Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card is designed for everyday spending with attractive dining and reward benefits. It offers 4 reward points per ₹200 spent, up to 15% monthly dining discounts, zero first-year fee, and annual fee waiver on spending ₹20,000 in a year.

Axis Bank Pride Platinum Credit Card

About Axis Bank Pride Platinum Credit Card

The Axis Bank Pride Platinum Credit Card is specially introduced for personnel from the Indian Defence Services and employees of the Government of India, along with a higher-tier Signature version. It is well-suited for first-time credit card users seeking a simple, entry-level option with essential benefits. The card comes with zero joining charges, and its low annual fee of ₹250 can be easily waived by spending ₹20,000 in a year, keeping overall costs minimal.

This card follows a basic rewards structure, allowing cardholders to earn reward points on every ₹200 spent, which can be redeemed through the bank’s rewards platform. While the reward value is modest and results in a relatively low overall return, it still covers everyday spending. Additionally, users can enjoy dining discounts of up to 15% each month, subject to a cap, making it appealing for frequent diners.

Axis Pride Platinum Credit Card – Features & Benefits

  • Rewards Program: Earn 4 reward points for every ₹200 spent on eligible transactions. Accumulated points can be redeemed for various options, with a modest value per point.

  • Dining Savings: Enjoy discounts of up to 15% on restaurant bills in India, valid once every month on minimum dining spends, with a monthly savings cap.

  • Annual Fee Waiver: The yearly renewal charge is reversed when total card spending in the previous year reaches ₹20,000 or more.

  • Fuel Surcharge Relief: Get a 1% waiver on fuel surcharge for transactions within a specified range, with monthly savings capped.

Axis Bank Pride Platinum Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Axis Pride Platinum Credit Card: Fees & Charges

Fee Type Amount
Joining Fee Nil
Annual Fee Rs. 250 + applicable taxes
Financial Charges 3.75% per month (55.55% per annum)
Late Payment Charges
On outstanding balance of –
Up to Rs. 500 Nil
Rs. 501 to Rs. 5,000 Rs. 500
Rs. 5,001 to Rs. 10,000 Rs. 750
More than Rs. 10,000 Rs. 1,200

Things to Know Before You Apply

Choose This Card If:

  • You are part of the defence services or a Government of India employee starting your credit history

  • You want a beginner-friendly credit card with a minimal annual charge

  • You prefer collecting reward points instead of receiving cashback on spends

  • You frequently eat out and wish to benefit from dining-related discount offers

Steps to Close Axis Bank Pride Platinum Credit Card

If you want to close your Axis Bank Pride Platinum Credit Card, it is important to follow the proper process recommended by Axis Bank to ensure a smooth and hassle-free cancellation.

Review Your Decision

  • Understand the reason for closing your credit card (fees, low usage, high interest, etc.)

  • Make sure closing the card is the right financial decision for you

Clear All Outstanding Dues

  • Pay the complete outstanding balance on your credit card

  • Include:

    • EMIs

    • Interest charges

    • Pending fees or penalties

  • The bank will process closure only after all dues are cleared

Submit Closure Request

You can request closure through:

  • Email

  • Net banking / online request

  • Written application

Include the following details:

  • Cardholder name

  • Last 4 digits of your credit card

  • Registered mobile number or email ID

Request Confirmation

  • Ask the bank to send SMS/email confirmation of closure

  • Ensure it clearly states that your credit card account has been closed successfully

Destroy the Card

  • After confirmation, cut the card across the chip and magnetic strip

  • This helps prevent any misuse or fraud

Check Your Credit Report

  • Review your credit report after a few weeks

  • Ensure the status is updated as “Closed”

  • Report any discrepancies immediately to the bank or credit bureau

Important Tips

  • Do not use the card after submitting the closure request

  • Cancel all auto-debits or subscriptions linked to the card

  • Keep written/email proof of closure for future reference

  • Maintain all communication records with the bank

Axis Bank Pride Platinum Credit Card Helpline Number

If you need assistance with your Axis Bank Pride Platinum Credit Card, you can easily get in touch with the customer support team of Axis Bank. They provide multiple helpline options to help with billing issues, payments, card blocking, and other credit card services.

Customer Care Helpline Numbers

You can contact Axis Bank using the following numbers:

WhatsApp Banking Support

  • Send “Hi” to 7036165000 on WhatsApp

  • Get quick access to basic banking services and support

SMS Banking Services

  • Send BAL to 56161600 or 9951860002

  • Check your account balance using your registered mobile number

Other Support Services

You can also use Axis Bank customer care for:

  • Missed call banking services

  • SMS banking assistance

  • NRI customer support

  • Branch and ATM locator services

  • Complaint registration and grievance handling

  • Fraud reporting and security assistance

  • Do Not Call (DNC) requests

Services Available

Customer care can help you with:

  • Credit card billing and transaction queries

  • Payment and statement-related issues

  • Reporting lost or stolen cards

  • Card blocking or reissue requests

  • Credit card closure or cancellation requests

  • General banking support

Important Tips

  • Always use official Axis Bank contact details to avoid fraud

  • Keep your registered mobile number and card details ready for verification

  • Never share sensitive information like OTP, PIN, or CVV

  • Always note down your complaint/reference number for tracking

FAQs

Who can apply for this credit card?

This card is primarily available to Indian defence personnel and Government of India employees who meet the eligibility criteria set by the issuer.

There is no joining fee. A low annual fee applies, which can be waived by meeting the minimum yearly spending requirement.

Cardholders earn reward points on eligible spends, which can later be redeemed for various options through the bank’s rewards platform.

Yes, it provides dining discounts at select restaurants, helping users save on eating-out expenses, subject to monthly limits.

Fuel spends qualify for a surcharge waiver within a specified transaction range, with a monthly cap on savings.