6E Rewards IndiGo HDFC Bank Credit Card

6E Rewards IndiGo HDFC Bank Credit Card is a co-branded travel card for frequent IndiGo flyers. It offers a joining bonus, rewards on everyday spends, and added value on IndiGo bookings. Cardholders can redeem points for flights and enjoy affordable annual fees with simple redemption and useful travel-related privileges nationwide.

6E Rewards IndiGo HDFC Bank Credit Card

About 6E Rewards IndiGo HDFC Credit Card

The 6E Rewards IndiGo HDFC Credit Card is a co-branded travel card designed for flyers who regularly choose IndiGo and want a budget-friendly credit card. It provides meaningful benefits on IndiGo ticket bookings along with reward earnings on selected everyday spending categories. With a relatively low annual fee, the card suits travellers who value airline-linked rewards without opting for a high-end premium card.

The highlight of this card is its rewards structure. Cardholders earn enhanced value-back on IndiGo-related spends and additional rewards on categories such as grocery, dining, and entertainment. The accumulated 6E Reward Points can be redeemed directly for IndiGo flight bookings at a 1:1 ratio, making the rewards simple and practical for loyal IndiGo customers. This straightforward redemption mechanism increases the overall usefulness of the card for frequent flyers.

Another attractive feature is the welcome benefit, which offers strong value compared to the joining fee, especially in the first year. However, the card does not provide premium perks like milestone rewards or complimentary airport lounge access. Users looking for higher benefits and added privileges may consider the 6E Rewards XL IndiGo HDFC Credit Card, which offers upgraded features.

Note: This card is not available through Paisabazaar. The information provided here is for reference only. To apply or learn more, please visit the official HDFC Bank website.

Rewards Program

  • Reward Earnings per ₹100 Spent

    • Earn 2.5 6E Reward Points on flight bookings made via the IndiGo website or mobile app

    • Receive 2 6E Reward Points on eligible spends such as dining, groceries, and entertainment

    • Get 1 6E Reward Point on all other qualifying purchases

  • Redemption Value

    • Each 1 6E Reward Point equals ₹1 when redeemed

  • Validity of Rewards

    • Reward Points remain valid for 24 months from the date they are credited to the IndiGo account

  • Usage of Reward Points

    • Points can be used exclusively for booking IndiGo flights through the official website or app

  • Monthly Reward Limits

    • Utility, telecom, and insurance payments: up to 2,000 points per category

    • Grocery transactions: up to 1,000 points

    • UPI spends outside the IndiGo platform: up to 500 points

    • Fuel purchases: capped at 250 points per month

Other Features & Benefits

  • Welcome Benefits
    • Flight voucher worth ₹1,500: Provided after payment of the joining fee and completion of at least three transactions in each of the first three months from the card issuance date
    • 6E Prime Add-On (worth ₹1,099): Available on joining fee payment, offering benefits such as complimentary meals, preferred seating, and priority check-in
  • Mastercard Privileges
    • Cards issued on the Mastercard network provide access to special deals and discounts across categories like travel, dining, shopping, and more
  • Lost Card Protection
    • Cardholders are protected from unauthorized transactions in case of card loss, provided the incident is reported promptly to HDFC Bank’s 24/7 customer support service

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IndiGo HDFC Credit Card: Fees & Charges

Particulars Amount
Joining/Annual Fee Rs. 500 + applicable taxes
Finance Charges 3.75% per month (45% per annum)
Late Payment Charges
On outstanding balance of –
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Things to Know Before You Apply

This card may be suitable if:

  • You travel often and usually book flights with IndiGo

  • You prefer a co-branded travel credit card with an affordable annual fee

  • You want to earn reasonable rewards on everyday spends, including categories like fuel, utilities, and insurance that are usually excluded on many cards

Eligibility Requirements:

  • Age Limit: 21 to 65 years (upper limit of 60 years for salaried applicants)

  • Employment Type: Salaried professionals or self-employed individuals

  • Minimum Income:

    • Salaried: monthly income above ₹50,000

    • Self-employed: annual income with ITR of more than ₹7.2 lakh

Steps to Close 6E Rewards IndiGo HDFC Bank Credit Card

If you want to close your 6E Rewards IndiGo HDFC Bank Credit Card, it is important to follow the proper process recommended by HDFC Bank to ensure a smooth and secure closure.

Contact Customer Care

  • Call HDFC Bank customer support using the number mentioned on your credit card or official website

  • Follow the IVR options to connect with the credit card support team

Follow the Closure Process

  • Select the option for credit card closure

  • Follow the instructions provided by the executive or automated system

Verify Your Details

You will need to complete identity verification by providing:

  • Full name

  • Registered mobile number

  • Other required identification details

Confirm Closure Request

  • Confirm your request after verification

  • Ensure there are no pending dues before final approval

Important Points

  • Clear all outstanding dues, including EMIs, interest, and charges

  • Redeem reward points before closing the card, as they may expire

  • Stop using the card once the closure request is submitted

  • Ask for confirmation via SMS or email after successful closure

After Closure

  • Destroy the card by cutting across the chip and magnetic strip

  • Check your credit report after a few weeks to ensure the status is updated as “Closed”

  • Report any discrepancies to the bank immediately

IRCTC RBL Bank Credit Card Helpline Number

If you need any assistance regarding your IRCTC RBL Bank Credit Card, you can contact the customer support team of RBL Bank. They provide support for billing queries, payments, card blocking, and other credit card-related services.

Customer Care Numbers (India)

This number is available for all credit card-related queries and support.

International Support

You can use this number when calling from outside India.

Email Support

Send your queries from your registered email ID for quicker assistance.

Availability

  • Customer support services are generally available for credit card queries and assistance

  • Emergency services like card blocking can be accessed anytime

Services Available

Customer care can help you with:

  • Billing and statement-related queries

  • Payment and outstanding dues assistance

  • Reporting lost or stolen credit cards

  • Card blocking or replacement requests

  • Credit card closure or cancellation requests

Important Tips

  • Keep your registered mobile number and card details ready for verification

  • Never share sensitive details like OTP, PIN, or CVV

  • Always use official RBL Bank contact details to avoid fraud

  • Immediately report any suspicious transactions

FAQs

What is the 6E Rewards Program?

The 6E Rewards Program is a rewards initiative introduced by IndiGo in partnership with HDFC Bank. It allows cardholders to earn reward points on eligible card transactions, which can later be used for travel-related benefits and select partner offerings.

No, the 6E Rewards Program is not a frequent flyer scheme. Instead of tracking flight miles, it lets users redeem earned points for discounts and bookings on IndiGo flights.

Reward Points can be used after signing in to the 6E Rewards membership account. Cardholders need to authenticate their registered mobile number and email address to complete redemptions on the IndiGo platform.

The Reward Points earned under the 6E Rewards Program remain valid for 24 months from the date they are credited to the account.