RBL Bank Platinum Delight Credit Card

The RBL Bank Platinum Delight Credit Card offers rewards and savings for everyday spending. Earn 2X rewards on weekend shopping and 1X rewards on all other purchases. Additionally, cardholders can save up to Rs. 1,800 annually on fuel expenses. The first-year fee is ₹1,000 plus taxes, making it a convenient rewards card.

RBL Bank Platinum Delight Credit Card

About the Platinum Delight Credit Card

The Platinum Delight Credit Card is an entry-level rewards card designed to give value on everyday spending. Cardholders earn double points on weekend purchases, while weekday spends earn standard reward points. Accumulated points can be redeemed across various options such as travel bookings, mobile recharges, e-vouchers, and shopping.

Additionally, the card provides 1,000 points as a milestone reward and 4,000 points as a welcome bonus, enhancing its overall benefits. This card is ideal for users looking for a simple, straightforward credit card that offers basic yet meaningful rewards.

Rewards & Welcome Advantages

Earning Rewards

  • Earn 2 points for every Rs. 100 spent on regular purchases.

  • Earn 4 points for every Rs. 100 spent during weekends, with a monthly maximum of 1,000 points.

Welcome Perk

  • Receive 4,000 bonus points upon paying the joining fee and completing your first transaction within 30 days of receiving your card.

Additional Features & Advantages

Milestone Rewards

  • Earn 1,000 bonus points each month by completing 5 transactions of Rs. 1,000 or more within the same month.

Fuel Charge Benefit

  • Get a 1% waiver on fuel surcharges (up to Rs. 150 per month) for fuel transactions between Rs. 500 and Rs. 4,000.

Annual Fee Benefit

  • The annual fee is waived if your total yearly spending reaches Rs. 2 lakh or more.

RBL Bank Platinum Delight Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

RBL Bank Platinum Delight Credit Card: Fees & Charges

Particulars Amount
Joining Fee Rs. 1,000 + Applicable Taxes
Annual Fee Rs. 1,000 + Applicable Taxes
Financial Charges 3.99% p.m. | 47.88% p.a.
Late Payment Charges 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)

Key Points Before Applying

This Card is Suitable for You If:

  • You want a beginner-friendly credit card with essential perks.

  • Most of your spending happens on weekends rather than weekdays.

  • You can spend Rs. 2 lakh annually to qualify for the annual fee waiver.

  • Your main goal is to earn reward points on your purchases.

Steps to Close RBL Bank Platinum Delight Credit Card

If you wish to close your RBL Bank Platinum Delight Credit Card, it is important to follow the correct process suggested by RBL Bank to ensure a smooth and hassle-free closure.

Clear All Outstanding Dues

Before initiating the closure, make sure there are no pending payments on your credit card. Pay off:

  • Total outstanding balance

  • EMIs (if applicable)

  • Interest charges

  • Late payment fees or other applicable charges

Your closure request will only be processed once the account is fully settled.

Redeem Reward Points

Make sure to use all your reward points or benefits before closing the card. Once the account is closed, any unused rewards may lapse and cannot be recovered.

Contact Customer Support

Reach out to RBL Bank’s customer care team to raise a closure request. You may be required to provide:

  • Last four digits of your credit card

  • Registered mobile number

  • Basic verification details

Follow the instructions shared by the support executive to proceed further.

Submit Closure Request via Email

You can also send a closure request through your registered email ID. Include:

  • Cardholder’s name

  • Last four digits of the card

  • Reason for cancellation

The bank will review your request and initiate the closure process.

Stop Using the Card

Once you have submitted the closure request, avoid making any new transactions. Continued usage may delay or cancel your request.

Destroy the Card After Confirmation

After receiving confirmation that your credit card has been successfully closed, safely dispose of it by cutting through the chip and magnetic strip to prevent misuse.

Check Closure Status

After a few weeks, check your credit report to ensure the card status has been updated as “Closed.” If there are any discrepancies, report them immediately.

Important Tips

  • Cancel all auto-payments or subscriptions linked to the card

  • Keep a record of confirmation emails or messages for future reference

  • Be aware that closing a credit card may temporarily impact your credit score

RBL Bank Platinum Delight Credit Card Helpline Number

If you need any assistance regarding your RBL Bank Platinum Delight Credit Card, you can easily get in touch with the customer support team of RBL Bank. They offer reliable support for billing queries, payments, card blocking, reward-related concerns, and other credit card services.

Customer Care Helpline Number

You can contact RBL Bank using the following number:

Primary Helpline:
📞 022-6232-7777

This helpline is available for handling all types of credit card-related queries and support requests.

Services Available

By contacting customer care, you can get assistance with:

  • Credit card billing and statement-related issues

  • Payment support and outstanding balance queries

  • Reward points, offers, and benefits information

  • Reporting lost or stolen credit cards

  • Card blocking or replacement requests

  • Credit card closure or cancellation process

Important Tips

  • Keep your registered mobile number and card details ready for quick verification

  • Never share sensitive information such as OTP, PIN, or CVV with anyone

  • Always use official RBL Bank contact details to avoid fraud or scams

  • If you notice any suspicious transactions, immediately block your card and inform the bank

FAQs

How can I apply for this credit card?

You can apply online by filling out the application form on the bank’s website. Alternatively, visit any branch to submit the application form along with the required documents in person.

No, this card does not provide reward points on certain categories, including fuel, utilities, insurance, rent/real estate, railways, wallet top-ups, government payments, and EMI conversions.

Reward points can be redeemed via the card’s rewards portal for options such as travel bookings, mobile recharges, e-vouchers, and product purchases.

No, lounge access is not included. You can, however, earn up to 4 reward points for every Rs. 100 spent during weekends to maximize travel savings.

This card does not offer renewal-specific perks. You can still enjoy an annual fee waiver by spending Rs. 2 lakh or more in a year.