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IKEA Family Credit Card by Axis Bank

The IKEA Family Credit Card by Axis Bank comes with zero joining and annual fees. Cardholders earn 3 reward points for every Rs. 100 spent on IKEA purchases. Additionally, users can enjoy up to 15% discounts on dining through the EazyDiner platform, making it ideal for shopping and lifestyle benefits.

IKEA Family Credit Card by Axis Bank

About IKEA Family Credit Card

The Home & Lifestyle Credit Card is a co-branded card designed to give enhanced rewards on purchases at select home and furniture stores. This card comes with no annual fee for life and primarily focuses on earning reward points. While it provides value on store-specific spends, the overall reward rate is modest compared to other no-annual-fee shopping cards. Cardholders can earn up to 0.6% in rewards on specialty store purchases, which decreases to around 0.2% for spending in other categories.

Rewards Program

Earning Points:

  • Earn 3 reward points for every Rs. 100 spent at select home furnishing stores, via app or website.

  • Earn 2 reward points for every Rs. 100 spent on dining and food services.

  • Earn 1 reward point for every Rs. 100 spent on all other purchases.

Redeeming Points:

  • Points can be redeemed for travel bookings or purchases through the dedicated rewards catalog.

  • Additionally, accumulated points can be used for in-store and online purchases at select home furnishing outlets.

Value of Points:

  • 1 reward point is equivalent to Re. 0.20.

Other Features & Benefits

In addition to rewards on co-branded and regular spends, the card provides the following perks:

EMI Facility:

  • Convert purchases of Rs. 2,500 or more into easy EMIs at an interest rate of 13% p.a., applicable within 60 days from the transaction date.

Dining Offers:

  • Enjoy up to 15% discount (maximum Rs. 500) on dining under the exclusive Dining Rewards Program.

Fuel Surcharge Waiver:

  • Get 1% waiver on fuel surcharge (up to Rs. 400 per month) for fuel transactions ranging from Rs. 400 to Rs. 5,000 at all petrol pumps.

IKEA Family Credit Card by Axis Bank Reward Points & Cashback Calculator

Reward Points Calculator

IKEA Axis Bank Credit Card: Fees & Charges

Fee Type Amount
Joining Fee Nil
Annual Fee Nil
Finance Charges 3.6% p.m. (52.86% p.a.)
Late Payment Fee
For Outstanding Amount:
Less than Rs. 500 Nil
From Rs. 501 to Rs. 5,000 Rs. 500
From Rs. 5,001 to Rs. 10,000 Rs. 750
Greater than Rs. 10,000 Rs. 1,200

Things to Keep in Mind Before Applying

This Card is Suitable If:

  • You regularly shop at home furnishing stores, online or offline.

  • You prefer a simple card with basic benefits.

  • You like the option to convert purchases into EMIs.

  • You dine out occasionally and enjoy partner restaurant offers.

You Might Consider Other Cards If:

  • You want higher reward rates on your spends.

  • You don’t mind paying an annual fee for enhanced benefits.

  • You’re looking for a versatile card with a wide range of perks.

Steps to Close IKEA Family Credit Card by Axis Bank

If you want to cancel your IKEA Family Credit Card issued by Axis Bank, it is important to follow the proper procedure to ensure a smooth and hassle-free closure.

  1. Review Your Card Usage:- Start by understanding why you want to close the card. Whether it is due to low usage, fees, or switching to another card, make sure the decision fits your financial needs.
  2. Redeem Rewards and Benefits:- Before initiating closure, use all available reward points or benefits linked to your IKEA Family Credit Card. Once the account is closed, unused rewards are usually lost.
  3. Clear All Outstanding Dues:- Check your latest credit card statement and ensure there are no pending payments. All dues, including EMIs, interest, and fees, must be cleared before the bank processes your request.
  4. Cancel EMIs and Auto Payments:- If you have any active EMIs or recurring transactions on your card, make sure to close or shift them to another payment method before proceeding.
  5. Contact Customer Support:- Reach out to Axis Bank customer care via phone, email, or branch visit to inform them about your intention to close the credit card. The bank may verify your identity before proceeding.
  6. Submit Closure Request:- Provide a formal request for cancellation. This can be done through customer care, email, or a written application mentioning your card details and reason for closure.
  7. Wait for Confirmation:- Once your request is processed, the bank will send a confirmation via SMS or email stating that your credit card account has been closed. Keep this confirmation for future reference.
  8. Destroy Your Card Safely:- After receiving confirmation, cut the card across the chip or magnetic strip to prevent any misuse.

Important Points to Remember

  • Do not use the card after submitting the closure request

  • Ensure zero outstanding balance to avoid rejection

  • Check your credit report after a few weeks to confirm closure status

  • Closure may take a few working days, while credit report updates can take longer

IKEA Family Credit Card by Axis Bank Helpline Number

If you need assistance with your IKEA Family Credit Card, you can contact the customer support team of Axis Bank for help with transactions, billing, card blocking, or other credit card-related services.

Customer Care Numbers

📞 1800 209 5577 (Toll-Free)
📞 1800 103 5577 (Toll-Free)
📞 1860 419 5555
📞 1860 500 5555 (Charges may apply as per your telecom provider)

These helpline numbers are available to assist you with a wide range of banking and credit card queries.

WhatsApp Banking Support

📱 Send “Hi” to 7036165000 on WhatsApp to access quick banking services and support.

SMS Banking (Balance Check)

📩 Send BAL to 56161600 or 9951860002 from your registered mobile number to check your account balance instantly.

Other Support Services

  • Missed call banking services

  • SMS banking assistance

  • NRI customer support

  • Help in locating nearby bank branches

  • Complaint and grievance redressal

  • Fraud reporting assistance

  • Do Not Call (DNC) services

Services Available

  • Credit card billing and transaction queries

  • Payment and statement assistance

  • Reporting lost or stolen cards

  • Credit card closure or cancellation requests

  • General banking support

Important Note

  • Always use official contact details to avoid fraud risks

  • Keep your registered mobile number and card details ready for verification

FAQs

How can I activate my credit card?

You can activate your credit card through mobile banking, internet banking, or by contacting customer support.

Yes, this credit card comes with no annual fee for the lifetime of the card.

No, payments for utility bills do not earn reward points under this card’s rewards program.

If your card is lost or stolen, block it immediately to prevent misuse. You can do this by sending an SMS from your registered mobile number or contacting customer support for assistance.

Cardholders can enjoy up to 15% off (maximum Rs. 500) on dining transactions above Rs. 2,500, valid once per month per card.