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RBL Cookies Credit Card

The RBL Cookies Credit Card is designed for shopping, movies, and online spending. It offers up to 5X reward points on card transactions and 10% cashback on platforms like Myntra, Zomato, and Uber. Users can also enjoy up to 10% monthly discounts on movie bookings. The first-year fee is ₹1,200.

RBL Cookies Credit Card

About the Cookies Credit Card

The Cookies Credit Card is crafted for individuals who enjoy convenience and rewards across a variety of lifestyle categories such as shopping, movies, dining, travel, and online purchases. Cardholders can benefit from cashback and special vouchers on multiple platforms, making everyday spending more rewarding. With offers available on popular e-commerce, food delivery, and ride-hailing services, the card is ideal for those who frequently engage with digital marketplaces and seek additional value from their transactions. Alongside cashback benefits, milestone rewards such as shopping vouchers and annual fee waivers provide further incentives, enhancing the overall value of the card for regular users.

In addition to these features, the Cookies Credit Card also comes with a structured rewards program. While the rewards program allows cardholders to earn points on transactions, the redemption value is modest, providing only a small percentage back in terms of rewards. Despite this, the combination of cashback, vouchers, and milestone benefits makes the card a practical choice for people looking to maximize their spending efficiency across multiple categories. Its flexibility across shopping, dining, entertainment, and transport ensures that users can enjoy tangible benefits from everyday purchases. Overall, the card is tailored for individuals who seek lifestyle perks with every transaction while enjoying the convenience of a digital-first rewards structure.

Loyalty Points Program

Earning of Reward Points

  • Accelerated Rewards: Earn 5 reward points for every ₹100 spent on online purchases

  • Base Rewards: Earn 1 reward point for every ₹100 spent on offline transactions

  • Not Eligible: Transactions related to fuel and automobiles, rentals, utility payments, insurance premiums, travel bookings, education fees, government-related payments, cash advances, contracted or special services, near-cash transactions, and other excluded categories

Redemption of Rewards

  • Redemption Value: Each reward point can be redeemed for a value of up to ₹0.20

Additional Features & Advantages

  • Welcome Offer: Receive a voucher worth ₹1,000, redeemable across popular online and offline retail stores.

  • Cashback Rewards: Earn 10% cashback on select fashion, food delivery, and ride-hailing spends, capped at ₹300 per month for each category.

  • Annual Milestone Rewards: Unlock vouchers for retail and e-commerce platforms based on yearly spending:

    • ₹1,000 voucher on annual spends of ₹2 lakh

    • ₹5,000 voucher on annual spends of ₹5 lakh

  • Entertainment Discount: Enjoy 10% off on movie ticket purchases, up to ₹300 per month.

  • Fee Waiver: Monthly card fee waived if total spends reach ₹5,000 or more in a month.

  • Fuel Savings: Avail a 1% surcharge waiver on fuel purchases, capped at ₹150 per month, applicable for fuel spends between ₹500 and ₹4,000.

RBL Cookies Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

RBL Cookies Credit Card: Fees & Charges

Particulars Amount
Monthly Fee Rs. 100 + applicable taxes
Financial Charges Up to 3.99% p.m. (Up to 47.88% p.a.)
Late Payment Charges 12.50of the total outstanding amount, subject to a min. of Rs. 5 and a max. of Rs. 1,300

Important Considerations Before Applying

Ideal Candidates:

  • You prefer earning direct cashback and vouchers on your purchases rather than collecting reward points.

  • You often shop or make payments on partner platforms and services such as movie tickets, fashion, food delivery, rides, and major e-commerce stores.

  • You are likely to reach the required spending thresholds to benefit from monthly fee waivers and milestone rewards, helping you maximize overall savings.

Steps to Close RBL Cookies Credit Card

If you want to close your RBL Cookies Credit Card, it is important to follow the proper process recommended by RBL Bank to ensure a smooth and hassle-free cancellation.

  1. Clear All Outstanding Dues

    • Pay the complete outstanding balance on your credit card

    • Include EMIs, interest, late payment charges, and any applicable fees

    • The closure request will only be processed once all dues are cleared

  2. Redeem Reward Points

    • Use all your available reward points or benefits before closing the card

    • Any unused rewards may expire after the account is closed

  3. Contact Customer Support

    • Call RBL Bank customer care to request credit card closure

    • Provide necessary details such as:

      • Last 4 digits of your card

      • Registered mobile number

      • Basic verification information

    • Follow the instructions provided by the executive

  4. Submit Closure Request via Email

    • Send a closure request from your registered email ID

    • Include the following details:

      • Cardholder name

      • Last 4 digits of your credit card

      • Reason for closure

    • The bank will verify your request and initiate the process

  5. Stop Using the Card

    • Avoid making any new transactions after submitting the request

    • Any usage may delay the closure process

  6. Destroy the Card After Confirmation

    • Once closure is confirmed, cut the card across the chip and magnetic strip

    • This helps prevent unauthorized use

  7. Check Closure Status

    • Review your credit report after a few weeks

    • Ensure the card status is updated as “Closed”

    • Report any discrepancies if you notice any issues

Important Tips

  • Cancel all auto-debits or subscriptions linked to your card

  • Keep a record of closure confirmation for future reference

  • Closing a credit card may have a temporary impact on your credit score

RBL Cookies Credit Card Helpline Number

If you need assistance with your RBL Cookies Credit Card, you can contact the customer support team of RBL Bank for help with billing, payments, card blocking, reward points, and other services.

Customer Care Helpline Number

This number is available for all credit card-related queries and support services

Services Available

You can reach customer care for:

  • Billing and statement-related assistance

  • Payment support and outstanding dues queries

  • Reward points and benefits information

  • Reporting lost or stolen cards

  • Credit card closure or cancellation requests

Important Tips

  • Keep your registered mobile number and card details ready for verification

  • Never share confidential details like OTP, PIN, or CVV

  • Always use official contact details for secure communication

  • In case of suspicious activity, block your card immediately

FAQs

Who should consider applying for this credit card?

This card is suitable for individuals who prefer straightforward savings such as cashback or vouchers instead of accumulating reward points, especially those who frequently spend on everyday lifestyle categories.

The card typically provides savings across categories like shopping, dining, entertainment, travel, and online purchases through cashback or voucher-based offers, making it useful for regular spending.

Yes, certain benefits may require meeting minimum spending thresholds or completing specific transactions within a defined period to qualify for cashback or vouchers.

The card is designed to complement online spending and can be beneficial for users who regularly shop, book services, or order food through digital platforms.

It can be a good option for beginners who want easy-to-understand benefits without complex reward calculations, provided they manage repayments responsibly.