About PhonePe SBI Card SELECT BLACK
SBI Card has partnered with PhonePe to launch two co-branded credit cards: SBI PhonePe Purple and SBI PhonePe SELECT BLACK. The SELECT BLACK is the premium option, offering up to 10% rewards on select PhonePe transactions including recharges, bill payments, insurance, travel, and orders on the PINCODE app. Other eligible online spends earn 5% rewards, while offline purchases and Scan & Pay transactions get a base 1% reward, all redeemable at a 1:1 value for cash or vouchers. Additional perks include complimentary domestic lounge visits, a welcome voucher covering the joining fee, and milestone rewards such as a Rs. 5,000 Yatra voucher and an annual fee waiver.
In comparison, HDFC Bank also provides PhonePe co-branded cards, with the PhonePe HDFC Ultimo as its premium variant. Both cards offer similar reward structures, but Ultimo’s 5% cashback is limited to select online merchants like Myntra, Swiggy, Zomato, Amazon, Ajio, Flipkart, and Uber. SBI SELECT BLACK, on the other hand, allows broader 5% rewards without merchant restrictions. While HDFC Ultimo provides more domestic lounge visits, these are tied to spending conditions and it lacks milestone bonuses aside from the annual fee waiver.
Note: This card is currently not listed on Paisabazaar. For more details or to apply, visit the SBI Card official website.
Rewards Program – PhonePe SELECT BLACK SBI Card
- 10X Points: Earn 10 points for every Rs. 100 spent on select PhonePe transactions such as recharges, bill payments, insurance, travel, utilities, and PhonePe PINCODE orders.
- 5X Points: Earn 5 points for every Rs. 100 spent on other online transactions.
- 1X Point: Earn 1 point per Rs. 100 on all other transactions, including utilities and insurance payments made outside PhonePe and Scan & Pay transactions.
- Monthly Limits: Maximum 2,000 points per month for each reward tier (1X, 5X, 10X), except for utilities and insurance payments outside PhonePe, which are capped at 500 points per month.
- Redemption: Each point is equivalent to Rs. 1 and can be redeemed for vouchers or cashback.
Other Features & Benefits – PhonePe SELECT BLACK SBI Card
- Welcome Gift: Get a Rs. 1,500 PhonePe gift card on payment of the joining fee.
- Airport Lounge Access:
- 4 complimentary domestic lounge visits annually (1 per quarter).
- Complimentary Priority Pass membership (worth $99) for the first 2 years of card membership.
- Milestone Reward: Receive a Rs. 5,000 Yatra voucher upon spending Rs. 5 lakh in a year.
- Annual Fee Waiver: Annual fee waived if you spend Rs. 3 lakh or more in the preceding year.
- Fuel Savings: 1% surcharge waiver on fuel transactions between Rs. 500–4,000, capped at Rs. 250 per month.
PhonePe SBI Card SELECT BLACK
Reward Points & Cashback Calculator
PhonePe SBI SELECT BLACK: Fees & Charges
Things to Consider Before Applying – PhonePe SELECT BLACK SBI Card
This Card is Ideal If:
You frequently use PhonePe for UPI payments, bill settlements, and recharges.
You want higher rewards on spends that are usually excluded from other cards, such as utilities, insurance, and bill payments.
You travel domestically often and can benefit from perks like extra rewards on PhonePe travel bookings and milestone vouchers from Yatra.
You shop online regularly and are looking for a card that provides strong value-back on online purchases.
Steps to Close PhonePe SBI Card SELECT BLACK
If you want to close your PhonePe SBI Card SELECT BLACK, you can follow the official closure methods provided by SBI Card. These offline options are helpful if you prefer direct assistance or are unable to raise a request online.
Visit Nearest SBI Branch
- Visit your nearest SBI branch with valid identity proof and your credit card details
- Request the credit card closure form from the bank representative
- Fill in all the required details carefully
- Submit the completed form for verification and further processing
Contact Customer Care
Process details
- Ask the customer care executive to initiate your credit card closure request
- Provide the last four digits of your card along with your registered mobile number
- Complete the verification steps as guided by the representative
Send a Written Request
You can also submit a formal request by post including the following details
- Cardholder’s full name
- Registered address
- Contact number
- Last four digits of the credit card
Mailing Address:-
SBI Cards and Payment Services Limited
- Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower
- E-1, 2, 3 Netaji Subhash Place, Wazirpur New Delhi – 110034
Important Points to Remember
- Clear all outstanding dues including EMIs, interest, and any applicable charges
- Redeem all reward points before initiating closure
- Cancel all auto-debits and subscriptions linked to the card
- Do not use the card after submitting the closure request
- Ask for confirmation via SMS or email once the request is processed
After Card Closure
- Cut the card diagonally across the chip and magnetic strip
- Check your credit report after a few weeks to confirm the status is updated as “Closed”
PhonePe SBI Card SELECT BLACK Helpline Number
If you need assistance related to your PhonePe SBI Card SELECT BLACK, you can contact the SBI Card customer support team. They provide help with billing queries, payments, card blocking, reward points, and other credit card services.
Customer Care Helpline Numbers
Availability
- IVR Services: Available 24×7
- Customer Care Executives: Monday to Saturday, 9:00 AM to 6:00 PM
Note: Calls to 1860 numbers may be chargeable depending on your telecom operator.
International Customer Support
- Overseas Helpline: +91-80-26599990
- This number can be used when calling from outside India
Email Support
- Corporate Card Support: sbicorporate.services@sbicard.com
- For personal credit card queries, you can also raise requests through SBI Card net banking or the official website
SMS Services (For Existing Cardholders)
Send SMS to 5676791 from your registered mobile number
- Balance Check: BAL XXXX
- Available Limit: AVAIL XXXX
- Block Card: BLOCK XXXX
- Payment Status: PAYMENT XXXX
- Reward Points: REWARD XXXX
- E-Statement: ESTMT XXXX
- Duplicate Statement: DSTMT XXXX MM
(Replace XXXX with the last four digits of your card)
WhatsApp Support
How to Activate
- Give a missed call on 08080945040
- Register through SBI Card mobile app or official website
- Send SMS: WAOPTIN XXXX to 5676791
Services Available
- Assistance with billing and statement-related queries
- Support for reporting lost or stolen cards
- Help with fraud and transaction disputes
- Information about reward points and offers
- Requests for credit card closure or upgrade
Important Points
- Keep your registered mobile number and card details ready for verification
- Do not share sensitive information such as OTP, PIN, or CVV
- Always note your complaint or reference number for future tracking
- In case of suspicious activity, block your card immediately using official channels
