About the Prestige Lifestyle Credit Card
The Prestige Lifestyle Credit Card is a high-end card designed to cater to the premium lifestyle needs of affluent users. While an upgraded metal edition exists for those seeking elite privileges, the standard Prestige card continues to provide excellent value for cardholders looking for comprehensive lifestyle rewards. Users can earn up to 4 reward points per Rs. 100 spent, including on typically excluded categories such as utility bills and insurance. Additional perks include complimentary movie tickets, golf session privileges, shopping vouchers, unlimited airport lounge access, and more.
Compared to other ultra-premium cards, the Prestige card has a relatively modest per-redemption value and limited redemption choices. However, the introduction of a dedicated rewards portal has improved its utility, allowing cardholders to earn accelerated rewards—up to 6% on flight and voucher purchases and 12% on hotel bookings—making it particularly attractive for frequent travelers and shoppers. Those willing to leverage the portal for travel and shopping can maximize their rewards. Users seeking higher base redemption values or more straightforward rewards may explore alternative premium credit cards in the market.
Reward Structure & Travel Perks
Rewards Program:
Earn 4 reward points for every Rs. 100 spent on shopping and retail purchases.
Earn 1 reward point for every Rs. 100 spent on utility bills and insurance payments.
Each reward point has a value of Rs. 0.25.
Travel Benefits:
- Unlimited access to domestic airport lounges.
- Complimentary international lounge access through Priority Pass membership.
- Low foreign exchange markup fee of 2% on international transactions.
- Travel cancellation protection with refunds up to Rs. 12,000.
Additional Lifestyle Privileges
- Entertainment: Buy one ticket for movies or events and get up to Rs. 750 off on a second ticket, up to four times each month.
- Golf: Enjoy 4 complimentary rounds or lessons per month, earned at a rate of 1 round per Rs. 50,000 spent in the previous month.
- Birthday Reward: Receive a shopping voucher worth Rs. 5,000 as a special birthday gift.
- Concierge Service: 24×7 assistance for reservations at restaurants, hotels, flights, movie tickets, car rentals, gift deliveries, and more.
- Dining: Exclusive dining discounts through a premium culinary rewards program.
- Fuel: 1% waiver on fuel surcharges across all fuel stations nationwide.
- Insurance Coverage:
Accidental Air Travel: Rs. 3 Crore
Purchase Protection: Rs. 1,40,000
Hijacking Coverage: Rs. 1 Lakh
Credit Shield: Rs. 1 Lakh
Loss of Checked-in Baggage: Rs. 84,000
Card Liability Protection: Rs. 50,000
Medical Expenses from Rail/Road Accidents: Rs. 50,000
Loss of Passport or Travel Documents: Rs. 35,000
Baggage Insurance: Rs. 25,000
Delay of Checked-in Baggage: Rs. 21,000
Missed Connecting International Flight: Rs. 21,000
Flight Delay Compensation: Rs. 17,500
ICICI Bank Emeralde Credit Card Reward Points & Cashback Calculator
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Things to Consider Before Applying
Ideal For You If:
You already hold credit cards that offer strong reward points.
You are comfortable making most of your travel and shopping purchases at select partner stores.
You prefer redeeming rewards for products rather than airline miles or account credit.
You plan to spend around Rs. 10 lakh annually to qualify for the annual fee waiver.
Eligibility Criteria:
Age: Between 21 and 65 years
Salaried Professionals: Minimum monthly income of Rs. 1.5 lakh
Self-Employed Individuals: Annual taxable income of Rs. 18 lakh or higher
Steps to Close ICICI Bank Emeralde Credit Card
If you want to permanently close your Emirates Skywards ICICI Bank Sapphiro Credit Card, you can use either online or offline methods offered by ICICI Bank.
Close via Net Banking (Online Method)
Log in to your ICICI Bank Net Banking account.
Navigate to the “My Cards” section.
Select the credit card you want to close and choose “Deactivate/Close Card”.
Follow the on-screen instructions and confirm your closure request.
Note: The closure request may take a few working days to process.
Close via Customer Care
Call the ICICI Bank customer care numbers:
Inform the executive that you wish to close your credit card.
Provide the following details for verification:
Follow the instructions provided by the representative to complete the closure request.
Important Points to Remember
Clear all outstanding dues, including EMIs, interest, and other charges.
Redeem reward points or miles before closing the card, as they may expire.
Cancel any auto-debits or subscriptions linked to the card.
Do not use the card once the closure request is submitted.
Wait for confirmation via SMS or email from the bank.
After Closure
ICICI Bank Emeralde Credit Card Helpline Number
If you need assistance with your Emirates Skywards ICICI Bank Sapphiro Credit Card, ICICI Bank provides multiple support channels for billing, payments, card blocking, reward points, and other services.
Customer Care Helpline Numbers (India)
Support for Customers Travelling Abroad
NRI Customer Support
Email Support
