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MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card is designed for frequent travelers, offering up to 6% value back on travel spends. It features a low forex markup fee of 0.99%, making international transactions more economical. Cardholders also enjoy MMTBLACK Gold Membership benefits. The first-year fee is ₹999 plus taxes, providing a cost-effective travel rewards option.

MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card Overview

The MakeMyTrip ICICI Bank Credit Card is the latest iteration replacing previous MMT co-branded cards. It continues to reward users with myCash on every transaction, which can be redeemed for travel bookings via MakeMyTrip. Compared to its predecessors, the card now offers enhanced myCash benefits: 6% on hotel bookings, 3% on flights, holiday packages, cabs, and bus bookings made through MakeMyTrip, and 1% on all other spends, both on and off the platform, for a moderate annual fee of Rs. 999.

Frequent travelers will find the card appealing thanks to a low forex markup fee of 0.99% and complimentary lounge access, without the need to meet a spending threshold. While some perks from older versions, such as DreamFolks membership, railway lounge access, milestone rewards, and holiday vouchers, are no longer included, the card introduces welcome bonuses, annual benefits, and milestone-based tier upgrades to enhance the value proposition.

As a co-branded card, its benefits are most rewarding for those who regularly book trips through MakeMyTrip. If you are loyal to the portal and travel frequently, this card offers a convenient way to maximize rewards on your bookings while enjoying travel-friendly features.

Rewards & Travel Benefits

Rewards Program

  • Earn 6% myCash (12 myCash per Rs. 200 spent) on hotel bookings made through MakeMyTrip.

  • Get 3% myCash (6 myCash per Rs. 200 spent) on flights, holiday packages, cabs, and bus bookings via MakeMyTrip.

  • Receive 1% myCash (2 myCash per Rs. 200 spent) on all other purchases, including domestic and international transactions outside MakeMyTrip.

  • Earn 25 myCash for every train ticket booked through MakeMyTrip.

  • Redeem myCash for travel bookings on MakeMyTrip, with 1 myCash equivalent to Rs. 1.

Travel Benefits

  • 8 complimentary domestic lounge visits per year at participating airports.

  • 1 complimentary international lounge visit annually.

  • Low foreign currency transaction fee of 0.99%.

Other Features & Benefits

Joining & Annual Benefits

  • Get an MMT voucher worth Rs. 1,000 valid during the first year of card membership.

  • Enjoy MMTBLACK Gold Membership for the first year.

  • Receive an additional MMT voucher worth Rs. 1,000 within three months upon payment of the annual fee.

  • Annual fee waiver available on spending Rs. 2.99 lakh or more in a year.

  • Movie benefit: Buy one ticket and get 25% off (up to Rs. 150) on the second ticket at BookMyShow and INOX, twice a month.

Tier Upgrade

  • Gold Tier: Achieved with annual spending between Rs. 50,000 and Rs. 2 lakh plus completion of more than 4 trips.

  • Platinum Tier: Eligible with annual spending of Rs. 2 lakh or more and completion of over 4 trips.

Dining Benefit

  • Access exclusive dining offers at partner restaurants through the ICICI Bank Culinary Treats Programme.

MakeMyTrip ICICI Bank Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

MakeMyTrip ICICI Bank Credit Card: Fees & Charges

Fee Type Amount
Joining Fee Rs. 999
Annual Fee Rs. 999
Finance Charges 3.67% p.m. (44% p.a.)
Late Payment Charges
For Statement Balance:
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Things to Consider Before Applying

Who Should Consider This Card:

  • You frequently book travel through MakeMyTrip and are comfortable limiting rewards to this platform.

  • You want a credit card with a low foreign currency transaction fee.

  • You can manage annual spending of Rs. 2 lakh or more to qualify for tier upgrades.

  • You are okay with redeeming reward points exclusively for MakeMyTrip bookings.

Steps to Close MakeMyTrip ICICI Bank Credit Card

If you want to permanently close your MakeMyTrip ICICI Bank Credit Card, you should follow the official closure process provided by ICICI Bank to ensure a safe and hassle-free experience.

Close via Net Banking

  • Log in to your ICICI Bank internet banking account using your registered user ID and password
  • Go to the “Cards” or “Accounts” section on your dashboard
  • Select your MakeMyTrip ICICI Credit Card from the list of active cards
  • Click on the option for card closure or deactivation
  • Follow the on-screen instructions and submit your request
  • The bank will verify the details and process your request accordingly

Close via Customer Care

  • You can also request card closure by contacting customer support:
  • Inform the executive that you want to close your credit card
  • Provide necessary details such as your registered mobile number, date of birth, and the last four digits of your card
  • Complete the verification process as guided by the support representative

Important Points to Consider

  • Ensure all outstanding dues including purchases, EMIs, interest, and charges are fully cleared before initiating closure
  • Redeem all reward points, cashback, or benefits as they may expire after closure
  • Cancel all auto-debits, subscriptions, and standing instructions linked to the card
  • Avoid using the card once the closure request has been submitted
  • Keep a record of confirmation messages or emails for future reference

After Card Closure

  • After receiving confirmation, cut the card across the chip and magnetic strip to prevent misuse
  • Check your credit report after a few weeks to ensure the account status is updated as “Closed”
  • If any discrepancy is found, contact ICICI Bank immediately for correction

MakeMyTrip ICICI Bank Credit Card Helpline Number

If you need assistance related to your MakeMyTrip ICICI Bank Credit Card, you can contact the customer support team of ICICI Bank. The bank offers support for billing issues, payments, card blocking, reward points, fraud reporting, and other credit card-related services.

Customer Care Helpline Numbers (India)

  • Toll-Free Number
    1800 1080
    This number is available 24×7 for general banking as well as credit card-related assistance.

Support for Customers Travelling Abroad

  • International Helpline
    +91-22-33667777
    This number can be used when calling from outside India for credit card or banking support.

NRI Customer Support

Email Support

Customer Care Email


You can send your queries or service requests using your registered email ID for secure communication.

Services Provided

  • Assistance with billing and statement-related queries
  • Support for payment status and outstanding balance information
  • Information regarding reward points and card benefits
  • Help in reporting lost or stolen credit cards
  • Card blocking, replacement, or reissue services
  • Guidance for credit card closure or cancellation process

Important Guidelines

  • Always use official contact channels of the bank for secure assistance
  • Keep your registered mobile number and card details ready for verification
  • Never share sensitive information such as OTP, CVV, or PIN
  • Always note your complaint or reference number for future tracking and follow-up

FAQs

Can I earn rewards on insurance payments?

Yes, you earn 1% myCash on insurance payments made using this card. Note that the maximum reward on insurance spends is capped at 1,000 myCash per year.

Yes, cardholders get 8 domestic lounge visits per year (up to 2 per quarter) and 1 complimentary international lounge visit annually.

myCash can be used for travel bookings on MakeMyTrip, with 1 myCash equivalent to Rs. 1. Simply select ‘myCash’ as the payment option during checkout.

Yes, but international transactions must be activated via the iMobile Pay app or ICICI Bank internet banking. The card charges a low forex fee of 0.99%, making it convenient for foreign spending.

At checkout on MakeMyTrip, choose ‘myCash & MMT Voucher’ and click ‘Use & Apply’ to redeem your voucher.

Yes, the card comes in a dual-network format with Mastercard and RuPay, so you receive both for wider acceptance.

Yes, you earn 25 myCash for each train ticket booked via MakeMyTrip using this credit card.