IndusInd Bank Tiger Credit Card

The IndusInd Bank Tiger Credit Card is designed for travel and rewards enthusiasts. It offers zero first-year fees, low forex markup of 1.5%, and up to 6X rewards on all spending. Cardholders also enjoy complimentary movie tickets annually, making it ideal for frequent travelers and lifestyle benefits seekers alike.

IndusInd Bank Tiger Credit Card

About the Tiger Rewards Credit Card

The Tiger Rewards Credit Card is a lifetime-free card designed for users who want to maximize benefits on everyday spending. It offers a tiered reward system, allowing you to earn up to 6X points per Rs. 100 spent, with higher reward rates for larger annual spends.

The card also provides attractive travel perks, including a low foreign transaction fee of 1.5% and complimentary access to select domestic and international airport lounges. Additional lifestyle benefits include free movie tickets, golf perks, and fuel surcharge waivers, adding extra value to the card.

With no joining or annual fees, it is an appealing choice for those looking to earn rewards while enjoying travel and lifestyle advantages. Potential users should assess their annual spending to make the most of the higher reward tiers.

Rewards Program

Earning Rewards

  • For yearly spending up to ₹1,00,000: earn 1 point for every ₹100 spent

  • For yearly spending between ₹1,00,001 and ₹2,50,000: earn 2 points per ₹100 spent

  • For yearly spending between ₹2,50,001 and ₹5,00,000: earn 4 points per ₹100 spent

  • For yearly spending above ₹5,00,000: earn 6 points per ₹100 spent

Redeeming Rewards

  • Each reward point can be redeemed for ₹0.40 in cash or via a rewards catalogue

  • Points can also be converted into travel miles at a rate of 1 point = 1.2 miles

Travel & Lifestyle Benefits

Travel Perks

  • Reduced foreign transaction fee at 1.5%

  • Complimentary international lounge access with 2 visits per year via Priority Pass

  • 2 free domestic lounge visits every quarter

Entertainment Perks

  • 1 free movie ticket worth up to ₹500 every six months

Golf Perks

  • 1 complimentary golf session or lesson each quarter

Additional Lifestyle Benefits

  • Personalized concierge support for travel planning, hotel reservations, and flight bookings
  • Vehicle assistance services including roadside repair, flat tyre help, battery support, and more

IndusInd Bank Tiger Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

IndusInd Bank Tiger Credit Card: Fees & Charges

Particulars Amount
Joining Fee Nil
Annual Fee Nil
Financial Charges 3.5% p.m. | 42% p.a.
Late Payment Charges
For outstanding balance:
Up to Rs. 100 Nil
Between Rs. 101 and Rs. 500 Rs. 100
Between Rs. 501 and Rs. 1,000 Rs. 350
Between Rs. 1,001 and Rs. 10,000 Rs. 550
Between Rs. 10,001 and Rs. 25,000 Rs. 800
Between Rs. 25,001 and Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Estimated Annual Savings from Reward Points

If your total spending in a year is ₹6,00,000, you could save up to ₹8,000 through reward points as illustrated below:

Annual Spend Reward Multiplier Reward Points Earned
Rs. 1 Lakh 1 1,000
Rs. 1.5 Lakh 2 3,000
Rs. 2.5 Lakh 4 10,000
Rs. 1 Lakh 6 6,000
Total: Rs. 6 Lakh - 20,000

Based on this example, you earn 20,000 reward points in a year. If redeemed for cash at ₹0.40 per point, this translates to a total saving of ₹8,000 on your annual spending.

Annual Savings via IndusInd Tiger Credit Card

With this card, cardholders can save up to Rs. 38,612 in a year as per the below details:

Category Savings
20,000 rewards on annual spends of Rs. 6 Lakh Rs. 8,000
4 complimentary golf games or lessons per year at Rs. 4,000 each per year Rs. 16,000
Assured BookMyShow 2 tickets of Rs. 500 per year Rs. 1,000
Complimentary domestic lounge access per year at $14 per visit Rs. 9,184*
2 complimentary international lounge access per year at $27 per visit Rs. 4,428*
Total Savings Rs. 38,612

Before You Apply

Who Should Consider This Card

  • Those seeking a lifetime free credit card

  • Individuals who can spend around ₹5,00,000 annually

  • Frequent international travelers

  • Users who prefer to convert rewards into air miles

Who Might Want Other Options

  • Those willing to pay a higher annual fee for extra perks

  • People looking to earn higher rewards without tiered spending requirements

Steps to Close IndusInd Bank Tiger Credit Card

If you wish to close your IndusInd Bank Tiger Credit Card, it is important to follow the proper process recommended by IndusInd Bank to ensure a smooth and hassle-free experience.

  1. Clear All Outstanding Dues

    • Pay your total outstanding balance on the credit card

    • Include all purchases, EMIs, interest, and applicable charges

    • Your closure request will only be processed after full payment

  2. Redeem Reward Points

    • Utilize all accumulated reward points, cashback, or benefits

    • Unused rewards may expire once the card is closed

  3. Update Auto-Payments

    • Review any subscriptions or auto-debit instructions linked to the card

    • Switch them to another payment method to avoid service disruptions

  4. Contact Customer Care

    • Call customer support or send an email request

    • Inform them that you want to close your credit card

    • Complete the verification process as required

    The bank may provide retention offers, but you can proceed with cancellation if you prefer

  5. Request Closure Confirmation

    • Ask for written confirmation (via email or letter) stating:

      • Your credit card account has been closed

      • No outstanding balance is pending

    • Keep this confirmation safely for future reference

  6. Request Closure Confirmation

    • Ask for written confirmation (via email or letter) stating:

      • Your credit card account has been closed

      • No outstanding balance is pending

    • Keep this confirmation safely for future reference

  7. Safely Dispose of the Card

    • Cut the card across the chip and magnetic strip

    • This prevents any misuse after closure

Important Tips

  • Stop using the card immediately after placing the closure request

  • Make sure all dues are cleared before initiating closure

  • Keep records of all payments and communication with the bank

  • Closing a credit card may temporarily impact your credit score

IndusInd Bank Tiger Credit Card Helpline Number

If you need assistance with your IndusInd Bank Tiger Credit Card, you can reach out to the customer support team of IndusInd Bank for help with billing, payments, card blocking, disputes, and other services.

📞 24×7 Customer Care Numbers

These helpline numbers are available 24×7 for all credit card-related queries

Credit Card Support (Premium Cards)

For premium cards such as Tiger, Celesta, Pinnacle, Legend, and Signature, you can contact:

Email Support

Always send your request from your registered email ID and mention only the last 4 digits of your credit card.

Additional Contact Numbers

Available Monday to Friday, 10:00 AM to 6:00 PM

Postal Address:- IndusInd Bank Ltd. PO Box 9421, Chakala MIDC, Andheri (East), Mumbai – 400093

Services Available

You can contact customer care for:

  • Billing and statement-related queries

  • Reporting lost or stolen cards

  • Transaction disputes or fraud-related concerns

  • Card activation, blocking, or upgrade requests

  • General account-related assistance

Important Tips

  • Keep your registered mobile number and card details ready for verification

  • Never share sensitive details like OTP, PIN, or CVV with anyone

  • Always note down the complaint/reference number for tracking

  • In case of suspicious activity, block your card immediately using official channels

FAQs

How can I apply for this credit card?

You can apply both online and offline. Online applications can be submitted through the bank’s application portal, while offline applications are accepted at any branch with a completed application form.

Yes, the card supports foreign currency transactions and charges a low foreign exchange fee, making it convenient for international travel and purchases.

Yes, reward points can be redeemed for multiple options including cash credit, air miles, or products from the rewards catalogue. Cash redemption is usually at a fixed point-to-rupee value.

You can track your application online using your application number or receive updates via SMS or email from the bank regarding the status.

Yes, a fuel surcharge waiver is available for transactions within a specified range at petrol pumps nationwide.

Yes, cardholders can enjoy one complimentary golf session or lesson per quarter, totaling four sessions in a year.

Absolutely. The card provides perks like complimentary international lounge access and low forex fees, making it an excellent choice for those who travel often.