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Lifestyle Home Centre SBI Card Select

Lifestyle Home Centre SBI Card Select is a co-branded credit card designed for frequent shoppers at Lifestyle, Home Centre, Spar, and Max stores, both offline and online. It offers attractive rewards that can be redeemed through Landmark Rewards, allowing users to enjoy discounts and maximize value on their shopping. The card also provides bonus points on joining, along with accelerated reward earning at partner stores.

Lifestyle Home Centre SBI Card Select

About Lifestyle Home Centre SBI Card Select

This card is ideal for shoppers who frequently visit Lifestyle, Home Centre, Max, or Spar outlets. With every purchase made at these stores, cardholders earn 10 reward points per ₹100 spent, making it easy to accumulate points quickly. Even regular retail purchases earn 2 reward points per ₹100, ensuring rewards are earned on everyday spending as well.

On paying the joining fee of ₹1,499, cardholders receive 6,000 bonus reward points, giving them an immediate boost to start redeeming for discounts. The points earned can be used to access a wide range of products or discounts through Landmark Rewards, helping shoppers get more value from their spending while enjoying a seamless and rewarding shopping experience.

Lifestyle HC SBI Card Select – Features and Benefits

Welcome Offers:
Cardholders receive 6,000 bonus reward points, valued at approximately ₹1,500, when the joining fee is paid. This gives an instant start to earning and redeeming rewards.

Rewards Program:

  • Earn 10 reward points for every ₹100 spent at partner stores and websites, including Lifestyle, Home Centre, Spar, and Max.

  • Earn 2 reward points per ₹100 on other retail transactions, excluding fuel purchases.

  • Each 4 reward points can be redeemed for ₹1.

Milestone Rewards:
You can earn up to 34,400 reward points (worth ₹8,600) in milestone benefits. Additionally, spending ₹3 lakh or more in a calendar year rewards you with 12,000 bonus points. Milestone rewards for Landmark store spends are as follows:

  • ₹25,000 → 2,400 points

  • ₹75,000 → 8,000 points

  • ₹1,50,000 → 12,000 points

Fuel Surcharge Waiver:
Get a 1% waiver on fuel surcharges for transactions ranging from ₹500 to ₹3,000, adding extra savings on fuel expenses.

Renewal Benefits:
On paying the annual renewal fee, cardholders receive 6,000 reward points worth ₹1,500 within 30 days, keeping the rewards cycle ongoing.

Reward Redemption:
SBI Reward Points can be converted to Landmark Points at a rate of 1 Landmark Point = 2.4 SBI Reward Points, allowing flexible redemption for shopping discounts.

Lifestyle Home Centre SBI Card Select Reward Points & Cashback Calculator

Reward Points Calculator

Lifestyle HC SBI Card Select Fees and Charges

Fee Type Amount
Joining Fee Rs. 1,499
Renewal Fee Rs. 1,499
Finance Charges Up to 3.50% per month [42% per annum]
Late Payment Charges
For outstanding balance:
Less than Rs. 500 Nil
Rs. 500 up to Rs. 1,000 Rs. 400
Rs. 1,000 up to Rs. 10,000 Rs. 750
Rs. 10,000 up to Rs. 25,000 Rs. 950
Rs. 25,000 up to Rs. 50,000 Rs. 1,100
Amount over Rs. 50,000 Rs. 1,300

Lifestyle HC SBI Card Select Eligibility Criteria

Eligibility Criteria for Lifestyle HC SBI Card Select

To apply for the Lifestyle HC SBI Card Select, applicants must meet the following requirements:

  • Age: Between 23 and 60 years.

  • Income: The minimum income requirement is determined by the bank and may vary depending on individual cases.

  • Credit Score: A good credit history is essential, with a preferred score of 650 or higher.

Documents required for Lifestyle HC SBI Card Select

Applicants need to provide valid proofs of identity, address, and income as listed below:

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID, Overseas Citizen of India (OCI) Card, Person of Indian Origin (PIO) Card, NREGA Job Card, or UIDAI-issued letters.

  • Proof of Address: Aadhaar Card, Driver’s License, Passport, Utility Bill (not older than 3 months), Ration Card, Property Registration Document, PIO Card, NREGA Job Card, or Bank Account Statement.

  • Proof of Income: Latest 1–2 salary slips (within 3 months), most recent Form 16, or last 3 months’ bank statements.

Steps to Close Lifestyle Home Centre SBI Card Select

If you want to discontinue your Lifestyle Home Centre SBI Card Select, you can follow the official closure process provided by SBI Card. You may use offline methods or customer support channels depending on your convenience.

Visit Nearest SBI Branch

  • Go to your nearest State Bank of India branch with valid identity proof and your credit card details
  • Request the credit card closure form from the bank official
  • Fill in all required details carefully and ensure accuracy
  • Submit the completed form for further verification and processing

Contact Customer Care

Process details

  • Call the customer care team and request closure of your credit card
  • Provide your registered mobile number and last four digits of the card for verification
  • Complete the authentication steps as guided by the representative

Send a Written Request

You can also send a formal written request for card closure through post. Include the following details

  • Full name of the cardholder
  • Registered address
  • Contact number
  • Last four digits of the credit card

Mailing Address

SBI Cards and Payment Services Limited

  • Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower
  • E-1, 2, 3 Netaji Subhash Place, Wazirpur New Delhi – 110034

Important Points to Remember

  • Ensure all outstanding dues including EMIs, interest, and pending charges are fully cleared before applying for closure
  • Redeem all reward points and benefits before initiating the request
  • Cancel all auto-debits, standing instructions, or subscriptions linked to the card
  • Do not use the card after submitting the closure request
  • Always request confirmation of closure through SMS or email for your records

After Card Closure

  • Cut the physical card diagonally across the chip and magnetic strip after confirmation
  • Check your credit report after a few weeks to ensure the status is updated as “Closed”

Lifestyle Home Centre SBI Card Select Helpline Number

If you need assistance regarding your Lifestyle Home Centre SBI Card Select, you can contact the customer support team of SBI Card. They provide support for billing queries, payments, reward points, card blocking, and other credit card-related services.

Customer Care Helpline Numbers

Availability

  • IVR services are available 24×7
  • Customer care executives are available from Monday to Saturday, 9:00 AM to 6:00 PM

Note: Calls to 1860 numbers may be chargeable as per your telecom operator

International Customer Support

  • Overseas Helpline: +91-80-26599990
    This number can be used for assistance when calling from outside India

Email Support

For personal credit card queries, you can also raise requests through the official website or SBI Card net banking portal

SMS Services for Existing Cardholders

Send SMS to 5676791 from your registered mobile number in the following format

  • Balance Enquiry: BAL XXXX
  • Available Limit: AVAIL XXXX
  • Block Card: BLOCK XXXX
  • Payment Status: PAYMENT XXXX
  • Reward Points: REWARD XXXX
  • E-Statement Request: ESTMT XXXX
  • Duplicate Statement: DSTMT XXXX MM

Replace XXXX with the last four digits of your credit card

WhatsApp Support

Activation Methods

  • Give a missed call on 08080945040
  • Register via the SBI Card mobile app or official website
  • Send SMS WAOPTIN XXXX to 5676791 from your registered mobile number

Services Available

  • Help with billing statements and transaction queries
  • Assistance for lost or stolen cards
  • Support for fraud or unauthorized transactions
  • Information about reward points and offers
  • Card closure, upgrade, or service-related requests

Important Tips

  • Keep your registered mobile number and card details ready before contacting support
  • Never share sensitive information such as OTP, PIN, or CVV
  • Always note your complaint or reference number for future tracking
  • Immediately block your card if you notice suspicious activity

FAQs

When do I receive the welcome bonus on this card?

The welcome bonus of 6,000 reward points is credited to your account within 30 days after paying the joining fee. This gives you a head start to redeem points for shopping discounts.

No, the bonus points of 10 per ₹100 spent at partner stores like Lifestyle, Home Centre, Spar, and Max apply to both online and in-store purchases.

On paying the annual renewal fee, you will receive 6,000 reward points within 30 days, allowing you to continue enjoying benefits seamlessly.

For transactions outside the partner stores and excluding fuel, you earn 2 reward points for every ₹100 spent, ensuring that even everyday spending contributes to rewards.

No, fuel transactions do not earn reward points, but you can still benefit from a 1% fuel surcharge waiver on eligible fuel payments.

Reward points can be converted into Landmark Points at a rate of 2.4 SBI Reward Points per Landmark Point, which can then be used for discounts on purchases at partner stores.