Kotak IndiGo 6E Rewards XL Credit Card

Kotak IndiGo 6E Rewards XL Credit Card suits frequent flyers seeking IndiGo-linked perks. It offers reward points on everyday spends, travel value-back, and complimentary domestic lounge access. With a moderate annual fee, the card balances airline benefits, rewards, and convenience for regular travelers, including bonus earning opportunities and redemption options.

Kotak IndiGo 6E Rewards XL Credit Card

About Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is created for travellers who regularly choose IndiGo for their flights. As a premium upgrade over the standard variant, it offers added travel conveniences such as airport lounge access, priority services, and higher rewards on airline-related spending. New cardholders also receive a flight voucher as a joining benefit. Beyond travel, the card allows users to earn rewards on everyday categories like dining, entertainment, and grocery purchases, giving it some utility for routine expenses.

However, the overall value of the card is best realised by IndiGo loyalists, as most benefits and redemptions are closely tied to the airline. Rewards earned on non-airline spends are comparatively limited, which may not suit users looking for strong returns across multiple categories. With an annual fee of ₹1,500, there are other cards that may deliver broader benefits. This card is a sensible choice if IndiGo travel perks are your main priority, though additional renewal or milestone benefits could have made it more rewarding in the long run.

Co-branded & Additional Benefits (Key Points)

  • Flight voucher valued at ₹3,000 on successful card activation

  • Premium add-on package including priority boarding, preferred seat selection, complimentary meal, and faster baggage handling

  • Enhanced rewards of up to 6% on airline-related purchases

  • Around 3% reward value on select categories such as dining, entertainment, and groceries

  • Base rewards of nearly 2% on other eligible spends

  • Complimentary airport lounge entry twice every quarter, totalling up to 8 visits annually

Kotak IndiGo 6E Rewards XL Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Fees & Charges

Fee Type Amount
Joining Fee Rs. 1,500
Annual Fee Rs. 1,500
Finance Charges 3.75% per month | 45% per annum
Foreign Currency Markup 3.5%
Late Payment Charges
For outstanding amount:
Less than Rs. 100 Nil
Rs. 100 - Rs. 500 Rs. 100
Rs. 500.01 - Rs. 5,000 Rs. 500
Rs. 5,000.01- Rs. 10,000 Rs. 600
Rs. 10,0001- Rs. 25,000 Rs. 800
Rs. 25,0001 - Rs. 50,000 Rs. 1,000
Above Rs. 50,000 Rs. 1,200

Things to Know Before You Apply

This card may suit you if:

  • You travel often and make regular flight bookings

  • IndiGo is your preferred airline for most journeys

  • You are comfortable paying an annual fee of ₹1,500 in exchange for airline-linked perks and travel-focused benefits

Steps to Close Kotak IndiGo 6E Rewards XL Credit Card

If you want to close your Kotak IndiGo 6E Rewards XL Credit Card, it is important to follow the correct process provided by Kotak Mahindra Bank to ensure a smooth and successful closure.

Close via Customer Care

You can start the closure process by contacting Kotak customer support

  • Call the Kotak credit card helpline: 1860 266 0811
  • Request the customer care executive to initiate your credit card closure
  • Provide required details such as
  • Last four digits of your credit card
  • Registered mobile number
  • Basic verification details

Follow the instructions given by the representative to complete your request

Close by Visiting a Branch

You can also visit your nearest Kotak Mahindra Bank branch

  • Submit a written application requesting closure of your credit card
  • Provide valid identity proof and card details for verification
  • The bank staff will assist you with the remaining process

Important Points to Remember

  • Ensure all outstanding dues, including EMIs, interest, and charges, are fully paid
  • Redeem any available reward points before closing the card, as they may expire afterward
  • Stop using the card immediately after submitting the closure request
  • Cancel all auto-debits, subscriptions, or standing instructions linked to the card
  • Ask for confirmation through SMS or email once the closure is completed

After Card Closure

  • Destroy the physical card by cutting it across the chip and magnetic strip
  • Check your credit report after a few weeks to confirm the status is updated as “Closed”
  • Report any mismatch or issue to the bank immediately

Kotak IndiGo 6E Rewards XL Credit Card Helpline Number

If you need assistance related to your Kotak IndiGo 6E Rewards XL Credit Card, you can contact the customer support team of Kotak Mahindra Bank. The bank provides multiple helpline options to help with billing issues, payments, card blocking, and other credit card services.

Customer Care Numbers

You can reach Kotak credit card support using the following numbers

These helpline numbers can be used for various services such as billing queries, card closure requests, and reporting lost or stolen cards.

City-Wise Customer Care Numbers

If you are unable to connect through the main helplines, you can try city-specific numbers

  • Ahmedabad: (079) 66006022
  • Bangalore: (080) 66006022
  • Chennai: (044) 66006022
  • Hyderabad: (040) 66006022
  • Mumbai: (022) 66006022
  • New Delhi: (011) 66006022
  • Pune: (020) 66006022

Services Available

  • Assistance with credit card billing and statement-related queries
  • Help with payments and outstanding balance information
  • Support for reporting lost or stolen cards
  • Card blocking, replacement, or upgrade requests
  • Guidance for credit card closure or cancellation

Important Points

  • Keep your registered mobile number and card details ready for verification
  • Do not share confidential details such as OTP, PIN, or CVV
  • Always note your complaint or reference number for tracking
  • Call charges may apply depending on your telecom service provider

FAQs

How can I use my 6E reward points?

Points earned on IndiGo co-branded credit cards can be utilised to book IndiGo flight tickets directly through the airline’s official booking platform. These points do not carry an expiry period.

You can apply for the IndiGo Ka-ching 6E Rewards XL Credit Card through official bank channels, either online, via customer support, or by visiting a nearby bank branch.

With an approximate 3% reward value on eligible merchant categories like dining, grocery, and entertainment, spending ₹1.5 lakh can fetch rewards worth nearly ₹4,500 in a year.

Certain payments such as rent, wallet loads, education-related payments, and government transactions are generally excluded from reward accumulation.

6E reward points are the loyalty currency credited on IndiGo co-branded credit cards and can be redeemed for IndiGo flight bookings.

Add-on cardholders must be at least 18 years old to be eligible.