About ICICI Platinum Chip Credit Card
This lifetime-free credit card is designed for individuals starting their credit journey. With no joining or annual charges, it helps users build a credit history while earning reward points on regular spends, including utilities and insurance payments. The card offers accelerated rewards on retail purchases, making it useful for managing everyday expenses.
In addition to basic rewards, the card includes benefits such as a fuel surcharge waiver and dining discounts. However, it does not offer premium lifestyle perks or milestone-based rewards. While experienced users may look for cards with higher value-back, this card remains a safe, low-cost option for beginners seeking simplicity and steady credit growth.
Rewards Program
Earn points on every Rs. 100 spent with the Platinum Rewards Card:
2 Points: For all retail purchases
1 Point: For payments toward insurance and utilities
Monthly Limits: Points are capped for utility and insurance payments at Rs. 40,000 each, and grocery or departmental store spends at Rs. 20,000
Redemption Options: Accumulated points can be redeemed for lifestyle products, travel and entertainment vouchers, or other rewards available through the card’s reward portal
ICICI Platinum Chip Credit Card Reward Points & Cashback Calculator
Other Features & Benefits
Along with reward points on all card spends, this Platinum Credit Card provides additional perks such as dining offers and fuel savings:
Dining Benefits: Enjoy exclusive discounts and offers at selected partner restaurants under the card’s dining program.
Fuel Savings: Get a 1% waiver on fuel surcharge for transactions between Rs. 400 and Rs. 4,000 at participating petrol stations.
ICICI Platinum Chip Credit Card: Fees & Charges
Things to Consider Before Applying
Who Should Apply:
Individuals new to credit seeking an easy-to-manage entry-level card to start building their credit history.
Those who prefer a simple rewards-based card rather than a cashback-focused card.
People looking for a credit card with no annual fees.
Steps to Close ICICI Platinum Chip Credit Card
You can close your ICICI Bank Credit Card issued by ICICI Bank through several methods such as online banking, visiting a branch, calling customer care, or sending an email. Below are the common steps involved in the closure process.
Login through Net Banking: Sign in to your ICICI Net Banking account and go to the customer service or service request section to submit a credit card cancellation request.
Submit the cancellation request: Enter required details such as the last four digits of the credit card, reason for closure, and contact information before submitting the request online.
Visit the nearest bank branch: You can also go to an ICICI Bank branch, fill out the credit card closure form, and submit it to the bank staff.
Contact customer care: Call the ICICI Bank customer support number and request cancellation of your credit card after completing identity verification.
Send an email request: Customers may also request closure by sending an email from their registered email ID with basic details and the last four digits of the credit card.
Clear all outstanding dues: Before the bank processes your request, ensure that all pending payments, EMIs, and charges on the credit card are fully cleared.
Wait for confirmation: After submitting the request, the bank may contact you for verification, and the credit card will be cancelled once the process is completed.
ICICI Platinum Chip Credit Card Helpline Number
Customers of ICICI Bank can contact the bank’s support team anytime for assistance with banking services, credit cards, accounts, or other queries. The bank provides several helpline numbers and email support for customers in India and abroad.
Customer Care Helpline (24×7)
📞 1800 1080 – Toll-Free customer care number for general banking assistance.
Domestic Customers Travelling Overseas
📞 +91-22-33667777 – For customers outside India who need support while travelling.
NRI Customer Care Support
NRI customers can also connect with ICICI Bank through the following numbers:
📞 1800 1080 – Toll-Free
📞 1800 102 5600 – Toll-Free
📞 +91 40 3099 8025 – Global helpline (Non-toll-free)
Trading and Demat Account Support
For queries related to trading or Demat accounts with ICICI Securities:
📞 +91 22 3914 0422 (Non-toll-free)
📧 nri@icicidirect.com
Customer Care Email Support
Customers can also send their queries or complaints through email.
📧 customer.care@icicibank.com
These contact options help customers quickly resolve issues related to banking services, credit cards, account support, and other financial queries.
