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SBI Card PRIME

The SBI Card Prime offers 5X rewards on dining, movies, and grocery spends, making it ideal for frequent spenders. Cardholders receive gift vouchers worth up to Rs. 4,000 annually from Pizza Hut. Additionally, it provides 8 domestic and 4 international airport lounge visits each year, combining rewards and premium travel benefits.

SBI Card PRIME

About SBI Card PRIME

SBI Card PRIME is designed for those who want to earn faster rewards on movies, dining, groceries, and departmental store purchases. Cardholders can receive gift vouchers worth up to Rs. 11,000 annually by reaching specific spending milestones. The card also includes complimentary domestic and international airport lounge access, adding convenience for frequent travellers.

While it is beneficial for high-spenders who frequently use the bonus categories, the annual fee of Rs. 2,999 may seem steep given the benefits. Several other entry-level and mid-tier credit cards offer similar or even better perks at a lower fee, making SBI Card PRIME less attractive in this segment.

Note: This card is not listed on Paisabazaar.com. The information here is for reference only. To apply or learn more, visit the official SBI Card website.

Rewards Program & Milestone Perks

SBI Card PRIME provides attractive reward rates along with bonus points on specific categories and milestone-based gift vouchers up to Rs. 4,000 annually.

Rewards Program

  • Earn 20 reward points for every Rs. 100 spent on your birthday.

  • Receive 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores, and movie tickets.

  • Get 2 reward points for every Rs. 100 spent on all other retail purchases (fuel excluded).

  • Redemption rate: 4 reward points = Rs. 1.

Milestone Perks

  • Get a Pizza Hut voucher worth Rs. 1,000 after spending Rs. 50,000 in a quarter.

  • Receive a Yatra or Pantaloons voucher worth Rs. 7,000 on completing Rs. 5 lakh in annual spends.

  • Annual fee waiver applicable on yearly spending of Rs. 3 lakh.

Other Features & Benefits

Welcome Gift Voucher:

  • Get a Rs. 3,000 voucher from any of these brands: Bata, Hush Puppies, Pantaloons, Shoppers Stop, Aditya Birla Fashion, or Yatra.

Complimentary Lounge Access:

  • 4 international Priority Pass lounge visits per year outside India (maximum 2 per quarter).

  • 8 domestic lounge visits per year within India (maximum 2 per quarter).

Network-Specific Perks:

Mastercard:

  • 4 complimentary golf rounds per year, plus up to 50% discount on games and 1 free lesson per month at selected golf courses in India.

  • Enjoy up to 15% discount on stays and F&B at Lalit Hotels.

Visa:

  • Up to 10% off on Hertz car rentals.

  • Up to 35% discount on Avis car rentals.

  • Access exclusive offers at over 900 luxury hotels worldwide.

American Express:

  • Up to 25% discount at select restaurants across India.

  • Complimentary tablet plus VIP membership, offering upgrades and privileges at selected hotels in India and abroad.

Fuel Surcharge Waiver:

  • Get 1% waiver on fuel surcharge for transactions between Rs. 500 and Rs. 4,000 at all petrol pumps in India.

SBI Card PRIME Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

SBI Card PRIME : Fees & Charges

Fee Type Amount
Joining Fee Rs. 2,999 + Taxes
Annual Fee Rs. 2,999 + Taxes
Finance Charges 3.5% p.m. (42% p.a.)
Late Payment Charges
For Statement Balance:
Up to Rs. 500 Nil
Rs. 500 to Rs. 1,000 Rs. 400
Rs. 1,000 to Rs. 10,000 Rs. 750
Rs. 10,000 to Rs. 25,000 Rs. 950
Rs. 25,000 to Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Things to Keep in Mind Before Applying

This card is suitable for you if:

  • You plan to spend Rs. 5 lakh or more annually to fully benefit from milestone rewards and get the annual fee waived.

  • A significant portion of your spending goes toward movies, dining, and groceries.

  • You travel frequently and would find complimentary lounge access useful.

Steps to Close SBI Card PRIME Credit Card

If you want to close your SBI Card PRIME Credit Card, you can follow the official closure methods provided by SBI Card. These offline methods are useful if you prefer direct assistance or are unable to submit an online request.

Visit Nearest Branch

  • Visit your nearest SBI branch with valid ID proof and credit card details

  • Request the credit card closure form from the bank representative

  • Fill in all required details accurately

  • Submit the form for verification and processing

Call Customer Care

Steps:

  • Request the executive to initiate credit card closure

  • Provide details like last 4 digits of the card and registered mobile number

  • Complete verification as instructed

Send Written Request

You can also send a formal written request including:

  • Cardholder name

  • Registered address

  • Contact number

  • Last 4 digits of the credit card

Mailing Address:-

SBI Cards and Payment Services Limited

  • Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower
  • E-1, 2, 3 Netaji Subhash Place, Wazirpur, New Delhi – 110034

Important Points to Remember

  • Clear all outstanding dues including EMIs, interest, and charges before closure

  • Redeem reward points before account closure

  • Cancel all auto-debits and subscriptions linked to the card

  • Do not use the card after submitting the closure request

  • Request confirmation via SMS or email

After Closure

  • Cut the card diagonally across the chip and magnetic strip

  • Check your credit report after a few weeks to ensure status is updated as “Closed”

SBI Card PRIME Credit Card Helpline Number

If you need assistance regarding your SBI Card PRIME Credit Card, you can contact the customer support team of SBI Card for help with billing, payments, card blocking, reward points, and other services.

Customer Care Helpline Numbers

Availability

  • IVR Services: 24×7 available

  • Customer Care Executives: Monday to Saturday (9:00 AM – 6:00 PM)

Note: Calls to 1860 numbers may be chargeable depending on your telecom operator.

International Customer Support

This number can be used when calling from outside India.

Email Support

SMS Services (For Existing Cardholders)

Send SMS to 5676791 from your registered mobile number:

  • Balance Check: BAL XXXX

  • Available Limit: AVAIL XXXX

  • Block Card: BLOCK XXXX

  • Payment Status: PAYMENT XXXX

  • Reward Points: REWARD XXXX

  • E-Statement: ESTMT XXXX

  • Duplicate Statement: DSTMT XXXX MM

(Replace XXXX with last 4 digits of your card)

WhatsApp Support

Activation Methods:

  • Missed call on 08080945040

  • SBI Card mobile app or website registration

  • SMS: WAOPTIN XXXX to 5676791

Services Available

Customer care can help you with:

  • Billing and statement-related queries

  • Reporting lost or stolen cards

  • Fraud and transaction disputes

  • Reward points and offers information

  • Credit card closure or upgrade requests

Important Tips

  • Keep your registered mobile number and card details ready

  • Never share sensitive information like OTP, PIN, or CVV

  • Always note your complaint/reference number for tracking

  • In case of fraud, block your card immediately using official channels

FAQs

Can I apply for SBI Prime Credit Card offline?

Yes, you can apply both online and offline. For offline applications, visit the nearest SBI branch and speak with a bank executive. For online applications, go to the official SBI Card website and fill out the application form.

You can activate your card by logging into your SBI Card account and selecting the ‘Card Activation’ option under the ‘Requests’ section. Choose your card and click the activate button. You can also use the SBI Card mobile app to activate your card.

Yes, you can request up to 2 add-on cards. There is no additional fee for these add-on cards. All add-on cards will be reflected in a single consolidated monthly statement.

You can reach SBI Card customer support by calling 1800-11-2211 or 1800-425-3800 (toll-free). Another contact number is (STD Code) 39020202, but standard call charges may apply.

Yes, the card offers a 1% waiver on fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver per month is Rs. 250, applicable at all petrol pumps across India.

You can pay your bill online via NEFT, NACH, electronic bill payment, debit/credit cards, or through the SBI Card portal. Offline options include payment via cash, cheque, demand draft, or at SBI ATMs.

Yes, SBI Prime Credit Card can be used internationally, but a foreign exchange markup fee of 3.5% applies on such transactions.

The card’s annual fee is Rs. 2,999. You can get the renewal fee waived by spending Rs. 3 lakh in a year.

SBI Elite comes with a higher annual fee of Rs. 4,999 and offers higher rewards, lower forex fees, free movie tickets, and additional perks. SBI Prime has a lower annual fee of Rs. 2,999, provides rewards and milestone benefits, but offers comparatively fewer perks and no free movie tickets.