About HPCL Bank of Baroda ENERGIE Credit Card
This fuel-focused co-branded credit card is designed for users who regularly refuel at a specific fuel network and want to maximize savings on fuel expenses. Cardholders can enjoy a strong value-back on fuel purchases through a combination of reward points, app-based benefits, and a fuel surcharge reversal. In addition to fuel savings, the card also offers higher rewards on everyday categories such as utility payments and shopping at departmental stores. The availability of a UPI-enabled variant further adds convenience by allowing rewards on UPI transactions.
That said, the card’s regular reward rate on non-promoted categories is quite low. As a result, it is best suited for users whose fuel spends form a major part of their monthly expenses and who consistently use the same fuel brand. If fuel spending is occasional, a general rewards or cashback card may deliver better overall value.
Fuel Benefits & Rewards Program
Fuel Savings
Earn enhanced rewards on fuel purchases made at designated fuel outlets, including payments done via the linked fuel app and eligible gas bookings
Get a fuel surcharge reversal on qualifying fuel transactions within a defined monthly limit
Receive additional cashback-style benefits when paying for fuel through the supported mobile app
Reward and cashback points carry a fixed redemption value of ₹0.25 per point
Rewards on Other Spends
Accelerated reward points on purchases at departmental stores and utility bill payments
Base reward points on all remaining spends, including transactions made through UPI
Additional Features & Benefits
Sign-Up Bonus
- Earn 500 reward points after spending ₹5,000 or more within the first 60 days of card activation.
Airport Lounge Privileges
- Enjoy up to 4 complimentary visits to domestic airport lounges each year, limited to one visit per quarter upon achieving ₹20,000 in quarterly spends.
Entertainment Discount
- Get 25% off (up to ₹100) on a minimum booking of 2 movie tickets, available twice a month through the partnered app.
Annual Fee Waiver
- Annual fee is waived automatically once your yearly spending reaches ₹50,000.
BOBCARD HPCL Energie Reward Points & Cashback Calculator
Fees & Charges
Key Points Before Applying
Who Should Consider This Card:
Individuals who have regular monthly fuel expenses.
Those who prefer a specific fuel brand for refueling.
People looking for a low annual fee card that also provides benefits on everyday purchases like utilities and retail stores.
Users who already hold other credit cards that give significant rewards for shopping, dining, or online purchases.
Eligibility Requirements:
Age: Between 21 and 65 years.
Minimum Income (Non-Bank Customers): ₹3.6 lakh per annum for salaried professionals; ₹4.8 lakh per annum for self-employed individuals.
Minimum Income (Bank Customers): ₹2.4 lakh per annum for both salaried and self-employed individuals.
Steps to Close BOBCARD HPCL Energie
If you want to close your BOBCARD HPCL Energie Credit Card, you can use the offline methods provided by BOBCARD. Before starting the process, ensure that all outstanding dues are cleared to avoid any delays in closure.
Visit Bank Branch
Go to your nearest Bank of Baroda branch
Submit a written request to close your credit card
Provide necessary details such as:
You may be asked to return or destroy the card by cutting it across the chip or magnetic strip
The bank will verify your request and initiate the closure process
Close via Customer Care
Call the BOBCARD customer care helpline
Request the executive to close your credit card
Complete the verification process using your registered details
Follow the instructions provided to complete the closure request
Important Points to Remember
Pay all outstanding dues, including EMIs and charges, before requesting closure
Redeem reward points, as they may expire after closure
Cancel any subscriptions or auto-debits linked to the card
Do not use the card after submitting the closure request
Ask for confirmation (SMS/email or written proof) once the card is closed
After Closure
BOBCARD HPCL Energie Helpline Number
If you need assistance with your BOBCARD HPCL Energie Credit Card, you can contact the customer support team of BOBCARD for help with billing, payments, card blocking, reward points, and other services.
📞 Customer Care Helpline Numbers
These helpline numbers are generally available for customer support and credit card-related queries.
Services Available
You can contact customer care for:
Billing and statement-related queries
Payment assistance and due-related issues
Reward points and benefits information
Reporting lost or stolen cards
Credit card closure or cancellation requests
Important Tips
Keep your registered mobile number and card details ready for verification
Do not share sensitive information like OTP, PIN, or CVV
Always use official BOBCARD helpline numbers for secure communication
In case of fraud or suspicious transactions, block your card immediately
