The Kotak Air+ Credit Card is a travel-focused card offering 5% cashback on bookings made via Kotak Unbox. Cardholders earn Air Miles, redeemable at a 1:1 ratio, and enjoy complimentary lounge access globally. The card carries a first-year fee of ₹3,000 plus applicable taxes, combining travel rewards with premium privileges.
The Kotak Air+ Credit Card is designed for travelers, offering up to 5% rewards on travel-related spending. These rewards are credited as Air Miles, which can be redeemed at a 1:1 ratio on the Kotak Unbox platform or converted to partner miles at ratios up to 2:1 with nine airline and hotel partners.
Cardholders also receive a yearly bonus of 2,500 Air Miles on card issuance and renewal. The card features a low foreign exchange mark-up fee of just 2% and provides complimentary access to DreamFolks domestic lounges and Priority Pass lounges internationally.
Note: This card is not available through Paisabazaar.com. The information provided here is for reference purposes only. To express interest or apply, visit the official Kotak Mahindra Bank website.
Monthly Cap: Bonus Air Miles (the additional 3 Air Miles) are capped at 15,000 per month. Once this limit is reached, you will continue earning the standard 2 Air Miles per Rs. 100 spent.
Redeeming Air Miles:
Airport Lounge Access:
Foreign Exchange Charges:
Welcome Reward:
Renewal Reward:
Fuel Perks:
| Fee Type | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Rs. 3,000 + Applicable Taxes | ||||||||||||||||||
| Finance Charges | 3.5% per month (42% per annum) | ||||||||||||||||||
| Late Payment Charges |
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Who Should Consider This Card:
Frequent travelers who want a credit card focused on travel benefits and rewards.
Individuals who want to boost their Air Miles earnings by booking flights and hotels specifically through the Kotak Unbox platform.
Cardholders who wish to redeem their Air Miles either for travel bookings via Kotak Unbox or by converting them into partner loyalty miles.
If you want to close your Kotak Air+ Credit Card, it is important to follow the correct process provided by Kotak Mahindra Bank to ensure a smooth and successful closure.
Close via Customer Care
You can initiate the closure process by contacting Kotak customer support
Follow the instructions given by the representative to complete the process
Close by Visiting a Branch
You can also visit your nearest Kotak Mahindra Bank branch
Important Points to Remember
After Card Closure
If you need assistance related to your Kotak Air+ Credit Card, you can contact the customer support team of Kotak Mahindra Bank. They offer support for billing queries, payments, card blocking, and other credit card-related services.
Customer Care Numbers
You can reach Kotak credit card support using the following numbers
These helpline numbers can be used for services such as billing queries, card closure requests, and reporting lost or stolen cards.
City-Wise Customer Care Numbers
If you are unable to connect through the primary helplines, you can try city-specific contact numbers
Services Available
Important Points
No, this card does not provide any spend-based waiver for the annual fee.
Kotak Air+ Credit Card does not provide Air Miles or rewards for international purchases. All foreign transactions attract a 2% forex markup fee.
Kotak Unbox can be accessed via the Kotak Mahindra Bank mobile app. Simply log in, go to the Wallet or Credit Cards section, select Kotak Air+ Credit Card, check your Air Miles balance, and tap “Redeem” to access Kotak Unbox.
Air Miles earned on transactions are usually credited within 5 days after the transaction is settled.
Bonus Air Miles are capped at 15,000 per month. However, the base earning rate continues without any cap, so you keep earning Air Miles on all other spends even after reaching the accelerated bonus limit.
