.