About IndusInd Platinum Aura Edge Credit Card
The Platinum Edge Rewards Credit Card is an entry-level card designed to help users earn rewards on everyday spending. It features a flexible rewards system with four distinct plans—Home, Shopping, Travel, and Entertainment—allowing cardholders to choose a plan that aligns with their lifestyle and spending habits. Cardholders can earn up to 4 points for every Rs. 100 spent on key categories such as groceries, travel bookings, and departmental stores. Other purchases earn a base rate of 0.5 points per Rs. 100 spent.
Reward points can be redeemed in multiple ways, including cash credits, conversion to select air miles, and using points at partner merchants for purchases. A notable restriction is that the rewards plan must be chosen at activation and can only be changed every six months. Additional perks include complimentary vouchers from leading brands as a welcome benefit, fuel surcharge waivers, and basic insurance coverage, adding extra value for cardholders. This card is ideal for consumers looking to earn rewards on everyday expenses without complicated requirements.
Rewards Program
Cardholders can select a plan that best matches their spending habits and lifestyle preferences:
Lifestyle Shopping Plan:
Earn 4 Reward Points for every Rs. 100 spent at retail and departmental stores
Earn 2 Reward Points for every Rs. 100 spent on electronics and home appliances
Earn 1.5 Reward Points for every Rs. 100 spent on dining and books
Earn 0.5 Reward Points for every Rs. 100 spent in other categories
Home & Essentials Plan:
Earn 4 Reward Points for every Rs. 100 spent on groceries
Earn 1.5 Reward Points for every Rs. 100 spent on healthcare and medical purchases
Earn 1.4 Reward Points for every Rs. 100 spent on utilities, insurance, and mobile bills
Earn 0.5 Reward Points for every Rs. 100 spent in other categories
Travel & Leisure Plan:
Earn 4 Reward Points for every Rs. 100 spent on hotel bookings
Earn 2.5 Reward Points for every Rs. 100 spent on flights
Earn 1.5 Reward Points for every Rs. 100 spent on car rentals and train tickets
Earn 0.5 Reward Points for every Rs. 100 spent in other categories
Dining & Entertainment Plan:
Earn 4 Reward Points for every Rs. 100 spent at restaurants
Earn 2 Reward Points for every Rs. 100 spent at retail stores, bars, and pubs
Earn 1.5 Reward Points for every Rs. 100 spent on movies and events
Earn 0.5 Reward Points for every Rs. 100 spent in other categories
Reward Redemption
Redeem points for statement credit at a rate of 1 Reward Point = Rs. 0.40
Convert points into frequent flyer miles at a rate of 400 Reward Points = 100 miles
Use points directly for purchases at select partner merchants
IndusInd Platinum Aura Edge Credit Card Reward Points & Cashback Calculator
Additional Features & Benefits
Welcome Gift
Enjoy exclusive vouchers from leading brands, including travel, lifestyle, and shopping platforms, upon payment of the joining fee.
Fuel Surcharge Waiver
Insurance Coverage
Lost Baggage: Up to Rs. 1,00,000
Delayed Baggage: Up to Rs. 25,000
Passport Loss: Up to Rs. 50,000
Lost Ticket: Up to Rs. 25,000
Missed Connection: Up to Rs. 25,000
Air Accident Insurance: Up to Rs. 25,00,000
Fees and Charges
Important Information Before Applying
Who Should Consider This Card
If you prefer a rewards program that can be tailored to match your spending habits and lifestyle.
If you want flexible ways to redeem your rewards, such as statement credit, frequent flyer miles, or direct payments using points.
If you are looking for a card with no annual fees and essential benefits for everyday use.
Steps to Close IndusInd Platinum Aura Edge Credit Card
Closing your IndusInd Platinum Aura Edge Credit Card requires following certain steps carefully to ensure a smooth process.
- Clear Outstanding Balance:- Before initiating closure, make sure all dues on the card, including fees, interest, or EMIs, are fully paid. If you have multiple cards, you can transfer the balance to another card with a lower interest rate to avoid extra charges.
- Redeem Rewards and Benefits:- Use any accumulated rewards such as cashback, points, or miles before closing the account. Most rewards are forfeited once the card is closed.
- Update Linked Payments:- If your card is linked to subscriptions or automatic payments, switch them to another payment method. This ensures you don’t miss any payments or face service interruptions after closure.
- Contact Customer Support:- Call IndusInd Bank’s customer service and request closure of your Platinum Aura Edge Credit Card. Follow their instructions carefully. The representative may offer alternatives like lower interest rates or other incentives, but confirm the closure if you wish to proceed.
- Obtain Written Confirmation:- Request a written confirmation from the bank stating that your credit card account has been closed and that there are no pending dues. Keep this confirmation safely for future reference.
- Check Your Credit Report:- After a few weeks, verify that your credit report reflects the account closure. If any discrepancies appear, raise them with the appropriate credit bureau.
- Safely Dispose of the Card:- Once the account is closed, destroy your physical card by cutting through the chip and magnetic strip. This prevents any potential fraudulent use.
IndusInd Platinum Aura Edge Credit Card Helpline Number
Here’s the official helpline number for the IndusInd Platinum Aura Edge Credit Card (based on contact info from IndusInd Bank’s “Reach Us” page):
📞 24×7 IndusInd Bank Credit Card Customer Care: 1860 267 7777 (within India)
This number supports services for all credit card enquiries including billing, payments, reward points, card blocking, and closure requests.
You can also reach an alternate phone line at 022‑68577777 for credit card support.
If needed, you can write to Premium.care@indusind.com for email support related to your Platinum Aura Edge Credit Card.
