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Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is designed for frequent online shoppers, offering attractive cashback benefits. Earn 7.5% cashback on Myntra purchases, 5% cashback on Flipkart spends, and 5% on Cleartrip bookings. With a low first-year fee of ₹500 plus taxes, this co-branded card enhances your online shopping and travel experience efficiently.

Flipkart Axis Bank Credit Card

About Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is a popular choice for online shoppers in India, offering attractive cashback benefits. Cardholders can enjoy up to 7.5% cashback on Myntra purchases, 5% on Flipkart and Cleartrip bookings, and 4% on select merchants like cult.fit, PVR, Swiggy, and Uber. Its perks extend beyond shopping, covering travel, dining, entertainment, and lifestyle categories.

This card offers a standard 1% cashback on all other spends. The inclusion of Myntra and Cleartrip in the higher cashback tier adds extra value for frequent online buyers and travelers.

Unlike many co-branded cards that credit rewards as points or wallet balances, the cashback here is directly reflected in the credit card statement, making redemption straightforward. Even with occasional adjustments to the program, the Flipkart Axis Bank Credit Card remains an appealing option for users who primarily shop on Flipkart and Myntra or book trips through Cleartrip.

Welcome & Cashback Benefits

Welcome Offers

  • Get a Flipkart voucher worth Rs. 250 when you make your first purchase within 30 days of card activation.

  • New Swiggy users can enjoy 50% off (up to Rs. 100) on their first order using the code “AXISFKNEW”.

Cashback Rewards

  • Earn 7.5% cashback on Myntra, with a quarterly cap of Rs. 4,000.

  • Receive 5% cashback on Flipkart and Cleartrip, each capped at Rs. 4,000 per quarter.

  • Enjoy unlimited 4% cashback on select merchants including cult.fit, PVR, Swiggy, and Uber.

  • Earn unlimited 1% cashback on all other purchases outside Flipkart and the preferred merchant list.

Other Features & Benefits

Fuel Surcharge Waiver

  • Get a 1% waiver on fuel transactions between Rs. 400 and Rs. 4,000, with a maximum benefit of Rs. 400 per month.

Dining Privileges

  • Enjoy up to 15% discount (capped at Rs. 500) at over 10,000 partner restaurants through the Axis Bank Dining Delights program.

EMI Conversion

  • Transactions above Rs. 2,500 can be converted into easy EMIs via phone banking.

Annual Fee Waiver

  • The annual fee is waived if your yearly spending reaches Rs. 3.5 lakh.

Flipkart Axis Bank Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Flipkart Axis Credit Card: Fees & Charges

Fee Type Amount
Joining Fee Rs. 500 + Taxes
Annual Fee Rs. 500 + Taxes
Finance Charges 3.75% per month
Late Payment Charges
For Statement Balance:
Less than Rs. 500 Nil
From Rs. 501 to Rs. 5,000 Rs. 500
From Rs. 5,001 to Rs. 10,000 Rs. 750
Greater than Rs. 10,000 Rs. 1,200

Flipkart Axis Credit Card Vs. Amazon ICICI Credit Card

The Amazon Pay ICICI Credit Card comes with no annual fee for life, making it a completely fee-free option. In contrast, the Flipkart Axis Bank Credit Card has an annual fee of Rs. 500, which can be waived if your total spending in the previous year reaches Rs. 3.5 lakh.

A comparison between the two cards is summarized below:

Parameters Flipkart Axis Card Amazon ICICI Card
Maximum Cashback 7.5% (on Myntra) 5% (with Flipkart and Cleartrip) 5% (on Amazon spends for Prime members)
Flat Cashback Rate 1% 1%
Cashback on Partner Merchants 4% on cult.fit, PVR, Swiggy, & Uber 2% on Yatra.com, Faasos, Haptik, BookMyShow, redBus, FreshMenu, Chumbak, etc.
Cashback Credit Statement Balance Amazon Pay
Pros
  • Same cashback for all Flipkart users
  • Base cashback rate is decent
  • Good cashback on partner brands
  • Unlimited rewards
  • Good cashback for Amazon Prime holders
  • Multiple partner merchants
  • Covers cashback on bill payments, wallet reloads
  • Unlimited rewards
Cons
  • No benefits on utility bill payments
  • No complimentary lounge access benefits
  • Low cashback rate for non-prime members
  • No complimentary lounge access benefits
Get the card if You frequently shop with Flipkart and other partner merchants like Myntra, Cleartrip, Uber, PVR, etc. You are an Amazon loyalist and have the Prime membership

Things to Consider Before Applying

Who Should Consider This Card

  • Regular Flipkart shoppers, both for everyday and large purchases.

  • Frequent travelers who often book through Cleartrip.

  • Users seeking a credit card with a low annual fee and attractive cashback on online shopping.

  • New Swiggy users aiming to take full advantage of the welcome offers.

Other Similar Cards

  • Amazon Pay ICICI Credit Card

  • HDFC Millennia Credit Card

  • YES Bank Paisabazaar PaisaSave Credit Card

Steps to Close Flipkart Axis Bank Credit Card

If you plan to deactivate your Flipkart Axis Bank Credit Card, it is important to follow the official closure procedure defined by Axis Bank to ensure a smooth and secure process.

Evaluate Your Decision

  • Before proceeding, take a moment to understand why you want to close the card. Common reasons include annual charges, low usage, or switching to another credit card. Also, keep in mind that closing an older credit card may affect your credit score and overall credit history.

Clear All Outstanding Dues

Ensure that there are no pending payments on your credit card. Settle all dues, including:

  • Total outstanding balance
  • EMIs or installment payments
  • Interest charges
  • Late fees or penalties

The bank will only proceed with the closure once your account is fully cleared.

Submit Closure Request

You can initiate the closure request through multiple channels, such as:

  • Internet banking or mobile banking
  • Customer care support
  • Email or a written request to the bank

While submitting the request, you may need to provide:

  • Full name of the cardholder
  • Last four digits of the credit card
  • Registered mobile number or email ID

Confirm the Request

  • After submitting your request, ensure that you receive confirmation via SMS or email stating that the closure request has been successfully registered or completed.

Stop Using the Card

  • Avoid making any transactions after placing the closure request, as new activity may delay or cancel the process.

Dispose of the Card Securely

Once the closure is confirmed:

  • Cut the card diagonally across the chip and magnetic strip
  • Dispose of it safely to prevent any misuse

Verify Credit Report

  • After a few weeks, check your credit report to ensure that the card status is updated as “Closed”.
  • If you notice any discrepancy, report it immediately to the bank or the credit bureau.

Important Points to Remember

  • Cancel all auto-debits, subscriptions, and recurring payments linked to the card
  • Redeem any remaining reward points before closure, as they may expire afterward
  • Keep a record of all communications and acknowledgements for future reference
  • Monitor your account until the closure process is fully completed

Flipkart Axis Bank Credit Card Helpline Number

If you require help with your Flipkart Axis Bank Credit Card, you can contact the customer support team of Axis Bank. The bank provides assistance for billing issues, payments, card blocking, reward-related queries, and other credit card services.

Customer Care Helpline Numbers

WhatsApp Banking Support

You can also use WhatsApp banking for quick assistance:

  • Send “Hi” to 7036165000 from your registered mobile number

This service allows you to access basic banking features and receive instant support.

SMS Banking Services

To check your account balance:

Other Support Channels

Axis Bank offers multiple additional support options, including:

  • Missed call banking services
  • SMS-based assistance
  • NRI customer support
  • Branch and ATM locator services
  • Complaint and grievance redressal
  • Fraud reporting and security support
  • Do Not Call (DNC) service requests

Services Available

  • Help with billing and transaction-related concerns
  • Support for payments and credit card statements
  • Assistance in reporting and blocking lost or stolen cards
  • Requests for card replacement or reissue
  • Guidance for credit card closure or cancellation
  • General banking and account-related assistance

Important Points

  • Always use official contact channels for secure communication
  • Keep your registered mobile number and card details ready for verification
  • Do not share confidential information such as OTP, PIN, or CVV
  • Make sure to note your complaint or reference number for future tracking and follow-up

FAQs

Is Flipkart Axis Bank Credit Card better than Amazon Pay ICICI Credit Card?

Both are co-branded credit cards with cashback benefits on their respective platforms. Flipkart Axis offers higher rewards on Flipkart and partner brands, while Amazon Pay ICICI provides enhanced benefits on Amazon and Amazon Pay merchants. Your choice should depend on which platform you shop on more frequently.

The card provides 5% cashback on Flipkart and Cleartrip, but this is capped at Rs. 4,000 per quarter per platform, so it is not unlimited.

Yes, you can use the card for offline purchases, online shopping, and at ATMs. Cash withdrawals incur a 2.5% fee (minimum Rs. 500) plus finance charges of 3.75% per month from the day of withdrawal, making this an expensive form of credit.

The 1% fuel surcharge waiver applies at petrol pumps across India. Transactions must be between Rs. 400 and Rs. 4,000, with a maximum waiver of Rs. 400 per month.

Late payment penalties are:

  • Rs. 500 for dues between Rs. 501 – Rs. 5,000

  • Rs. 750 for dues between Rs. 5,001 – Rs. 10,000

  • Rs. 1,200 for dues above Rs. 10,000

You can apply online via Axis Bank’s official website or through platforms like Paisabazaar. Offline applications are also accepted at Axis Bank branches, with submission of the required documents.

The card has an annual fee of Rs. 500, but it can be waived if your yearly spending exceeds Rs. 3.5 lakh. First-year fee waivers may also apply for applications via Paisabazaar.

The card does not provide cashback on certain categories such as government payments, fuel (except surcharge waiver), EMI transactions, wallet loading, rentals, insurance, utilities, education, and jewelry purchases. The annual fee waiver requires a relatively high spending threshold for an entry-level card.

You can contact Axis Bank Credit Card support at 1860-419-5555 or 1860-500-5555.

Yes, the card works for all online and offline transactions. However, the accelerated cashback is limited to Flipkart, Cleartrip, and select partner brands. Usage details can also be tracked through net banking.