Apply Now

BPCL SBI Card

The BPCL SBI Card is a co-branded fuel credit card offering up to 4.25% value-back on fuel spends and accelerated savings specifically on BPCL fuel. It also provides up to 13X reward points on other card transactions. The first-year fee is ₹499 plus applicable taxes, making it a cost-effective choice for frequent drivers.

BPCL SBI Card

About BPCL SBI Credit Card

This co-branded fuel credit card is designed to offer significant savings on fuel purchases, along with rewards on everyday spending. Cardholders can earn up to 4%–4.25% value-back in the form of reward points and enjoy a fuel surcharge waiver at affiliated petrol stations. The points earned can be redeemed instantly at a wide network of outlets.

While primarily a fuel-focused card, it also provides accelerated rewards on other spending categories such as groceries, dining, and entertainment. With a modest annual fee of just under Rs. 500, this card is ideal for consumers who have regular fuel expenses and want to maximize benefits across practical day-to-day spends.

Fuel Benefits

This co-branded fuel credit card offers enhanced savings on fuel purchases at affiliated petrol stations:

Accelerated Rewards: Earn 13 reward points for every Rs. 100 spent on fuel, with a monthly cap of 1,300 points.

Fuel Surcharge Waiver: Enjoy a 1% waiver on fuel transactions up to Rs. 4,000 per month, with a maximum benefit of Rs. 100.

Effectively, you can get up to 4.25% value-back on fuel purchases—3.25% through reward points (1 point = Rs. 0.25) and 1% via the surcharge waiver. For instance, spending Rs. 5,000 on fuel earns 650 reward points (worth Rs. 162.50) plus an additional Rs. 50 saved through the surcharge waiver.

Reward points can be instantly redeemed for fuel at a wide network of over 1,200 petrol stations, with no minimum points required, making it simple to enjoy your savings.

Other Features & Benefits

In addition to fuel savings, cardholders can enjoy a range of rewards and welcome benefits:

Reward Points on Everyday Spending:

  • Earn 5 reward points for every Rs. 100 spent on groceries, department stores, dining, and entertainment, with a monthly cap of 5,000 points.

  • Earn 1 reward point for every Rs. 100 spent on other retail purchases.

Welcome Bonus:

  • Get 2,000 bonus reward points (equivalent to Rs. 500) upon paying the joining fee.

BPCL SBI Card Reward Points & Cashback Calculator

Reward Points Calculator

BPCL SBI Credit Card: Fees & Charges

Particulars Fees / Charges
Joining/Annual Fee Rs. 499 + Applicable Taxes
Finance Charges 3.5% p.m. (42% p.a.)
Late Payment Charges
For Statement Balance of:
Less than Rs. 500 Nil
Rs. 500 up to Rs. 1,000 Rs. 400
Rs. 1,000 up to Rs. 10,000 Rs. 750
Rs. 10,000 up to Rs. 25,000 Rs. 950
Rs. 25,000 up to Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Things to Consider Before Applying

This card is suitable for you if:

  • You have significant monthly fuel expenses.

  • You primarily purchase fuel from affiliated petrol stations.

  • You want a card that rewards not just fuel, but also groceries, dining, and entertainment.

  • You prefer a card with a low annual fee.

Steps to Close BPCL SBI Card

You can request the closure of your BPCL SBI Credit Card by either contacting the SBI Card customer care helpline or submitting a written request via email or post.

Once you place the closure request, it is important to cut your credit card diagonally across the chip and magnetic strip to prevent any misuse. Any add-on cards linked to your primary card will also be automatically deactivated during this process.

Please note that your credit card account will be officially closed only after all outstanding dues, including any pending charges or fees, are fully cleared.

Important Points to Consider

  • Refund of Excess Amount (if any):
    If there is any extra balance remaining in your credit card account after settlement, it will be refunded as per the bank’s applicable process.
  • Suspension or Termination by SBI Card:
    SBI Card reserves the right to suspend or permanently close a credit card account in case of non-payment, policy violations, or other valid reasons.
  • If Your Account is Restricted or Suspended:
    In case your card account is blocked or restricted, you should immediately contact customer care to understand the issue and take necessary action.
  • When is the Account Considered Closed?
    Your account will be treated as closed only after all dues are paid and the bank confirms the successful closure of the credit card.

Additional Information

To understand detailed terms and conditions related to credit card closure, you can refer to:

  • Personal Credit Card guidelines

  • Corporate Credit Card guidelines

BPCL SBI Card Helpline Number

If you need assistance regarding your BPCL SBI Credit Card, you can contact SBI Card’s customer support through the following channels:

Customer Care Numbers

📞 1860 500 1290
📞 1860 180 1290
📞 1800 180 1290 (Toll-Free)
📞 39 02 02 02 (Prefix your local STD code)

These numbers can be used for services such as billing queries, payments, reward points, card blocking, and credit card closure requests.

Email Support

📧 customercare@sbicard.com

You can send your queries or credit card closure requests via email from your registered email ID.

Additional Support Options

  • Easy Access Channels: Available for managing your account anytime online

  • Walk-in Support: You can visit the nearest SBI Card service desk for in-person assistance

FAQs

How can I apply online for this fuel credit card?

You can apply online by filling out the application form on the card’s official website. Alternatively, some financial platforms also allow online applications. For an offline application, visit any nearby bank branch and speak with a representative.

You can get a 1% waiver on fuel transactions up to Rs. 4,000 per month, with a maximum saving of Rs. 100 in a billing cycle, which totals up to Rs. 1,200 annually.

The bank usually sends updates via SMS to your registered mobile number. You can also check the status on the official website by entering your application number or call the customer care team for assistance.

Yes, the card offers a balance transfer facility, allowing you to move outstanding balances from other credit cards. Contact the bank for details and process instructions.

No, this card does not provide complimentary airport lounge access.

The card carries an annual fee of Rs. 499 plus applicable taxes.

Yes, primary cardholders can request add-on cards for family members, including parents, spouse, siblings, or children above 18 years. No additional annual fee is charged for these add-on cards.

The credit limit is assigned based on the bank’s internal policies and communicated when the card is issued. Your monthly statement also reflects your available credit.

The standard variant has an annual fee of Rs. 499 and offers up to 4.25% value-back on fuel spends. The premium variant has a higher fee of Rs. 1,499 and provides up to 7.25% value-back.

The standard card does not include insurance benefits. The premium variant, however, provides fraud liability coverage up to Rs. 1 lakh.