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Shaurya SBI Card

Shaurya SBI Card is designed for defence personnel, offering higher rewards on canteen and dining spends. It also provides savings on fuel purchases and comes with a low annual fee. With everyday benefits and a practical rewards structure, it suits routine spending needs well.

Shaurya SBI Card

About Shaurya SBI Card

The Shaurya Card is the entry-level option in the Shaurya range, created specifically for defence and allied service members. It delivers higher returns on purchases made at authorised canteen outlets and also extends the same enhanced rewards on common spending areas such as dining, entertainment, groceries, and departmental shopping.

Reward points earned can be redeemed as statement credit or exchanged through the rewards catalogue, with each point carrying a fixed monetary value. Spending outside the preferred categories earns a lower, standard reward rate.

With a modest annual fee, the card also includes features like fuel surcharge savings, bonus reward points on joining, and a spend-based annual fee waiver. Overall, it works well for defence personnel looking for a simple, affordable card that offers savings on daily and canteen-related expenses.

Rewards Program & Welcome Benefits

Reward Structure

  • Earn 5 reward points for every ₹100 spent at canteen outlets, dining, movies, grocery purchases, and departmental stores

  • Earn 1 reward point for every ₹100 spent on all other transactions

Reward Redemption

  • Collected points can be redeemed as cashback or used within the rewards catalogue, with each point worth ₹0.25

Welcome Benefit

  • Receive 1,000 bonus reward points upon successful payment of the joining fee

Additional Features and Advantages

Annual Fee Reversal

  • Get a full waiver on the annual fee by spending Rs. 50,000 or more within a year.

Fuel Savings

  • Enjoy a 1% waiver on fuel surcharges for fuel purchases between Rs. 500 and Rs. 3,000, up to a maximum of Rs. 100 per month.

Insurance Protection

  • Includes personal accident coverage of Rs. 2 Lakh for the cardholder.

Customized Card Design

  • The card can be personalized with your service branch, such as AIRFORCE, ARMY, NAVY, or PARAMILITARY.

Additional Cards

  • Primary cardholders can request add-on cards for family members, including parents, spouse, children, or siblings aged 18 and above.

Shaurya SBI Card Reward Points & Cashback Calculator

Reward Points Calculator

Shaurya SBI Card: Fees & Charges

Particulars Amount
Joining Fee Rs. 250 + Applicable Taxes
Annual Fee Rs. 250 + Applicable Taxes
Finance Charges 2.75% p.m. (33% p.a.)
Late Payment Charges
On outstanding balance of –
Up to Rs. 500 Nil
More than Rs. 500 up to Rs. 1,000 Rs. 400
More than Rs. 1,000 up to Rs. 10,000 Rs. 750
More than Rs. 10,000 up to Rs. 25,000 Rs. 950
More than Rs. 25,000 up to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Important Points Before Applying

Ideal for You If:

  • You are currently serving or have retired from the defence forces.

  • You want to earn enhanced rewards on everyday expenses such as groceries, dining, and CSD purchases.

  • You prefer a card with a low annual fee and essential benefits.

  • You like redeeming reward points for cashback or statement credits.

Steps to Close Shaurya SBI Card

If you wish to permanently close your Shaurya SBI Card, SBI offers both phone and written methods to make the process secure and straightforward.

  1. Choose Your Preferred Method

    You can request card closure using any of these options:

    a) Customer Care Call

    • Call the helpline: 📞 1860 180 1290

    • Or dial 📞 3902 0202 (prepend your local STD code if required)

    • Ask the customer care executive to close your Paytm SBI Card SELECT.

    b) Written Request

    • Draft a formal letter requesting the closure of your card.

    • Send it to: SBI Card, PO Bag 28, GPO, New Delhi – 110001

    • Include in the letter:

      • Your full name

      • Registered address

      • Credit card number (last 4–6 digits)

      • Contact details (phone/email)

  2. Verify Your Identity:-
    • The bank may ask for basic information linked to your account to confirm your identity before processing the closure request.
  3. Clear All Pending Dues:-
    • Ensure all outstanding balances are paid. Make sure there are no pending EMIs, fees, or charges.
    • Closure will only proceed when your account balance is zero.
  4. Wait for Confirmation:-
    • Once your request is submitted and verified, SBI will process the card closure.
    • You will receive confirmation via SMS, email, or phone call.
    • Keep this confirmation safely for future reference.
  5. Destroy the Card:-
    • After initiating the closure, cut your card diagonally through the chip and magnetic strip.
    • This prevents any potential misuse of the card.

Important Points to Remember

  • Never share sensitive details like CVV or PIN during calls or in letters.

  • Any add-on cards linked to the main card will automatically be cancelled.

  • Stop using the card immediately after submitting the closure request.

After Closure

  • Check your credit report after a few weeks to ensure your card status shows as “closed.”

Shaurya SBI Card Helpline Number

If you need help with your Shaurya SBI Card, SBI Card’s customer support team is available to assist with billing, payments, rewards, and other card-related services.

SBI Card Customer Care Numbers

These numbers can be used for general credit card support, including billing inquiries, payments, card blocking, and account-related questions.

Email Support

You can email your queries or service requests from your registered email address for faster assistance.

Services Offered

  • Billing and payment assistance for your credit card

  • Card blocking in case of loss or theft

  • Queries about reward points and ongoing offers

  • Support for account transactions and statements

  • Credit card closure or other service requests

Before Contacting Customer Care

Keep the following information ready to speed up your request:

  • Your registered mobile number

  • Last few digits of your credit card

  • Basic personal details for identity verification

Important Notes

  • Never share sensitive information like OTP, PIN, or CVV with anyone.

  • Always use official SBI Card channels to avoid fraud.

FAQs

What is the Shaurya Defence Card?

This credit card is tailored specifically for defence personnel. Cardholders can personalize the card with the insignia of the Army, Navy, Air Force, or Paramilitary. It offers enhanced rewards on everyday expenses, including groceries, dining, movies, and CSD purchases.

No, this card does not provide access to domestic or international airport lounges.

You earn 5 reward points for every Rs. 100 spent on groceries, CSD items, dining, and movies. All other eligible purchases earn 1 reward point per Rs. 100 spent.

Yes, you receive a 1% waiver on fuel transactions ranging from Rs. 500 to Rs. 3,000, up to a maximum of Rs. 100 per billing cycle.

The card includes complimentary personal accident insurance with coverage up to Rs. 2 Lakh.

The card carries a finance charge of up to 2.75% per month, roughly equivalent to 33% per annum.

Yes, cash advances incur a fee of 2.5% of the withdrawn amount, with a minimum of Rs. 500, whichever is higher.

Yes, a markup of 3.5% is applied on transactions made in currencies other than INR.

Yes, the card offers an EMI option (Flexipay) for eligible purchases. Note that cash advances, balance transfers, and fuel transactions are excluded from reward points.

You can check your application status online by entering your reference number on the card issuer’s application tracking page. Alternatively, you may call the customer care number for updates.