The Kotak Solitaire Credit Card offers premium travel benefits with zero first-year fee. Cardholders earn up to 10% rewards as Air Miles on travel spends, enjoy unlimited lounge access including up to 4 guest visits, and receive exclusive offers such as free stays and discounts at luxury hotels, making it ideal for frequent travelers.
The Kotak Solitaire Credit Card is an exclusive, invite-only metal card designed specifically for frequent travelers. It rewards every spend with Air Miles, offering accelerated earnings of up to 10% on travel-related expenses. These Air Miles can later be redeemed for travel bookings or catalog purchases, with 1 Air Mile valued at up to Rs. 1.
Cardholders also benefit from special travel offers, including up to 50% discounts and complimentary night stays at select hotels such as ITC. International transactions are more convenient as the card comes without any forex mark-up fees. To enhance travel experiences further, it provides unlimited airport lounge access for the primary cardholder along with up to 4 complimentary guest entries.
While Kotak Solitaire excels as a travel-focused card, its value in non-travel lifestyle categories like dining, shopping, or entertainment is limited. This narrower scope may make it less competitive compared to other premium cards such as HDFC Infinia, IDFC FIRST Private, or Axis Magnus, which offer broader benefits across everyday spends.
Note: Kotak Solitaire is an invite-only credit card. The content here is for informational purposes only.
Points Accumulation:
Points Redemption:
Airport Lounge Privileges:
Unlimited access to domestic lounges via DreamFolks for both primary and add-on cardholders.
Unlimited international lounge access through Priority Pass for primary and add-on users.
Complimentary guest entries: 2 visits per year at domestic lounges and 2 at international lounges.
Hotel Stay Benefits:
Special offers at ITC Hotels, Elivaas Villas, and Alaya Stays through Visa Privilege:
Get the 3rd night free when booking 2 consecutive nights.
Avail 50% discount on the 2nd night of your stay.
Fuel Surcharge Waiver:
| Fee Type | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||||
| Annual Fee | Rs. 25,000 + Applicable taxes (Nil for Kotak Solitaire Program customers) | ||||||||||||||||||
| Forex Charges | Nil | ||||||||||||||||||
| Finance Charges | 3.50% p.m. (or 42% p.a.) | ||||||||||||||||||
| Late Payment Charges |
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Who Should Consider This Card:
Ideal for frequent travelers aiming to reduce travel-related expenses.
Suitable for Kotak Solitaire customers seeking a premium travel credit card at a reasonable cost.
Best for users who can fully leverage reward benefits via the Kotak Unbox platform for booking flights and hotels.
Beneficial for those who plan to take advantage of Visa network offers at ITC Hotels, Elivaas Villas, and Alaya Stays.
If you want to close your Kotak Solitaire Credit Card, it is important to follow the proper procedure provided by Kotak Mahindra Bank to ensure a smooth and hassle-free closure.
Close via Customer Care
You can start the closure process by contacting Kotak customer support
Follow the instructions given by the representative to complete the process
Close by Visiting a Branch
You can also visit your nearest Kotak Mahindra Bank branch
Important Points to Remember
After Card Closure
If you need assistance related to your Kotak Solitaire Credit Card, you can contact the customer support team of Kotak Mahindra Bank. They provide support for billing queries, payments, card blocking, and other credit card services.
Customer Care Numbers
You can reach Kotak credit card support using the following numbers
These helpline numbers can be used for services such as billing queries, card closure requests, and reporting lost or stolen cards.
City-Wise Customer Care Numbers
If you are unable to connect through the primary helplines, you can try city-specific contact numbers
Services Available
Important Points
Kotak Solitaire Credit Card is a premium, invite-only card that rewards every spend with AirMiles and offers enhanced savings on travel expenses. Collected AirMiles can be redeemed for travel bookings at a 1:1 ratio. Cardholders also enjoy special offers and discounts at select hotels, including ITC Hotels, Elivaas Villas, and Alaya Stays.
The card is complimentary for Kotak Solitaire program members. For others, an annual fee of Rs. 25,000 applies. No joining fee is charged for any cardholder.
AirMiles can be used to cover up to 80% of flight or hotel booking values on Kotak Unbox. The same 80% limit applies to non-travel redemptions such as vouchers or catalog items. There is no restriction when converting Kotak AirMiles to partner program miles.
Cash withdrawals are possible but generally not recommended due to extra fees. A one-time ATM withdrawal fee of 1% of the withdrawn amount applies. No interest is charged until the statement payment due date of that billing cycle.
To convert AirMiles to partner program miles, a minimum balance of 2,000 AirMiles is needed. For redemption on Kotak Unbox bookings or other options, at least 500 AirMiles must be available.
Yes. Both primary and add-on cardholders get unlimited domestic and international lounge access. Additionally, 2 complimentary guest visits per year are provided for domestic lounges and 2 for international lounges.
This card is offered by invitation only to eligible Kotak Mahindra Bank customers. Direct applications are not accepted. Interested customers can contact Kotak’s customer service to check eligibility; if qualified, an invitation will be issued.
