Axis Bank Pride Signature Credit Card

The Axis Bank Pride Signature Credit Card offers 8 reward points for every Rs. 200 spent, making it ideal for reward-focused users. Cardholders can enjoy up to 15% off at partner restaurants and get 8 domestic airport lounge visits per year. The first-year fee for this card is ₹0.

Axis Bank Pride Signature Credit Card

About the Pride Signature Credit Card

The Pride Signature Credit Card is tailored for defense personnel and government employees, offering reward points on all eligible spends. Positioned as a premium variant to the base-level card, it provides higher value returns on transactions. Along with rewards and dining discounts at partner restaurants, this card also includes complimentary domestic airport lounge access. The first-year joining fee is waived, and the annual fee is modest, with the possibility of a waiver by meeting a simple yearly spending target. This makes it an ideal choice for users seeking a low-fee rewards card with lounge benefits, especially for moderate spenders.

Rewards Program

The Pride Platinum Credit Card provides bonus points on all transactions, helping you maximize your spending benefits.

Earning Rewards

  • Earn 8 points for every Rs. 200 spent.

Redeeming Rewards

  • Accumulated points can be used for a variety of gift options and lifestyle rewards.

Value of Points

  • Each reward point is equivalent to Rs. 0.20 when redeemed.

Additional Features & Benefits

Airport Lounge Access

  • Enjoy up to 8 complimentary visits to domestic airport lounges each year, limited to 2 visits per quarter.

Dining Offers

  • Get 15% off (up to Rs. 500) on a minimum dining bill of Rs. 2,500 at selected restaurants, available once per month.

Annual Fee Waiver

  • The card renewal fee is waived if your total card spends in the previous year reach Rs. 40,000.

Fuel Savings

  • Avail a 1% fuel surcharge waiver up to Rs. 400 per month on fuel purchases between Rs. 400 and Rs. 4,000.

Axis Bank Pride Signature Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Axis Pride Signature Credit Card: Fees & Charges

Fee Type Amount
Joining Fee Nil
Annual Fee Rs. 500 + applicable taxes
Financial Charges 3.75% per month (55.55% per annum)
Late Payment Charges
On outstanding balance of –
Up to Rs. 500 Nil
Rs. 501 to Rs. 5,000 Rs. 500
Rs. 5,001 to Rs. 10,000 Rs. 750
More than Rs. 10,000 Rs. 1,200

Before You Apply: Key Points

Who Should Consider This Card:

  • If you’re looking for a rewards credit card with a minimal annual fee.

  • If you enjoy dining out and want to save with discounts at select restaurants.

  • If you frequently travel domestically and would benefit from complimentary airport lounge access.

Steps to Close Axis Bank Pride Signature Credit Card

If you are planning to discontinue your Axis Bank Pride Signature Credit Card, it’s important to follow the correct procedure to ensure the closure is completed smoothly without any complications.

Review Your Decision

  • Before initiating the closure, take a moment to evaluate why you want to cancel the card. Common reasons may include high annual fees, limited usage, or better alternatives available.
  • Also, consider how closing the card might affect your credit score, especially if it is one of your oldest credit accounts.

Clear All Outstanding Dues

Make sure your credit card account has no pending balance. You should pay off:

  • Total outstanding amount

  • EMI dues (if any)

  • Interest charges

  • Late fees or penalties

The bank will only proceed with the closure once all dues are fully settled.

Submit a Closure Request

You can raise a request to close your credit card using any of the following methods:

  • Sending an email to customer support

  • Logging in to net banking and placing a closure request

  • Submitting a written application

While making the request, provide essential details such as:

  • Cardholder’s full name

  • Last four digits of the credit card

  • Registered mobile number or email ID

Request Confirmation

  • After submitting the closure request, ask the bank to confirm the status via SMS or email.
  • Ensure that the confirmation clearly mentions that your credit card account has been successfully closed.

Destroy the Credit Card

  • Once you receive confirmation, safely dispose of the card by cutting it diagonally across the chip and magnetic strip. This step is important to avoid unauthorized usage.

Check Your Credit Report

  • After a few weeks, review your credit report to verify that the card status has been updated to “Closed.”
  • If you notice any errors or delays, report them immediately to the bank or the credit bureau.

Important Tips

  • Avoid using the card after submitting the closure request

  • Cancel any auto-payments or subscriptions linked to the card

  • Keep copies of emails or written communication for future reference

  • Monitor your account until closure is fully completed

Axis Bank Pride Signature Credit Card Helpline Number

If you require any assistance related to your Axis Bank Pride Signature Credit Card, you can easily connect with the customer support team of Axis Bank. The bank offers multiple contact options to help customers with billing concerns, payments, card blocking, and other credit card services.

Customer Care Helpline Numbers

You can contact Axis Bank using the following numbers:

WhatsApp Banking Support

  • Send “Hi” to 7036165000 on WhatsApp

  • Get quick access to basic banking services and support

SMS Banking Services

  • Send BAL to 56161600 or 9951860002

  • Check your account balance using your registered mobile number

Other Support Services

You can also use Axis Bank customer care for:

  • Missed call banking services

  • SMS banking assistance

  • NRI customer support

  • Branch and ATM locator services

  • Complaint registration and grievance handling

  • Fraud reporting and security assistance

  • Do Not Call (DNC) requests

Services Available

Customer care can help you with:

  • Credit card billing and transaction queries

  • Payment and statement-related issues

  • Reporting lost or stolen cards

  • Card blocking or reissue requests

  • Credit card closure or cancellation requests

  • General banking support

Important Tips

  • Always use official Axis Bank contact details to avoid fraud

  • Keep your registered mobile number and card details ready for verification

  • Never share sensitive information like OTP, PIN, or CVV

  • Always note down your complaint/reference number for tracking

FAQs

What is the eligibility criteria for this credit card?

Applicants must be Indian residents aged between 21 and 65 years, with a stable income and a good credit history. Specific income requirements may vary depending on the card variant.

Reward points are earned on every purchase, with higher points for spends on dining, travel, and partner merchants. Points accumulate automatically with each transaction.

Yes, accumulated points can be redeemed for gift vouchers, merchandise, or cashback, depending on the redemption options available in the card’s rewards program.

Yes, cardholders enjoy complimentary domestic airport lounge visits per year, usually capped per quarter.

The annual fee may be waived if you meet a specified spending threshold in the previous year. Additional benefits can include dining discounts, fuel surcharge waivers, and other partner offers.