About RBL NOVA Credit Card
The RBL NOVA Credit Card is a premium option designed for those who enjoy travel and luxury experiences. Cardholders can earn up to 6% value-back on travel bookings, access complimentary airport lounges for themselves and guests, and enjoy exclusive luxury stay gift cards.
For travel rewards, bookings must be made through the designated RBL platform to earn the maximum benefits.
Beyond travel, the card enhances a luxury lifestyle with perks such as complimentary golf rounds and lessons, discounted fine-dining experiences, and quarterly milestone bonuses in the form of high-value gift cards for frequent spenders.
Rewards Program
Enhanced Earnings:
Earn 12 reward points for every Rs. 200 spent on flight and hotel bookings through the card’s travel portal.
Standard Earnings:
Receive 4 reward points for every Rs. 200 spent on all other purchases¹.
Redemption Options:
Each reward point is worth Rs. 1 and can be redeemed for travel bookings, lifestyle products, gift vouchers, and more.
RBL NOVA Credit Card Reward Points & Cashback Calculator
Additional Features & Benefits
Welcome Gift: Enjoy a luxury experience or gift voucher valued at Rs. 12,500 upon card activation.
Airport Lounge Access:
Domestic Lounges: 12 complimentary visits annually
International Lounges: 12 complimentary visits annually
Guest Privileges: 4 complimentary lounge visits per year at overseas airports
Milestone Reward: Receive a Rs. 10,000 gift voucher on a quarterly spend of Rs. 3 lakh.
Golf Privileges: Avail 12 complimentary golf lessons and 4 rounds of golf each year.
Dining Offers: Get 10% off at top fine-dining restaurants across the country.
RBL NOVA Credit Card: Fees & Charges
Things to Consider Before Applying
This Card is Ideal For:
Individuals seeking a card focused on travel and reward points.
Those who want complimentary airport lounge access for themselves and their guests.
High-spenders aiming to unlock milestone bonuses and maximize benefits.
Anyone looking for a premium card that enhances a luxury lifestyle with travel perks, fine dining, elite hotel stays, and exclusive shopping privileges.
Steps to Close RBL NOVA Credit Card
If you want to close your credit card account permanently, it is important to follow the proper steps to ensure the process is completed smoothly.
- Pay All Pending Dues :- Ensure that your credit card has no unpaid balance, including EMIs, fees, or interest charges. The card closure request will only be processed once all dues are cleared.
- Use or Redeem Reward Points :- Before closing the card, redeem any available reward points or benefits. These rewards usually expire once the card account is closed.
- Contact Customer Support :- Call the customer care team of RBL Bank and request cancellation of your RBL NOVA Credit Card. Provide the required details such as your registered mobile number and card information.
- Submit a Closure Request by Email :- You may also send a card cancellation request from your registered email ID with basic details like your name, last four digits of the card, and reason for closure.
- Stop Using the Card :- After submitting the request, do not use the card for any new transactions because it can delay the closure process.
- Cut the Card After Confirmation :- Once the bank confirms that the account has been closed, destroy the physical card by cutting it through the chip or magnetic strip.
- Check Closure Status :- After a few weeks, verify that the credit card account shows as “closed” in your credit report. This ensures the card has been properly cancelled.
RBL NOVA Credit Card Helpline Number
If you need help regarding your RBL NOVA Credit Card, you can contact the customer support team of RBL Bank. The bank provides dedicated helpline numbers to assist customers with different credit card services.
Customer Care Numbers:
📞 022-6232-7777
These helpline numbers are available for various credit card related services such as billing inquiries, payment assistance, reward point information, card blocking in case of loss, and requests for closing or cancelling the credit card.
