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Federal Celesta Credit Card

A travel-oriented credit card designed for frequent flyers and dining enthusiasts. It offers complimentary domestic and international lounge access, reduced foreign currency charges, and enhanced reward earnings on dining expenses. With no first-year fee, it suits users seeking travel comfort, global usage savings, and rewarding everyday spending benefits.

Federal Celesta Credit Card

About Federal Celesta Credit Card

This no-fee credit card is designed for users who want a balance of rewards and travel-related advantages. It allows higher reward earnings on travel bookings and international transactions, making it appealing for frequent travellers. Added benefits such as reduced foreign currency conversion charges and complimentary access to select airport lounges further improve the overall travel experience and help lower out-of-pocket expenses during trips.

Apart from travel perks, the card also provides accelerated rewards on dining spends along with standard rewards on other purchases. New users receive a digital welcome voucher, adding instant value without any joining cost. With benefits extending across travel, dining, shopping, and everyday usage, this card works well as a versatile option for individuals seeking simple rewards and broad lifestyle benefits.

Rewards & Travel Benefits

Reward Earnings

  • Earn accelerated reward points on travel bookings and overseas transactions.

  • Receive additional reward points when spending at restaurants and cafés.

  • Get standard reward points on all other eligible purchases.

Travel Privileges

  • Enjoy reduced foreign currency conversion charges on international transactions.

  • Complimentary access to selected international airport lounges each year.

  • Free domestic lounge visits available quarterly after meeting the required spending criteria in the previous quarter.

Other Features & Benefits

  • Movie Offer: Enjoy a buy-one-get-one deal on movie tickets at participating cinema partners, subject to applicable terms and limits.

  • Welcome Bonus: Receive a digital shopping voucher after completing a minimum spend within the first month of card activation.

  • Fuel Savings: Get a waiver on fuel surcharge charges on eligible fuel transactions across petrol pumps in India.

  • Special Privileges: Access exclusive card network deals and promotions across categories such as travel, dining, shopping, and lifestyle experiences.

Federal Celesta Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Federal Celesta Credit Card: Fees & Charges

Particulars Amount
Joining Fee Nil
Annual Fee Nil
Finance Charges 0.69% to 3.49% p.m. (8.28% to 41.88% p.a.)
Late Payment Fee
On outstanding balance of:
Up to Rs. 250 Nil
Between Rs. 251 to Rs. 1,000 Rs. 250
Between Rs. 1,001 to Rs. 5,000 Rs. 500
Between Rs. 5,001 to Rs. 25,000 Rs. 1,000
Above Rs. 25,000 Rs. 1,250

Things to Know Before You Apply

This card could be suitable if:

  • You want a beginner-friendly credit card with no joining or yearly charges.

  • You prefer higher reward earnings on travel bookings and overseas transactions.

  • You are looking to reduce costs on international purchases with lower foreign currency fees.

  • You dine out regularly and wish to earn extra rewards on restaurant and dining expenses.

Steps to Close Federal Celesta Credit Card

If you want to cancel your Federal Celesta Credit Card, it’s important to follow the correct steps to ensure a smooth and secure closure process.

  • Step 1: Review Your Finances:- Before initiating the closure, check your card account carefully. Make sure all dues are cleared and any automatic payments linked to the card are shifted to another payment method.
  • Step 2: Reach Out to Customer Support:- Contact the customer service team of Federal Bank through their helpline or by visiting a nearby branch. Keep your card details and personal information ready for verification.
  • Step 3: Submit Closure Request:- Inform the bank representative about your intention to close the credit card. You may be asked to verify your identity by answering a few security questions.
  • Step 4: Clear All Outstanding Amounts:- Ensure that there are no pending dues on your card, including purchases, EMIs, interest, or charges. Your request will only be processed once the balance is fully paid.
  • Step 5: Get Closure Confirmation:- After clearing all dues, ask for an official confirmation of closure. This may be provided as a reference number or confirmation via email or SMS. Keep it safely for future use.
  • Step 6: Safely Dispose of the Card:- Once the closure is confirmed, destroy your credit card by cutting it into pieces to avoid any misuse.

Important Tips

  • Redeem all reward points before closing the card

  • Avoid using the card after submitting the closure request

  • Check your credit report later to ensure the account is marked as closed

Federal Celesta Credit Card Helpline Number

For any assistance related to your Federal Celesta Credit Card, you can contact the customer support team of Federal Bank. They can help you with billing queries, payments, card blocking, and closure requests.

Customer Care Helpline Numbers

📞 1800 425 1199
📞 1800 420 1199

You can call these toll-free numbers and follow the IVR instructions to connect with a customer care executive.

Branch Support

You can also visit the nearest Federal Bank branch to get in-person assistance for your credit card queries or service requests.

Services Available

  • Credit card billing and transaction support

  • Payment and statement-related queries

  • Reporting lost or stolen cards

  • Credit card closure or cancellation requests

  • General banking assistance

Important Note

  • Keep your card details and registered mobile number ready while calling

  • Use official contact details to avoid fraud or unauthorized access

 

FAQs

What are the ways to apply for this credit card?

You can submit an application online through the card issuer’s official digital platform. Alternatively, you may apply in person by visiting a nearby branch and completing the required paperwork.

Yes, eligible cardholders receive complimentary access to selected domestic and international airport lounges, subject to usage limits and spending conditions.

Both variants offer similar core benefits. The main difference lies in network-specific offers, where each version provides access to exclusive deals from its respective card network.

This card is offered without a joining or yearly fee during the applicable offer period. Terms may change, so it is advisable to check current conditions before applying.

Resident individuals within the eligible age bracket can apply. Both salaried and self-employed applicants are considered, subject to income and credit assessment.

The assigned credit limit depends on factors such as income level, credit history, repayment behavior, and internal assessment policies of the card issuer.