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Emirates Skywards ICICI Bank Sapphiro Credit Card

The Emirates Skywards ICICI Bank Sapphiro Credit Card is designed for frequent travelers and reward seekers. It offers up to 2% rewards on all purchases, two complimentary international lounge visits per year, and Emirates Silver Tier membership. The first-year fee is ₹5,000 plus applicable taxes, providing premium travel and lifestyle benefits.

Emirates Skywards ICICI Bank Sapphiro Credit Card

About Emirates Skywards ICICI Bank Sapphiro Credit Card

The Skywards Sapphiro Travel Credit Card is a mid-tier co-branded travel card designed for frequent flyers and rewards enthusiasts. It carries an annual fee of ₹5,000 and provides benefits related to card activation, renewal, travel, and reward points accumulation.

Cardholders can earn up to 2% travel miles on their purchases, which can be redeemed for flight bookings, upgrades, and other travel-related expenses. The card also includes complimentary Silver Tier membership, although renewal of this tier requires an annual spend of ₹5 lakh, which may not suit all users.

This card provides rewards even on routine expenses like utilities and insurance, helping users maximize points in less obvious categories. Frequent travelers can also enjoy two complimentary domestic lounge visits per quarter and two international lounge visits per year, though these benefits are contingent on a minimum quarterly spend of ₹75,000.

Overall, the Skywards Sapphiro Travel Credit Card is suitable for travelers who want meaningful travel perks and rewards without opting for a top-tier premium card. However, the spending thresholds for lounge access and tier renewal may limit its appeal for some users.

Rewards & Travel Benefits

Rewards Program

  • Earn 2 Reward Miles for every Rs. 100 spent on general purchases.

  • Earn 1 Reward Mile for every Rs. 100 spent on utility bills, insurance, and other recurring payments.

  • Accumulated Reward Miles can be redeemed for flight tickets, seat upgrades, or other travel-related perks through the card’s official rewards platform.

Lounge Access Benefits

  • Enjoy 2 complimentary visits to domestic airport lounges every quarter.

  • Avail 2 complimentary international airport lounge visits annually.

Other Features & Benefits

Welcome Benefits

  • Complimentary Silver Tier Membership in the airline loyalty program.

  • Bonus 5,000 Reward Miles upon payment of the joining fee.

Annual Benefits

  • Silver Tier Membership renewal on spending Rs. 5 Lakh in a year.

  • Earn 5,000 Reward Miles on spending Rs. 1 Lakh annually.

  • Entertainment Offer: Buy 1 Get 1 offer on movie tickets, up to Rs. 500 off on the second ticket, available twice a month.

  • Dining Offer: Special dining discounts and deals through the card’s culinary rewards program.

  • Fuel Surcharge Waiver: 1% waiver on fuel purchases between Rs. 400 and Rs. 4,000 at all fuel stations, up to Rs. 250 per month.

Emirates Skywards ICICI Bank Sapphiro Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Fees and Charges

Fee Type Amount
Joining Fee Rs. 5,000
Annual Fee Rs. 5,000
Finance Charges 3.75% p.m. (45.% p.a.)
Late Payment Charges
For Statement Balance:
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Things to Know Before You Apply

Who Should Consider This Card

  • Frequent travelers who want to earn airline reward miles on their everyday spending.

  • Those comfortable with redeeming rewards primarily for airline-related benefits.

  • Individuals who can spend Rs. 5 Lakh annually to fully utilize tier renewal benefits.

  • People interested in enjoying entertainment and dining perks along with travel rewards.

Eligibility Criteria

  • Age: 21 to 60 years.

  • Occupation: Salaried or self-employed.

  • Income Requirement: As specified during the application process.

Steps to Close Emirates Skywards ICICI Bank Sapphiro Credit Card

If you wish to permanently close your Emirates Skywards ICICI Bank Sapphiro Credit Card, you can follow the official methods provided by ICICI Bank. You can choose between online and offline options based on your convenience.

Close via Net Banking (Online Method)

  • Log in to your ICICI Bank Net Banking account

  • Go to the “My Cards” section

  • Select your credit card and choose the “Deactivate/Close Card” option

  • Follow the on-screen instructions and confirm your request

Note: The closure request may take a few working days to be processed.

Close via Customer Care

  • Call the helpline numbers:

  • Inform the executive that you want to close your credit card

  • Provide required details such as:

    • Last 4 digits of your card

    • Registered mobile number

    • Identity verification details

  • Complete the process as guided by the representative

Important Points to Remember

  • Clear all outstanding dues, including EMIs, interest, and charges

  • Redeem your reward points or miles before closure

  • Cancel any auto-debits or subscriptions linked to the card

  • Do not use the card after submitting the closure request

  • Wait for confirmation via SMS or email once the card is closed

After Closure

  • Cut the card diagonally across the chip and magnetic strip

  • Check your credit report after a few weeks to ensure the account status shows “Closed”

Emirates Skywards ICICI Bank Sapphiro Credit Card Helpline Number

If you need assistance with your Emirates Skywards ICICI Bank Sapphiro Credit Card, you can contact the customer support team of ICICI Bank for help with billing, payments, card blocking, reward points, and other services.

📞 Customer Care Helpline Numbers

  • Toll-Free Number (India): 1800 1080

Available 24×7 for all general and credit card-related queries

Support for Customers Travelling Abroad

This number can be used by domestic customers when travelling overseas.

NRI Customer Support

Email Support

You can send your queries or requests from your registered email ID for faster assistance.

Services Available

You can contact customer care for:

  • Billing and statement-related assistance

  • Reporting lost or stolen cards

  • Transaction disputes or fraud issues

  • Reward points and travel benefits queries

  • Credit card closure or upgrade requests

Important Tips

  • Keep your registered mobile number and card details ready before contacting support

  • Never share sensitive information like OTP, PIN, or CVV

  • Use only official ICICI Bank channels for communication

  • In case of suspicious activity, block your card immediately

FAQs

Does this credit card offer complimentary airline membership?

Yes, this card provides complimentary Silver Tier membership in the airline’s loyalty program at the time of joining. Renewal of the membership in subsequent years requires annual spending of Rs. 5 Lakh.

You can apply through the official website of the issuing bank or by contacting the bank’s customer care. Ensure you meet the eligibility criteria before submitting your application.

The credit limit is determined by the bank based on factors such as your credit score, income, employment history, and repayment behavior. The exact limit is communicated once the application is approved.

Yes, cardholders receive 2 complimentary domestic lounge visits per quarter and 2 complimentary international lounge visits per year. Some minimum spend criteria may apply to avail these benefits.

Rewards are accumulated in the form of airline miles, which can be redeemed for flight tickets, seat upgrades, or other travel-related bookings through the card’s rewards platform.