HDFC Bank Pixel Play Credit Card

The HDFC Bank Pixel Play Credit Card is a cashback-focused card designed for everyday spending. It offers zero joining and annual fees for a limited time, attractive cashback across categories, and dining savings through partner platforms, making it suitable for users seeking simple rewards and cost-effective benefits.

HDFC Bank Pixel Play Credit Card

About HDFC Bank Pixel Play Credit Card

Pixel Play is a fully digital credit card positioned above the basic Pixel variant. It allows users to personalise certain aspects such as cashback categories, card appearance, and billing cycle date. Cashback is earned as reward credits that can be redeemed within a linked digital wallet for bill payments, recharges, or brand vouchers. While redemption choices are varied, usage remains limited to the wallet ecosystem.

This card follows a customisable rewards concept similar to other modular cards available in India. However, most features remain fixed, with customisation limited to selecting two cashback combinations from predefined options. These cover multiple spending categories and popular lifestyle and shopping brands. Additionally, users can opt to earn higher cashback on a single preferred online marketplace from the available choices.

Cashback Structure

  • Earn up to 5% cashback by selecting any two preferred cashback packs, with a monthly cap on reward points

  • Available packs cover dining, entertainment, travel, grocery, electronics, and fashion categories across popular partner brands

  • Get 5% cashback on purchases made through the in-house rewards platform, subject to a monthly limit

  • Receive 3% cashback on spending with one chosen online shopping platform, up to a defined monthly cap

  • Enjoy 1% cashback on UPI transactions for supported variants, with a monthly ceiling

  • Earn 1% cashback with no upper limit on all remaining eligible spends

Other Features & Benefits

  • Welcome Offer: The one-time joining charge is reversed when total spends reach a specified amount within the first few months of card activation

  • Annual Fee Waiver: The renewal fee is not charged if yearly spending crosses the required threshold in the previous year

  • Dining Privileges: Enjoy savings of up to 10% on restaurant payments made through partnered dining platforms for a limited period

  • Fuel Savings: Get a fuel surcharge refund on eligible fuel transactions across petrol pumps nationwide, within the prescribed transaction range

HDFC Bank Pixel Play Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

HDFC Bank Pixel Play: Fees & Charges

Particulars Amount
Joining Fee Nil
Annual Fee Nil
Forex Markup Fee 3.5%
Finance Charges 3.60% per month | 43.2% per annum
Late Payment Charges
On outstanding balance of –
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Things to Know Before You Apply

This card may suit you if:

  • You are looking for a cashback-focused credit card with a modest annual fee

  • A large portion of your expenses falls within the partnered brands and categories

  • You prefer having the flexibility to choose select reward or cashback benefits

  • You are comfortable redeeming earned cashback through a digital wallet for bill payments, recharges, or brand vouchers

Steps to Close HDFC Bank Pixel Play Credit Card

You can close your Pixel Play Credit Card using HDFC Bank’s online MyCards portal, which is simple and secure. Follow these steps:

  1. Access the Online Portal
    • Go to HDFC MyCards.

    • This portal allows you to manage all your HDFC Bank credit cards in one place.

  2. Enter Your Registered Mobile Number

    • Provide your 10-digit mobile number registered with the credit card account.

    • An OTP will be sent to this number for verification.

  3. Select the Credit Card to Close

    • If you have multiple HDFC credit cards:

      • Select the Pixel Play Credit Card from the list.

      • If your card is not registered, you can add it using the last 4 digits.

    • If you have only this card, simply proceed to the next step.

  4. Choose the Closure Reason

    • Pick the reason for closing the credit card from the provided options.

    • This helps the bank improve services and may influence retention offers.

  5. Authenticate with OTP

    • Enter the OTP sent to your registered mobile number to confirm your request.

  6. Submission Confirmation

    • Once submitted, your closure request will be successfully logged.

    • Keep a screenshot or acknowledgment of the submission for future reference.

Important Tips

  • Make sure all outstanding balances (purchases, EMIs, fees, interest) are cleared before closure.

  • Update any auto-debits or subscriptions linked to this card.

  • Monitor your credit report after a few weeks to ensure the card shows as “closed.”

HDFC Bank Pixel Play Credit Card Helpline Number

If you need help with your HDFC Bank Pixel Play Credit Card—such as billing queries, payments, lost card reporting, or account updates—you can contact HDFC Bank’s customer care through multiple channels:

📞 HDFC Credit Card Customer Care Numbers (India)

Support for Customers Traveling Abroad

Other Dedicated Numbers

You can call from any major city including Bangalore, Chennai, Mumbai, Delhi, Lucknow, Pune, Kolkata, Jaipur, Surat, Hyderabad, and Kochi.

Email Support

Postal & Courier Support

  • Via Post:- Manager, HDFC Bank Cards Division PO BOX # 8654, Thiruvanmiyur PO Chennai – 600 041
  • Via Courier:- Manager, HDFC Bank Cards Division # 8, Lattice Bridge Road Thiruvanmiyur, Chennai – 600 041

SMS Banking for Credit Card Services

  • Register by sending:- Register <Last 4 digits of customer ID> <Last 4 digits of account number> to 7308080808

  • After registration, you can:

    • View reward points

    • Convert purchases into EMIs

    • Block your card

    • Raise credit card disputes

Important Tips

  • Keep your registered mobile number and card details ready for verification.

  • Never share CVV, PIN, or OTP with anyone.

  • Use only official HDFC Bank channels to avoid fraud.

FAQs

Who can apply for this credit card?

Both salaried and self-employed applicants can apply, provided they fall within the eligible age bracket and meet the minimum income criteria set for their employment type.

Cashback is not applicable on certain transactions such as fuel purchases, rent payments, EMIs, wallet top-ups, and payments made towards government services.

The card can be applied for through a digital application process available on the issuer’s official mobile platform.

Yes, the RuPay variant of this card allows users to earn cashback on UPI-based transactions, subject to applicable limits and terms.

Yes, eligible fuel transactions made within the specified amount range qualify for a surcharge refund, capped at a monthly limit.