Axis Bank SUPERMONEY RuPay Credit Card

The Axis Bank SuperMoney RuPay Credit Card offers up to 3% cashback on all card spends, making it ideal for everyday purchases. It comes with no joining or annual fees, ensuring lifetime free usage. Additionally, cardholders can enjoy a 1% fuel surcharge waiver of up to ₹400 per month.

Axis Bank SUPERMONEY RuPay Credit Card

About the SUPERMONEY RuPay Credit Card

The SUPERMONEY RuPay Credit Card is a lifetime-free card designed for users who want straightforward cashback benefits on their spending. It allows easy payments via UPI and offers an attractive cashback rate of up to 3% on UPI transactions made through the associated app. For other purchases, cardholders receive a standard cashback of 1%. Additionally, the card provides a fuel surcharge waiver on fuel transactions across the country.

This card is ideal for individuals who frequently use UPI for payments and prefer direct cashback instead of reward points. It is also suitable for first-time credit card users, as the cashback is automatically credited to the account, making the rewards process simple and hassle-free.

Features & Benefits

Cashback Rewards

  • 3% Cashback: Earn on QR-based payments made through the card’s supported app/platform.

  • 1% Cashback: Applicable on all other eligible purchases made using the card.

  • Monthly Limit: Maximum cashback that can be earned is capped at Rs. 500 per month.

Fuel Advantages

  • 1% Fuel Surcharge Waiver: Get a waiver on fuel transactions ranging from Rs. 400 to Rs. 4,000 per month, with a maximum benefit of Rs. 400.

Axis Bank SUPERMONEY RuPay Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Axis SUPERMONEY Credit Card: Fees & Charges

Particulars Amount
Joining/Annual Fee Nil
Financial Charges 3.75% per month (55.55% per annum)
Late Payment Charges
On outstanding balance of –
Up to Rs. 500 Nil
Rs. 501 to Rs. 5,000 Rs. 500
Rs. 5,001 to Rs. 10,000 Rs. 750
More than Rs. 10,000 Rs. 1,200

Key Points to Consider Before Applying

This Card is Ideal for You If:

  • You want a beginner-friendly credit card with no annual fee.

  • You prefer earning cashback on your purchases rather than collecting reward points.

  • You primarily use UPI for payments and are looking for a card that supports it seamlessly.

  • You’re flexible with UPI apps and want to maximize benefits by using the designated platform for cashback offers.

Steps to Close Axis Bank SUPERMONEY RuPay Credit Card

If you want to close your Axis Bank SUPERMONEY RuPay Credit Card, it’s important to follow the proper process recommended by Axis Bank to ensure a smooth and hassle-free cancellation.

  1. Review Your Decision

    • Identify the reason for closing your card (fees, interest rates, or reduced usage)

    • Make sure closing the card aligns with your financial needs

  2. Review Your Decision

    • Identify the reason for closing your card (fees, interest rates, or reduced usage)

    • Make sure closing the card aligns with your financial needs

  3. Clear All Outstanding Dues

    • Pay your entire outstanding balance

    • Include EMIs, interest charges, and any pending fees

    • The bank will process closure only after all dues are cleared

  4. Clear All Outstanding Dues

    • Pay your entire outstanding balance

    • Include EMIs, interest charges, and any pending fees

    • The bank will process closure only after all dues are cleared

  5. Submit Closure Request

    • Place a formal request for cancellation

    • You can submit it via:

      • Email

      • Online request

      • Written application

    • Provide basic details such as:

      • Cardholder name

      • Last 4 digits of your card

      • Registered contact details

  6. Request Confirmation

    • Ask for confirmation via SMS or email

    • Ensure it clearly states that your credit card account is closed

  7. Destroy the Card

    • After confirmation, cut the card across the chip and magnetic strip

    • This prevents any unauthorized use

  8. Check Your Credit Report

    • Review your credit report after a few weeks

    • Ensure the status is updated as “Closed”

    • Report any discrepancies if found

Important Tips

  • Do not use the card after submitting the closure request

  • Cancel auto-debits or subscriptions linked to the card

  • Keep proof of closure for future reference

  • Maintain records of communication with the bank

Axis Bank SUPERMONEY RuPay Credit Card Helpline Number

If you need assistance with your Axis Bank SUPERMONEY RuPay Credit Card, you can contact the customer support team of Axis Bank for help with billing, payments, card blocking, and other services.

Customer Care Numbers

WhatsApp Banking Support

  • Send “Hi” to 7036165000 on WhatsApp

  • Access quick services and basic support instantly

SMS Banking Services

  • Send BAL to 56161600 or 9951860002

  • Check your account balance using your registered mobile number

Other Support Services

You can also use customer care for:

  • Missed call banking services

  • SMS banking assistance

  • NRI customer support

  • Locating nearby branches or ATMs

  • Complaint registration and grievance handling

  • Fraud reporting and security-related help

  • Do Not Call (DNC) related requests

Services Available

Customer care can assist you with:

  • Credit card billing and transaction queries

  • Payment and statement-related issues

  • Reporting lost or stolen cards

  • Card blocking or reissue requests

  • Credit card closure or cancellation requests

  • General banking support

Important Tips

  • Always use official contact details to avoid fraud

  • Keep your registered mobile number and card details ready for verification

  • Never share sensitive details like OTP, PIN, or CVV

  • Note down the reference number for tracking your request

FAQs

Can I link this credit card to any UPI app?

Yes, this credit card can be linked to any UPI-enabled app of your choice, just like other similar cards.

No, the 3% cashback is applicable only when transactions are made through the designated app. Payments through other UPI apps will earn a standard 1% cashback.

Yes, the maximum cashback you can earn per month is capped at Rs. 500.

No, creating an account and making payments via the app is completely free.

Yes, you can use the card for all eligible purchases, though cashback rates may vary depending on the transaction type.