RBL Bank Icon Credit Card

The RBL Bank Icon Credit Card offers premium benefits for frequent spenders and movie enthusiasts. Cardholders can earn up to 10X rewards per Rs. 100 spent, enjoy up to 8 domestic lounge visits annually, and save up to Rs. 400 per month on movie bookings. The first-year fee is ₹5,000 plus applicable taxes.

RBL Bank Icon Credit Card

About RBL Bank Icon Credit Card

This premium lifestyle credit card is designed to offer exclusive benefits across a range of spending categories. Cardholders can enjoy a “buy one, get one” movie offer, with up to two complimentary tickets each month. Golf enthusiasts receive 12 free lessons annually, along with complimentary green fees. Frequent domestic travelers can access airport lounges at no extra cost. Additionally, concierge services help with reservations, event access, and other personalized assistance.

The card’s rewards program is tailored for higher spenders, offering accelerated points on international transactions and weekend dining. Cardholders can earn up to 45,000 bonus points upon reaching an annual spend of Rs. 8 lakh. Those with a diverse and active lifestyle are most likely to benefit fully from the card’s wide-ranging perks.

Rewards Program

  • Premium Rewards: Earn 20 points for every ₹100 spent on international transactions and weekend dining.
  • Standard Rewards: Earn 2 points for every ₹100 spent on all other purchases.
  • Limit: Premium rewards are capped at 2,000 points per month for each category—international spending and weekend dining.
  • Exclusions: Rewards do not apply to dining outside weekends, railway bookings, real estate, rentals, or other miscellaneous categories.
  • Redemption Options: Accumulated points can be redeemed for travel bookings, shopping vouchers, and lifestyle experiences through the rewards catalogue.

RBL Bank Icon Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Additional Features & Benefits

Welcome Bonus: Earn 20,000 reward points by making your first purchase within 30 days of card issuance and paying the annual fee.

Milestone Rewards:

  • 10,000 points on reaching ₹3 lakh in annual spends

  • 15,000 points on reaching ₹5 lakh in annual spends

  • 20,000 points on reaching ₹8 lakh in annual spends

Airport Lounge Access: Enjoy up to 8 complimentary visits to domestic lounges per year, with a maximum of 2 visits per quarter.

Entertainment Perks: Get a buy-one-get-one-free offer on movie tickets (up to ₹200 per ticket) twice each month.

Golf Privileges:

  • Up to 12 complimentary golf lessons annually (1 per month)

  • 4 complimentary rounds of green fees per year, with 50% discount on additional rounds

  • Concierge Services: Receive assistance for golf course bookings, car rentals, hotel reservations, business services, event tickets, spa and fitness center referrals, gift deliveries, and dining reservations. Support is available through the customer service desk.
  • Fuel Savings: Get a 1% surcharge waiver on fuel transactions ranging from ₹500 to ₹4,000, up to ₹200 per month.

RBL Icon Credit Card: Fees & Charges

Fee Type Amount
Joining/Annual Fee Rs. 5,000 + Applicable taxes
Finance Charges Up to 3.99% p.m. (up to 47.88% p.a.)
Late Payment Charges 12.5% of the total outstanding amount, subject to a minimum of Rs. 5 and a maximum of Rs. 1,300

Important Points Before Applying

Who Should Consider This Card:

  • You are a frequent spender seeking a card that offers rewards across multiple spending categories.

  • You enjoy weekend dining, movies, and golf, and want a card that complements your lifestyle.

  • You are willing to meet spend-based milestones to unlock additional rewards and maximize your benefits.

Steps to Close RBL Bank Icon Credit Card

If you want to permanently close your RBL Bank Icon Credit Card, it’s important to follow the correct steps to ensure a smooth process.

  1. Clear All Outstanding Balances: Make sure your card has no pending dues, including EMIs, annual fees, or interest charges. The closure request can only be processed once your account is fully settled.
  2. Redeem Reward Points: Before closing the card, use or redeem any remaining reward points or benefits. Most rewards become void once the account is closed.
  3. Reach Out to Customer Care: Call RBL Bank’s customer support and request the cancellation of your Icon Credit Card. Keep your registered mobile number and card details handy for verification.
  4. Send a Written Closure Request: You can also email your cancellation request from your registered email ID, including your name, the last four digits of your card, and the reason for closure.
  5. Avoid Using the Card: After submitting your request, refrain from making any transactions on the card, as this may delay the closure.
  6. Destroy the Card After Confirmation: Once the bank confirms the account closure, cut the card carefully through the chip or magnetic stripe to prevent misuse.
  7. Verify Closure Status: After a few weeks, check your credit report to ensure the account is marked as “closed.” This confirms that the cancellation has been successfully completed.

RBL Bank Icon Credit Card Helpline Number

For assistance regarding your RBL Bank Icon Credit Card, you can contact the bank’s dedicated customer support team. They provide help with billing issues, payments, reward points, card blocking, and closure requests.

Customer Care Number:
📞 022-6232-7777

These helplines are available to guide you through any queries or concerns related to your RBL Bank Icon Credit Card.

FAQs

How can I apply for this premium lifestyle credit card?

You can apply online through the bank’s official portal by filling in your personal and financial details and submitting the application form.

Pros: Offers lifestyle perks like complimentary airport lounge access, golf privileges, movie offers, and higher reward points on international and weekend dining spends.
Cons: Comes with a relatively high annual fee and fewer redemption options compared to some other premium cards.

The card carries a joining fee of ₹5,000 plus applicable taxes.

Cardholders enjoy airport lounge access, golf sessions, milestone rewards, movie offers, and accelerated reward points on international, travel, and dining expenses.

Yes, it provides up to 8 domestic lounge visits per year, with a maximum of 2 visits allowed per quarter.

Earn up to 20 points per ₹100 spent on international transactions and weekend dining, and 2 points per ₹100 on other spending categories.

The monthly interest rate is generally around 3.99% (approximately 47.88% annually), varying based on usage and repayment history.

Yes, it is ideal for international travellers due to higher reward points on overseas spending. Note that it does not include complimentary international lounge access.

Salaried or self-employed individuals aged 21–60 years with a stable income and a good credit record can apply.