About Fibe Axis Bank Credit Card
The Fibe Axis Bank Credit Card is a RuPay card that comes with no annual fee, offered exclusively in partnership with the financial platform Fibe. This card rewards users with cashback on all spending, with higher benefits on categories such as dining, entertainment, and transportation. Available only to Fibe account holders, it is also promoted as India’s first numberless card, enhancing security by removing sensitive details like the CVV from the physical card. Keep reading for more insights on the features of the Fibe Axis Bank Credit Card.
Note: This credit card cannot be applied for via Paisabazaar.com. The information provided here is for reference purposes only. Interested users should visit the official Axis Bank website to learn more or apply.
Cashback Benefits of Fibe Axis Bank Credit Card
- 3% Cashback: Earn up to 3% cashback on entertainment, online food delivery, and local commuting expenses.
- 1% Cashback: Get 1% cashback on all other purchases, including UPI payments linked to your credit card.
- Minimum Transaction: Cashback is applicable only on transactions of Rs. 100 and above.
- Maximum Cashback: You can receive a maximum of Rs. 1,500 cashback per billing cycle.
Other Features & Benefits of Fibe Axis Bank Credit Card
Airport Lounge Access: Enjoy up to 4 complimentary visits to domestic airport lounges annually (1 per quarter).
Dining Discounts: Get up to 15% off, capped at Rs. 500, at select partner restaurants through the Axis Bank Dining Delights Program via EazyDiner.
Fuel Surcharge Waiver: Avail a 1% waiver on fuel surcharge up to Rs. 400 per month for fuel transactions between Rs. 400 and Rs. 5,000.
Fibe Axis Bank Credit Card Reward Points & Cashback Calculator
Axis Bank Fibe Credit Card: Fees & Charges
Things to Know Before Applying for Fibe Axis Bank Credit Card
Who should consider this card:
You want a lifetime-free credit card with no annual charges.
You prefer cashback rewards rather than accumulating points.
You regularly spend on dining, entertainment, or commuting categories.
You rarely travel internationally.
Who might look for other options:
You want category-specific benefits for fuel, shopping, or other segments.
You are willing to pay a higher annual fee for enhanced perks and privileges.
You prefer earning reward points over cashback on your spends.
Steps to Close Fibe Axis Bank Credit Card
If you are planning to close your Fibe Axis Bank Credit Card, it is important to follow the proper procedure provided by Axis Bank to ensure a smooth and hassle-free cancellation.
Review Your Decision
Before initiating the closure, understand your reason for cancelling the card. This could be due to high annual fees, low usage, or switching to a better option. Also consider how closing the card may impact your credit score, especially if it has a long history.
Clear All Outstanding Dues
Ensure your credit card account has zero pending balance before submitting the request. Pay all dues including
- Total outstanding amount
- Any ongoing EMIs
- Interest charges
- Late payment fees or penalties
The bank will process your request only after all dues are cleared.
Submit a Closure Request
You can request closure through multiple channels such as
- Customer support email
- Net banking or mobile banking
- Submitting a written request to the bank
Details you may need to provide
- Cardholder’s full name
- Last four digits of the credit card
- Registered mobile number or email ID
Request Confirmation
After placing your request, make sure you receive confirmation from the bank through
- SMS notification
- Email confirmation
This confirmation should clearly indicate that your credit card has been successfully closed.
Destroy the Credit Card
Once closure is confirmed
- Cut the card diagonally across the chip and magnetic strip
- Dispose of it safely to prevent misuse
Check Your Credit Report
- After a few weeks, check your credit report to ensure the card status is updated as “Closed”
- If you notice any discrepancy, report it immediately to the bank or the credit bureau
Important Points
- Do not use the card after submitting the closure request
- Cancel all auto-debits and subscriptions linked to the card
- Keep records of all communication and acknowledgements
- Monitor your account until the closure status is properly updated
Fibe Axis Bank Credit Card Helpline Number
If you need assistance related to your Fibe Axis Bank Credit Card, you can contact the Axis Bank customer support team. They provide help with billing queries, payments, card blocking, reward points, and other credit card services.
Customer Care Helpline Numbers
You can contact Axis Bank using the following numbers
- Toll-Free Numbers
- Alternate Numbers (Chargeable)
WhatsApp Banking Support
- Send “Hi” to 7036165000 on WhatsApp
- You can quickly access basic services and customer support
SMS Banking Services
- Send BAL to 56161600 or 9951860002
- Use your registered mobile number to check your account balance
Other Support Channels
Axis Bank also provides additional customer support options such as
- Missed call banking services
- SMS-based assistance
- NRI customer support
- Branch and ATM locator services
- Complaint and grievance redressal support
- Fraud reporting and security assistance
- Do Not Call (DNC) service requests
Services Available
- Assistance with credit card billing and transaction-related queries
- Support for payments and statement issues
- Help with reporting and blocking lost or stolen cards
- Card replacement or reissue requests
- Guidance for credit card closure or cancellation
- General banking and account-related support
Important Points
- Always use official Axis Bank contact details to avoid fraud or scams
- Keep your registered mobile number and card details ready for verification
- Never share sensitive information such as OTP, PIN, or CVV
- Make sure to note your complaint or reference number for future tracking
