Apply Now

SBI SimplyCLICK Credit Card

The SBI SimplyCLICK Credit Card is designed for online shoppers, offering 5X reward points on online purchases. Cardholders also enjoy 10X rewards on select brands such as Domino’s, Myntra, and Yatra. With a low first-year fee of ₹499 plus taxes, it is an entry-level card providing easy approval and practical benefits for frequent online buyers.

SBI SimplyCLICK Credit Card

About SBI SimplyCLICK Credit Card

The SBI SimplyCLICK Credit Card is designed for entry-level users who shop frequently online. It provides enhanced rewards, offering 10x points on selected partner merchants such as BookMyShow, Myntra, and Cleartrip, while all other online purchases earn 5x points. With a modest annual fee, the card offers a competitive reward structure, though redemption options and rates are somewhat limited.

This card is best suited for individuals who often shop with its partner brands, allowing them to take full advantage of the higher reward rates. For users looking for more flexible rewards across a wider range of online purchases without merchant-specific restrictions, other credit cards with broader benefits may be more suitable.

Reward Highlights

Rewards Overview

  • Partner Brands Rewards: Earn 10 points for every ₹100 spent at select partners like BookMyShow, Apollo24X7, Domino’s, IGP, Myntra, Yatra, Netmeds, and Cleartrip.

  • Other Online Purchases: Receive 5 points for every ₹100 spent on online shopping outside the partner brands.

  • All Other Spending: Get 1 point for every ₹100 spent on non-online and non-partner purchases.

Key Highlights:

  • Offers strong rewards for frequent online shoppers, especially with SBI’s exclusive partners.
  • On select partners, the card effectively provides a 2.5% reward rate (10 points per ₹100, 4 points ≈ ₹1).
  • For general online shopping, it gives a 1.25% rewards rate (5 points per ₹100, 4 points ≈ ₹1).
  • For all other spends, the reward rate is lower at 0.25% (1 point per ₹100, 4 points ≈ ₹1).

SimplyCLICK SBI Credit Card – Additional Features & Benefits

  • Milestone Rewards: Earn Cleartrip e-vouchers worth ₹2,000 each when you reach annual spending thresholds of ₹1,00,000 and ₹2,00,000.

  • Welcome Gift: Receive an Amazon gift voucher worth ₹500 upon paying the card joining fee.

  • Annual Fee Reversal: The ₹499 annual fee is waived if your annual spending reaches ₹1,00,000.

  • Fuel Surcharge Waiver: Get 1% waiver on fuel surcharge for transactions between ₹500 and ₹3,000.

SBI SimplyCLICK Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

SBI SimplyCLICK Credit Card Fees and Charges

Fee Type Amount
Joining Fee Rs. 499 + Taxes
Annual Fee Rs. 499 + Taxes
Finance Charges 3.50% p.m. | 42% p.a.
Late Payment Charges
For Statement Balance:
Less than Rs. 500 Nil
Rs. 500 to Rs. 1,000 Rs. 400
Rs. 1,000 to Rs. 10,000 Rs. 750
Rs. 10,000 to Rs. 25,000 Rs. 950
Rs. 25,000 to Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Things to Consider Before Applying for SimplyCLICK SBI Credit Card

This card is suitable if you:

  • Are looking for a low-fee, entry-level rewards credit card.

  • Frequently make purchases with SimplyCLICK’s partner brands, such as BookMyShow, Myntra, Cleartrip, and others.

  • Want to earn rewards on general online shopping, especially if you don’t qualify for cashback cards that provide direct discounts.

Steps to Close SBI SimplyCLICK Credit Card

If you want to cancel your SBI SimplyCLICK Credit Card, it is important to follow the official procedure provided by SBI Card to ensure a smooth and secure closure process.

Visit Nearest SBI Branch

  • Go to your nearest State Bank of India branch carrying valid identity proof along with your credit card details
  • Ask the bank representative for the credit card closure request form
  • Fill in the form carefully with accurate details
  • Submit the completed form for verification and further processing

Contact Customer Care

Process Details

  • Call customer care and request closure of your credit card
  • Provide the last four digits of your card and your registered mobile number
  • Complete the verification process as instructed by the executive

Send a Written Request

You can also send a formal application for closure including the following details

  • Full name of the cardholder
  • Registered address and contact number
  • Last four digits of the credit card
  • Reason for closure if required

Mailing Address

SBI Cards and Payment Services Limited

  • Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower
  • E-1, 2, 3 Netaji Subhash Place, Wazirpur, New Delhi – 110034

Important Points to Remember

  • Ensure all outstanding dues including EMIs, interest, and any pending charges are fully cleared before initiating closure
  • Redeem all reward points or benefits before closing the card, as they may expire afterward
  • Cancel all auto-debits, subscriptions, and standing instructions linked to the card
  • Avoid using the card once the closure request has been submitted
  • Always request confirmation via SMS or email after the process is completed

After Card Closure

  • Cut the card across the chip and magnetic strip after receiving closure confirmation
  • Check your credit report after a few weeks to ensure the account status is updated as “Closed”
  • Report any discrepancy to the bank immediately for correction

SBI SimplyCLICK Credit Card Helpline Number

If you need assistance related to your SBI SimplyCLICK Credit Card, you can contact the customer support team of SBI Card. They provide support for billing queries, payments, card blocking, reward points, and other credit card-related services.

Customer Care Helpline Numbers

Availability

  • IVR services are available 24×7
  • Customer care executives are available Monday to Saturday, 9:00 AM to 6:00 PM
    Note: Calls to 1860 numbers may be chargeable depending on your telecom operator

International Customer Support

  • Overseas Helpline: +91-80-26599990
    This number can be used when calling from outside India

Email Support

  • Corporate Card Support: sbicorporate.services@sbicard.com
    For personal credit card queries, you can also use net banking or official service channels provided by SBI Card

SMS Services (For Existing Cardholders)

Send SMS to 5676791 from your registered mobile number

  • Balance Check: BAL XXXX
  • Available Credit Limit: AVAIL XXXX
  • Block Card: BLOCK XXXX
  • Payment Status: PAYMENT XXXX
  • Reward Points: REWARD XXXX
  • E-Statement: ESTMT XXXX
  • Duplicate Statement: DSTMT XXXX MM

Replace XXXX with the last four digits of your credit card

WhatsApp Support

How to Activate WhatsApp Service

  • Give a missed call on 08080945040
  • Register through the SBI Card mobile app or official website
  • Send SMS: WAOPTIN XXXX to 5676791

Services Available

  • Support for billing and statement-related queries
  • Assistance with reporting lost or stolen cards
  • Help with fraud and transaction disputes
  • Information about reward points and offers
  • Requests for credit card closure, upgrade, or other services

Important Points

  • Keep your registered mobile number and card details ready for verification
  • Do not share sensitive information such as OTP, PIN, or CVV
  • Always note your complaint or reference number for future tracking
  • Immediately block your card if you notice any suspicious or unauthorized transactions

FAQs

Is SimplyCLICK a Visa or RuPay card?

The SBI SimplyCLICK Credit Card is available exclusively on the Visa network.

The credit limit is personalized and depends on factors like your credit score, income, and other internal assessments by SBI.

The card has a nominal annual fee of ₹499, which can be waived if you spend ₹1 lakh in a year.

  • Earn 10X reward points on popular partner brands such as BookMyShow, Apollo24X7, Domino’s, IGP, Myntra, Yatra, Netmeds, and Cleartrip.

  • Get 5X points on all other online purchases.

  • Receive milestone benefits, like Cleartrip e-vouchers worth ₹2,000 on achieving annual spends of ₹1 lakh and ₹2 lakh.

Yes, the SimplyCLICK card allows balance transfers on EMI from other credit cards, with interest rates starting from 0.83% per month.

It is ideal for beginners and frequent online shoppers who regularly use the partner brands mentioned above.

Both are entry-level cards with the same annual fee, but SimplyCLICK focuses on online shopping rewards with 10X points on select merchants, whereas SimplySAVE offers higher rewards on categories like dining, movies, and departmental store purchases.

Similar options include YES Bank Paisabazaar Paisasave, HDFC MoneyBack+, American Express SmartEarn, Axis My Zone, Flipkart Axis, and Swiggy HDFC Credit Card, all of which offer good online shopping rewards.

No, the credit limit varies per individual, based on income, credit history, existing liabilities, and SBI’s internal policies. You’ll know the exact limit once the card is issued.

SimplyCLICK is best for online shoppers looking for higher rewards on specific merchants. SBI Cashback Card offers straightforward cashback—5% on online purchases and 1% on offline spends—which suits users preferring simple cashback over points.

Officially, it isn’t a lifetime free card, but the annual fee can be waived by spending ₹1 lakh annually. Contact SBI customer care for further guidance.

No, SimplyCLICK does not include complimentary airport lounge access. Cards like SBI Card Prime or Miles Elite offer such benefits instead.