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IndusInd Nexxt Credit Card

The IndusInd Nexxt Credit Card offers an attractive mix of benefits for lifestyle and entertainment. Cardholders earn 1 reward point for every Rs. 150 spent, enjoy Buy 1 Get 1 offers on movie tickets, and receive free vouchers from popular brands. The card comes with a first-year fee of Rs. 10,000 plus taxes.

IndusInd Nexxt Credit Card

About IndusInd Nexxt Credit Card

The Nexxt Rewards Credit Card lets you earn 1 point for every Rs. 150 spent across all categories. Earned points can be redeemed for cashback, airline miles, gift vouchers, or products through the card’s rewards catalogue or “Pay with Points” feature.

Cardholders also enjoy complimentary movie tickets on select booking platforms, along with other standard perks. While the card carries a joining fee of Rs. 10,000, there is no annual fee from the second year onward. New members receive welcome vouchers from popular brands as part of the sign-up benefits.

In essence, the Nexxt Rewards Credit Card is a versatile rewards-focused card, ideal for individuals looking to maximize savings on both online and offline purchases.

Rewards Program & Joining Benefits

Rewards Program

  • Earn 1 reward point for every ₹150 spent.

  • Redeem points for statement credit at a rate of 1 point = ₹0.75.

  • Convert points into travel miles at a rate of 400 points = 100 miles.

  • Use your points to get discounts on a wide range of products, gift vouchers, or services.

Joining Benefits

  • Receive exclusive welcome vouchers and gift offers from popular lifestyle and online brands when you activate your card.

Additional Features & Benefits

Entertainment Perks

  • Enjoy a “Buy 1 Get 1” offer on movie tickets twice every month.

Fuel Savings

  • Get a 1% waiver on fuel surcharge at all petrol stations.

Insurance Coverage

  • Accidental Death Cover: ₹25,00,000

  • Lost Baggage Protection: ₹10,00,000

  • Delayed Baggage Compensation: ₹25,000

  • Passport Loss Assistance: ₹50,000

  • Lost Ticket Support: ₹25,000

  • Missed Connection Coverage: ₹25,000

  • Card Liability Protection: Covers up to your card’s total credit limit under a comprehensive protection program

IndusInd Nexxt Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

IndusInd Nexxt Credit Card: Fees & Charges

Particulars Amount
Joining Fee Rs. 10,000 + Applicable Taxes
Annual Fee Nil
Finance Charges 3.83% p.m. | 46% p.a.
Late Payment Charges
For Statement Balance:
Up to Rs. 100 Nil
Rs. 101 and Rs. 500 Rs. 100
Rs. 501 and Rs. 1,000 Rs. 350
Rs. 1,001 and Rs. 10,000 Rs. 550
Rs. 10,001 and Rs. 25,000 Rs. 800
Rs. 25,001 and Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Key Points Before Applying

Who Should Consider This Card

  • Ideal for those seeking a simple rewards card with essential benefits.

  • Perfect for frequent moviegoers who want savings on ticket bookings.

  • Suitable if you want to earn a consistent rewards rate on all purchases, whether online or in-store.

Steps to Close IndusInd Nexxt Credit Card

Closing your IndusInd Nexxt Credit Card requires a few careful steps to ensure all dues are cleared and your credit history remains accurate.

1. Pay Off Outstanding Balance

  • Clear all pending amounts, including purchases, EMIs, fees, and interest charges.

  • If you hold multiple cards, you may transfer balances to a lower-interest card to avoid extra charges.

2. Redeem Rewards

  • Use all accumulated cashback, points, or miles before closure.

  • Any unclaimed rewards are typically forfeited once the account is closed.

3. Update Automatic Payments

  • Check for subscriptions or auto-payments linked to the card.

  • Switch these payments to another active card or account to prevent missed payments or service interruptions.

4. Contact Customer Service

  • Call the IndusInd Bank credit card helpline and request closure of your Nexxt Credit Card.

  • Follow the instructions provided by the representative.

  • Note: The representative may offer incentives to retain the card; confirm closure if you still want to proceed.

5. Obtain Written Confirmation

  • Request written confirmation that your account is closed and no dues remain.

  • Keep this confirmation safely for your records.

6. Monitor Your Credit Report

  • Check your credit report after a few weeks to ensure the card status is updated as “closed.”

  • Report any discrepancies with credit bureaus if necessary.

7. Safely Dispose of the Card

  • Cut your card across the chip and magnetic strip or destroy it completely to prevent unauthorized use.

Important Tips

  • Do not share sensitive details like OTP, PIN, or CVV during calls or emails.

  • Stop using the card immediately after submitting the closure request.

  • Keep all communications and confirmation documents for future reference.

IndusInd Nexxt Credit Card Helpline Number

If you need assistance with your IndusInd Nexxt Credit Card, the bank’s customer care team can help with billing, payments, lost card reporting, or other credit card services.

24/7 Customer Care Numbers

Email Support

Dedicated Support for Credit Cards

 

Services Offered

  • Billing and transaction support

  • Payment and statement assistance

  • Reporting lost or stolen cards

  • Credit card closure or cancellation requests

  • General customer support

Important Notes

  • Keep your registered mobile number and credit card details ready for verification

  • Always use official IndusInd Bank channels to avoid fraud

  • For NRI support, use the email nri@indusind.com

FAQs

How can I apply for this credit card?

You can apply online by filling out the application form on the bank’s official portal and submitting the necessary documents. Alternatively, you can visit any branch and complete the process in person.

Yes, it can be used for purchases abroad. Note that international transactions may include a forex conversion fee, so check the rates if you frequently shop or travel overseas.

The card provides a “Buy 1 Get 1 Free” offer on movie tickets, with a limit of 2 free tickets per month. Each ticket may have a maximum value cap.

This card comes with an interactive feature that allows you to select your payment method—whether credit, EMI, or reward points—directly at the time of purchase.

The card includes a one-time joining fee when you first activate it. From the second year onward, no annual fee is charged.